Allahabad UP Gramin Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Allahabad UP Gramin Bank Personal Loan Key Features Jan 2021

      Eligibility Criteria Details
      Age 21-61 yrs(at loan maturity)
      CIBIL 750 minimum
      Allahabad UP Gramin Bank Personal Loan Interest Rate 9.99% p.a.
      Lowest EMI per lakh NIL
      Tenure 12 to 60 months
      Allahabad UP Gramin Bank Personal Loan Processing Fee 1%-2%
      Prepayment Charges NIL
      Part Payment Charges NIL
      Minimum Loan Amount Rs. 50,000
      Maximum Loan Amount Rs, 40 lacs

      Allahabad UP Gramin Bank  Personal Loan Eligibility Criteria

      Eligibility criteria for a personal loan:

      CIBIL score Criteria 750 and above
      Age Criteria 21-61 yrs (at loan maturity)
      Min Income Criteria Rs. 18,000
      Occupation Criteria Salaried/Self-Employed

      Allahabad UP Gramin Bank Personal Loan Interest Rate and Charges

      Allahabad UP Gramin Bank Personal Loan Interest Rate 9.99% p.a.
      Allahabad UP Gramin Bank Personal Loan Processing Charges 1%-2%
      Prepayment Charges NIL
      Stamp Duty NIL
      Cheque Bounce Charges NIL
      Penal Interest NIL
      Floating Rate of Interest NIL

      Allahabad UP Gramin Bank Personal Loan Documents Required

      Form Duly filled application form
      Proof of Identity Copy of:
      > Passport
      > Driving License
      > Aadhar Card
      > Voter ID Card
      Proof of Address Rent Agreement (Min. 1 year of stay)
      Utility Bills
      Passport (Proof of permanent residence)
      Ration card
      Proof of Income > ITR: Last two Assessment years
      > Salary Slip: Last 6 months
      > Bank Statement: Last 3 months

      Allahabad UP Gramin Bank Personal Loan EMI Calculator

      EMI Calculator.

      Allahabad UP Gramin Bank Personal Loan Compared to Other Banks

      Particulars Allahabad UP Gramin Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
      Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
      Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
      Loan amount Up to Rs. 40 lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
      Processing Fee 1%-2% Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

      Other Loan Products from Allahabad UP Gramin Bank

      Allahabad UP Gramin Bank Gold Loan Allahabad UP Gramin Bank Car Loan Allahabad UP Gramin Bank Home Loan Allahabad UP Gramin Bank Business Loan
      Allahabad UP Gramin Bank TWL Allahabad UP Gramin Bank LAP Allahabad UP Gramin Bank Credit Card Allahabad UP Gramin Bank Education Loan

      Why should you apply for Allahabad UP Gramin Bank Personal Loan with Dialabank?

      • Dialabank: India’s first financial helpline.
      • Provides the best services to their customers.
      • Dialabank provides services at a faster rate.
      • Less documentation
      • For any query, call at 9878981166.

      How to Calculate EMIs for Allahabad UP Gramin Bank  Personal Loan

      The  information required to calculate your Allahabad UP Gramin Bank Personal Loan EMI:

      1. Loan Amount
      2. Rate of Interest
      3. Tenure

      Put these values in the calculator below and find your monthly EMIs

      EMI Calculator.

      Allahabad UP Gramin Bank  Personal Loan Processing Time

      Processing time refers to the time taken for your personal loan for approval of the application and loan. You can approve your loan in 30 minutes after the completion of the verification of the documents.

      Allahabad UP Gramin Bank Personal Loan Preclosure Charges

      Preclosure means you have paid your loan amount before the date. It helps in lowering your interest rate.

      Pre Calculated EMI for Personal Loan

      EMI Calculator.

      Different Offers For Allahabad UP Gramin Bank Personal Loan

      Allahabad UP Gramin Home Loan        allahabad up gramin bank personal loan

      • Allahabad UP Gramin Bank provides for a home loan.
      • Loan tenure: 20 yrs
      • Repayment of interest in Home Loan: Up to 2 Lakhs.

      Allahabad UP Gramin Bank Personal Loan for Government Employees

      • Allahabad UP Gramin Bank offers personal loans for Govt. Employees.
      • The loan amount depends on the company that you are working in.

