Personal Loan Arambagh

Major Personal Loan Providers in Arambagh

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Arambagh Feature

Personal Loan Arambagh

Money is the basic need for every individual for every little occasion we need funds to make it happen.

We Dialabank helps people to determine the best loan conceivable.

This loan demands extremely basic paperwork. This loan will get confirmed within 48 hours after the successful verification of your documents.

Personal loan Arambagh is an unsecured loan that provides financial aid to the customers at affordable interest rates. Only you need a reliable source of revenue and sufficient credibility.

And you know, you are not under any restriction for using this loan. So, you are free to use anywhere.

Click here to get an instant personal loan

Personal Loan Arambagh Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Arambagh

Essential documents required for availing personal loan in Arambagh are:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement is necessarily required to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Arambagh

Click here to know more about personal loan eligibility.

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Why Apply for Personal Loan Arambagh?

  1. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
  2. The institution do not ask you to deposit any kind of mortgage and collateral security to the bank.
  3. The amount of personal loan depends upon the repayment of individual income and capacity.
  4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Arambagh?

  1. Visit Dialabank
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

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Processing Fee / Prepayment Charges on Personal Loan Arambagh

Every organization offering lending services a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done.

To know about the interest rate click on personal loan interest rate

Personal Loan Arambagh EMI Calculator

Equated Monthly Installments or EMI are the recurrent fixed charges that you are obligated to pay to the bank as monthly compensation for the loan amount borrowed.  According to your profile, the interest rate on your loan is concluded. Your EMI is assessed after considering the Interest Rate you are encumbered by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Arambagh

The institutions dealing in lending have their own standards for the least CIBIL score required for concocting a Personal Loan application in Arambagh. Most establishments claim a minimum score of 750 to process your loan application.

Through your CIBIL score. these lending institutions want to assess whether you are regular in reimbursement in your loan amount in the previous loans taken. This comprises detachments on the type of loan taken and the amount borrowed. Any suspended payments for prior loans can act as a block to your availing a new loan.

personal loan at 10.75%*

Personal Loan Arambagh Agents

Dialabank is the foremost agent for availing Personal Loan in Arambagh. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to choose among the best alternatives of Banks and NBFCs by providing you with a comprehensive market interpretation of several banks so that you are able to make good judgments. Visit our website www.dialabank.com and fill a simple application with your personal and employment details. Our consumer relationship supervisors will forthwith get in touch with you.

Personal Loan Arambagh Contact Number

Call 9878981166 to get instant help and endorsement for Personal Loan in Arambagh.

Pre Calculated EMI Table for Personal Loan Arambagh

Click here for a personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Arambagh

Arambagh is a town in the Hooghly district of West Bengal. Around 70,000 people live in Arambagh

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