Personal Loan Ambala

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Ambala

      Best Banks for Personal Loan in Ambala

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Ambala Features

      Are you running short out of cash? Do not worry Personal Loan Ambala is available for you. This Personal loan Ambala is an unsecured loan with very minimum documentation and paperwork. Personal loans are approved within 48 hours after the verification process funds can be transferred to your account.

      Personal Loan of the Ambala is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan Ambala, the applicant needs to have a sound or inflexible income and also has a good credit history.

      Additionally, there is no end-use restriction on the use of the personal loan Ambala amount. You can use this Personal loan Ambala amount anywhere you want to do.

      Personal Loan in Ambala Interest Rates and Charges

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Ambala Documents Required

      Salaried Customers:

        1. Identity proofs like Aadhar card/driving license
        2. Salary slips of the past three months
        3. Bank statements for the last six months
        4. PAN Card
        5. Residence Proof (Owned/Rented/Company provided)
        6. Passport-sized photographs – 2

      *NOTE: Rent agreement needs to be attached in case of rented apartments

      Self-Employed Customers:

      1. Financials required are Balance Sheet, P&L Statement as well as ITR files
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Ambala Eligibility Criteria

      The Personal Loan Eligibility criteria for both individuals Salaried and Self-Employed are different:

      Salaried Applicants

      1. Age of the individual should be 21 years and maximum up to 60 years.
      2. The applicants should have work experience of about three years. And the salary should be credited in their personal bank accounts.
      3. The applicants must have a sound credit history.
      4. The job location of the applicant is required.
      5.  Applicant must be having an income of minimum INR 25,000 per month.

      Click here to know more about- Personal Loan Salaried Applicant.

      Self-Employed Applicants

      1. Age requirement for an independent person is 25 years.
      2. The applicants applying for the personal loan of the Ambala should file ITR for the last three years.
      3. If the applicants have businesses, the business should be active for the past three years minimum.
      4. The credit score must be good of the individual applicants, and there should not have any standing debt or dues.
      5. The minimum annual income of the applicants should be Rs 2.5 lakh.
      6. The complete documentation process of the personal loan of the Ambala is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more –Personal loan Self-employed Applicant.

      Why Apply for Personal Loan Ambala?

      1. There is no need to deposit collateral security to the Personal loan bank.
      2. A personal loan Ambala can be used for all the problems or needs related to finance.
      3. The amount of personal loan Ambala depends upon the repayment of individual income and capacity.
      4. A Personal Loan Ambala does not require any guarantor or nominee.

      How to apply for Personal Loan Ambala?

      1. Visit Dialabank.
      2. Go to the loan section of Dialabank and then click on the personal loan link.
      3. The applicant will be provided with all details of the personal loan where they can choose their preferred city.
      4. For more details and free guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Ambala

      Each Bank or NBFC charge a fee for processing your Personal Loan application. These charges vary between 1% of the sanctioned Personal loan amount.

      In case you wish to foreclose your Personal loan of the Ambala before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your Personal loan Ambala prior to 12 months. After that, the charges vary depending on how many years the Personal loan Ambala has done. These charges vary from 4% of the outstanding Personal loan Ambala amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Ambala EMI Calculator

      Equated Monthly Installments or EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the Personal loan amount borrowed. According to your profile, the interest rate on your personal loan is decided. EMI is decided on the basis of the personal loan Interest Rate you are charged by the bank and the amount of Personal loan Ambala you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

      CIBIL Score required for Personal Loan Ambala

      Every bank has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Ambala. Major institutions require a minimum score of 750 to process your Personal loan of the Ambala application.

      The institutions don’t just look at the total score but also look at the past behavior on loans taken. This includes details like the type of loan taken and the amount borrowed on a personal loan of the Ambala. Any delayed payments for previous Personal loans can act as a barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Ambala Agent and Contact Number

      Dialabank is one of the leading agents for availing Personal Loan Ambala. You can apply or get online Personal loan at Dialabank or give a call at 9878981166

      With Dialabank you can find the best option of Personal loan Ambala Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice about a personal loan of the Ambala. Visit us at Dialabank and fill a simple form with your personal and employment details and submit it. Our customer relationship managers will soon get have a call with you.

      Call us at 9878981166 to get instant help and approval for the Personal Loan of the Ambala.

      Pre Calculated EMI Table for Personal Loan Ambala

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Ambala

      Ambala is a city and a municipal corporation in the Ambala district in the state of Haryana, India, located on the border with the Indian state of Punjab and in proximity to both states’ capital Chandigarh.

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