Personal Loan Akot

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
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      All About Personal Loan Akot

       Be a reason for happiness for your family by fulfilling all of their needs with the help of Personal Loan. It is a loan that is available to the consumer without any deposition of collateral to the bank. It is an instant financial help available to the consumer within 48 hours at affordable and cost-effective interest rates.

      What is Personal Loan?

      In this modern world, with increasing expenses and a new lifestyle, it is essential to cope up with the trend. So Personal Loan is a feature provided by banks & NBFIs to get the best loan option to manage all expenses easily.

      A personal loan is a loan that can be used in multiple ways that can be used for completing many purposes. These purposes could be debt repayment, taxes, paying medical bills, and more. Personal finance is instant finance, which a person can avail within 2 working days with minimal documentation required.

      Why should one apply for Personal Loan Akot?

      1.    The Loan amount depends upon the income and repayment capability of the applicant.

      2.    Personal Loan Akot is a multi-purpose offer that can be used for almost all financial problems.

      3.    No need to put any property or asset as security to the lender

      4.    No cosigner needed for Personal Loan Akot

      Personal Loan Akot Eligibility Criteria

      Personal Loan does not apply to everyone, and there are some eligibility criteria based on which the bank provides a loan to the applicant. There are two categories of applicants:

      1.    Salaried

      2.    Self-employed

      There are different eligibility criteria for both applicants.

      Salaried Applicant:

      1.    The minimum age: 21 years Maximum age: 60 years.

      2.    If the borrower should have a salary of minimum Rs.18,000/month

      3.    The borrower must have the work experience for 3 years, and the salary should come in their account only.

      4.    The person must have a good CIBIL score, i.e., at least 700+

      The documentation process is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

      To Know more click here:-

      Self-employed Applicant:

      1.    The self-employed person’s age should be minimum of 25 years.

      2.    The applicant should file ITR at least for the last three years.

      3.    The CIBIL of the applicant should be good, and no debt should be left due.

      4.    The ITR(Income tax return) in which the applicant files should be Rs 2.5 lakhs per annum at least.

      5.    And the applicant is a businessman than his business should be running from the last three years.

      To Know more click here:-

      Personal Loan Akot Documents

      1.     Identity proof:(Passport/Id card/voter card/driving license/Aadhar Card) It can be any one of them.

      2.    Residence proof:(Passport/voter card/driving license/Aadhar Card/Ration Card). And the applicant living in a rented house, then they have to submit their rental agreement.

      3.    The applicant must submit their PAN card, which is an essential document under the KYC formality.

      4.    Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months.

      5.   The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.

      6.    Two passport size colored photos. (Applicant should not be wearing glasses)

      How to Apply for Personal Loan Akot?

      Personal Loan Akot

      Anybody can apply for Personal Loan Akot online only in 2 minutes. The process of application is straightforward and quick.

       First of all, you should check your eligibility.

            1.     Visit www.dialabank.com.

            2.     After that, apply for a Personal Loan online.

            3.     Enter your contact number so that we can contact you back.

            4.     Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

       For EMI Calculator click here:-

      About Akot

      Akot is a city and municipal corporation in Akola district of Maharashtra state. The city is well connected to other cities like Akola, Telhara, Daryapur with a vast array of road networks. Visit www.dialabank.com or call 9878981166 and get assistance as soon as possible.

      Personal Loan Interest Rates in Akot

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

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