All About Personal Loan Anjar
A common man always remains in the need of money. There is no doubt that they need a big financial help to get rid of all of the financial issues. A personal loan is a loan option that provides you instant financial help to press down all of your personal needs.
What is Personal Loan?
In this modern world, with increasing expenses and a new lifestyle, it is essential to cope up with the trend. So Personal Loan is a feature provided by banks & NBFIs to get the best loan option to manage all expenses easily, especially for the people in a metro city.
A personal loan can be used in different ways. These purposes could be debt repayment, taxes, paying medical bills, and more. Personal finance is instant finance, which a person can avail within 2-3 working days with minimal documentation required.
Why should one apply for Personal Loan Anjar?
1. The Loan amount depends upon the income and repayment capability of the applicant.
2. Personal Loan Anjar is a multi-purpose offer that can be used for almost all financial problems.
3. No need to put any property or asset as security to the lender
4. No cosigner needed.
Personal Loan Anjar Eligibility Criteria
Personal Loan does not apply to everyone, and there are some personal loan eligibility criteria based on which the bank provides a loan to the applicant. There are two categories of applicants:
1. Salaried
2. Self-employed
There are different eligibility criteria for both applicants.
Salaried Applicant:
1. The minimum age of the applicant should be 21 years and a maximum of up to 60 years.
2. If the borrower should have a salary of minimum Rs.18,000 per month
3. The borrower must have the work experience of the last three years, and the salary should come in their account only.
4. The person must have a good CIBIL score, i.e., at least 700+
The documentation process is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.
Self-employed Applicant:
1. The self-employed person’s age should be minimum of 25 years.
2. The applicant should file ITR at least for the last three years.
3. The CIBIL of the applicant should be good, and no debt should be left due.
4. The ITR(Income tax return) in which the applicant files should be Rs 2.5 lakhs per annum at least.
5. And the applicant is a businessman than his business should be running from the last three years.
Personal Loan Anjar Documents
1. Identity proof:(Passport/Id card/voter card/driving license/Aadhar Card) It can be any one of them.
2. Residence proof:(Passport/voter card/driving license/Aadhar Card/Ration Card). And the applicant living in a rented house, then they have to submit their rental agreement.
3. The applicant must submit their PAN card, which is an essential document under the KYC formality.
4. Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months.
5. The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.
6. Two passport size colored photos. (Applicant should not be wearing glasses)
How to Apply for Personal Loan Anjar?
Anybody can apply for Personal Loan Anjar online only in 2 minutes. The process of application is straightforward and quick.
First of all, you should check your eligibility.
1. Visit www.dialabank.com.
2. After that, apply for a Personal Loan online.
3. Enter your contact number so that we can contact you back.
4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.
Personal Loan Anjar Interest Rates: Updated 2020
|
Bank |
Interest Rates |
Processing Fees |
|---|---|---|
|
10.99% to 18% |
2% to 2.5% |
|
|
13.99% to 18% |
2% |
|
|
17.25% to 32% |
2% to 3% |
|
|
13.99% to 16.75% |
2% to 3% |
|
|
15.50% to 24% |
1.5% to 2% |
|
|
15.75% to 22% |
2% to 3% |
|
|
13.75% to 19% |
2% |
|
|
13.50% to 22% |
0.5% to 1.5% |
|
|
13.50% to 19% |
2% |
|
|
13.75% to 22% |
1.5% to 2% |
|
|
Corporation Bank |
14.50% to 20% |
1.5% to 3% |
|
13.70% to 20% |
1.5% to 2% |
For EMI Calculator click here:-
About Anjar
Anjar is a town, municipality, and Tehsil in Kutch district of Gujarat state in India. The town has very historical importance. It is located about 40 Kms from the biggest port of India known as Kandla port. Visit www.dialabank.com or call 9878981166 and get assistance as soon as possible.
Personal loan interest rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal loan in other cities of Gujarat
| Personal Loan Baroda | Personal Loan Bavla |
| Personal Loan Bhachau | Personal Loan Bhadkodra |
| Personal Loan Bharuch | Personal Loan Bhavnagar |
| Personal Loan Bodakdev | Personal Loan Bodeli |