      Allahabad UP Gramin Bank Car Loan

      • Allahabad UP Gramin Bank offers car loans.
      • Interest rate: 9.99%
      • Loan tenure: 7 yrs

      Allahabad UP Gramin Bank Personal Loan for Education

      • Allahabad UP Gramin Bank offers an education loan.
      • Provides loans for studies in India as well as Abroad.

      Allahabad UP Gramin Bank Personal Loan Balance Transfer

      Balance transfer means that you transfer your loan from one foundation to another. Then, the balance transfer will help you in getting a low-interest rate.

      Allahabad UP Gramin Bank Personal Loan Top Up

      A top-up loan refers to the supplementary loan offered by a company on a recent loan. There is also minimal documentation required. Loan top-up can be availed after the 12 successive EMIs.

      Allahabad UP Gramin Bank Personal Loan Overdraft Scheme

      Allahabad UP Gramin Bank Personal Loan Offers an Overdraft Scheme. With this, you are provided a loan amount as an overdraft facility. It works like a Credit Card, where you can spend your Personal Loan Amount as you want anytime anywhere. The overall loan amount will have a Credit/Loan Limit. In Allahabad UP Gramin Personal Loan Overdraft facility, the bank charges interest only on the amount you withdraw/utilize.

      Allahabad UP Gramin Bank Personal Loan Status

      • Visit our bank website.
      • Check your loan status by filling information.

      How to Apply for Allahabad UP Gramin Bank Personal Loan

      You can avail a personal loan, just follow the given steps:

      Allahabad UP Gramin Bank Personal Loan

      1. Visit Dialabank and fill the application form.
      2. Our representative will call you.
      3. Our representative will guide you through the whole procedure and tell you the details of the loan.
      4. For any info, call at 9878981166.

      FAQs About Allahabad UP Gramin Bank Personal Loan

      ✅ How to apply for Allahabad UP Gramin Bank Personal Loan?

      You can apply for a personal loan with Allahabad UP Gramin Bank through visiting the nearest Allahabad UP Gramin Bank branch or through submitting a simple form with Dialabank. With Dialabank, you get the benefit to apply from anywhere and get your personal loan approval faster.

      ✅ What is the Interest Rate for Allahabad UP Gramin Bank Personal Loan?

      Allahabad UP Gramin Bank’s interest rate is 9.99% p.a. for their personal loan products.

      ✅ What is the minimum age for getting a Personal Loan from Allahabad UP Gramin Bank?

      You must be 21 years old to apply for a personal loan from Allahabad UP Gramin Bank.

      ✅ What is the maximum age for getting a Personal Loan from Allahabad UP Gramin Bank?

      The maximum age for getting a personal loan from Allahabad UP Gramin Bank is 61 years.

      ✅ What is the minimum loan amount for Allahabad UP Gramin Bank Personal Loan?

      You can avail a minimum loan amount of Rs. 50,000 for a personal loan from Allahabad UP Gramin Bank.

      ✅ What is the maximum loan amount for Allahabad UP Gramin Bank Personal Loan?

      Allahabad UP Gramin Bank lets you take a maximum loan amount of Rs. 40 lakhs under the personal loan scheme.

      ✅ What are the documents required for Allahabad UP Gramin Bank Personal Loan?

      You will require an Aadhaar card/Voter ID, PAN card, salary slips/ITR, and two recently clicked photographs that are required for a personal loan from Allahabad UP Gramin Bank.

      ✅ What is the Processing Fee for Allahabad UP Gramin Bank Personal Loan?

      The processing fee charged by Allahabad UP Gramin Bank is 1%-2%.

      ✅ How to get Allahabad UP Gramin Bank Personal Loan for Self Employed?

      Allahabad UP Gramin Bank avails special offers for self-employed borrowers to meet their financial needs. You will have to show the ITR files of the last three years as your income proof.

      ✅ What is the Maximum Loan Tenure for Allahabad UP Gramin Bank Personal Loan?

      The maximum tenure period for a personal loan from Allahabad UP Gramin Bank is 60 months.

      ✅ What should be the CIBIL Score for Allahabad UP Gramin Bank Personal Loan?

      You should have a CIBIL score of at least 750 or above for availing a personal loan from Allahabad UP Gramin Bank.

      ✅ Do I have a preapproved offer for Allahabad UP Gramin Bank Personal Loan?

      You can examine for your preapproved personal loan offers from Allahabad UP Gramin Bank with Dialabank. All you have to do is fill the form, and we will check all the offers for you and get back to you to help you choose the best one.

      ✅ How to calculate EMI for Allahabad UP Gramin Bank Personal Loan?

      You can use the EMI calculator available at Dialabank’s website for the calculation of your personal loan EMIs from Allahabad UP Gramin Bank.

      ✅ How to pay Allahabad UP Gramin Bank Personal Loan EMI?

      Your personal loan EMIs from Allahabad UP Gramin Bank is automatically subtracted from your bank account on a monthly basis. You can also use the Allahabad UP Gramin Bank’s net-banking facility to pay for your personal loan.

      ✅ How to close Allahabad UP Gramin Bank Personal Loan?

      You have to pay all the outstanding personal loan amount and then contact the Allahabad UP Gramin Bank branch to receive your no dues certificate.

      ✅ How to check Allahabad UP Gramin Bank Personal Loan Status?

      You will need the visit the Allahabad UP Gramin Bank branch to know the status of your personal loan. Alternatively, you can visit Dialabank and fill a simple form to allows us to do the hard work for you.

      ✅ How to close Allahabad UP Gramin Bank Personal Loan Online?

      Closing of a personal loan from Allahabad UP Gramin Bank requires the following steps:

      • Visit the net-banking page of Allahabad UP Gramin Bank.
      • Login using your details.
      • Pay for your personal loan.
      • Save the transaction receipt.

      ✅ How to pay Allahabad UP Gramin Bank Personal Loan EMI Online?

      Your personal loan EMI can be paid through the net-banking facility of Allahabad UP Gramin Bank. Dialabank allows you to compare offers and deals from different banks to choose the best, low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

      ✅ How to check Personal Loan Balance in Allahabad UP Gramin Bank?

      To check the personal loan balance in Allahabad UP Gramin Bank, you will need to contact the Allahabad UP Gramin Bank’s customer care number. If you are in search of low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

      ✅ How to download Allahabad UP Gramin Bank Personal Loan Statement?

      The personal loan statement of Allahabad UP Gramin Bank can be downloaded using the mobile banking app of Allahabad UP Gramin Bank. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.

      ✅ How to Top Up Personal Loan in Allahabad UP Gramin Bank?

      If you require a top-up on your personal loan from Allahabad UP Gramin Bank, you will have to visit the bank branch and contact the loan officer. Also, fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us

      ✅ What happens if I don’t pay my Allahabad UP Gramin Bank Personal Loan EMIs?

      Allahabad UP Gramin Bank may charge you with a penal interest if you are not able to pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to avail of low-interest personal loans.

      ✅ How to find the Allahabad UP Gramin Bank Personal Loan account number?

      You will have to contact your Allahabad UP Gramin Bank loan branch to know your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.

      ✅ What is the Allahabad UP Gramin  Bank Personal Loan closure procedure?

      • Just go to the bank with the documents.
      • Write a letter for pre-closure of Allahabad UP Gramin Bank Personal loan account.
      • Pay the pre-closure charges as per Allahabad UP Gramin Bank Personal Loan.

      ✅ What is Allahabad UP Bank Personal Loan preclosure charges?

      Allahabad UP Gramin Bank Personal Loan preclosure charges are Nil.

      ✅ What is Allahabad UP Gramin Bank Personal Loan overdraft scheme?

      For simplifying the process and providing you with a hassle-free service while processing an overdraft scheme at Allahabad UP Gramin Bank Personal Loan is provided, it gives you an online way to get your own overdraft, also known as Smartdraft – Overdraft Against Salary. You do not need to visit bank branches and go through a boring process. Just log in to the Allahabad UP Gramin online banking portal and from there you can fill out a simple form and get an overdraft under your name.

      ✅ What is Allahabad UP Gramin Bank Personal Loan minimum tenure?

      Allahabad UP Gramin Bank Personal Loan minimum tenure is 12 months.

      ✅ What is Allahabad UP Gramin Bank Personal Loan customer care number?

      The customers get in touch with the bank via call on 9878981166.

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