Personal Loan Bareilly

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Bareilly

      Best Banks for Personal Loan in Bareilly

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan in Bareilly Features

      Personal Loan BareillyAre you running short on cash? Do not worry; Personal Loan Bareilly is available for you. A personal loan helps you to meet any financial need in just a few simple steps.

      Personal Loan Bareilly is an unsecured loan that provides customers with a low interest rate and minimal documentation. To get a Personal Loan, the applicant needs to have a stable and good source of income without any bad credit history.

      Personal Loan Bareilly provides you with endless ways to use the money sanctioned through the personal loan as there is no restriction on the usage.

      Personal Loan in Bareilly Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan in Bareilly

      Salaried Customers:

      1. Government-approved Identity proof (Aadhar card/driving license/ passport copy)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Proof of address: Electricity bill/ Voter ID/ Telephone Bill
      6. 2 Passport-sized photographs (Colored)

      *NOTE: In the case of rental apartments, a rent agreement requires to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. The applicants for personal loans must have the ITR files for the last three years, and their business must be registered.
      4. The Government authorized ID proof(Aadhar card/driving license/ passport copy)
      5. Proof of address (Owned/Rented/Company provided)
      6. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Bareilly Eligibility Criteria

      The Personal Loan eligibility criteria for both Salaried and Self-Employed are different and as follows:

      Salaried Applicants

      1. An applicant can be a minimum of 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience of three years. And the salary should get in their accounts only.
      3. The applicants should have a good credit history.
      4. The job location of the applicant must be mentioned.

      Self-Employed Applicants

      1. An applicant should be at least 25 years of age.
      2. The candidates have to submit their bank statements for the previous three months.
      3. The applicants applying for the personal loan should present the ITR files for the last three years.
      4. If the self-employed applicants are businessmen, the business should be functioning for the past three years.
      5. The credit score of the consumers should be good. There must not be any debt left.
      6. The annual income of the consumers should be a minimum of Rs 2.5 lakh.

      Click here to check if you are eligible: Personal Loan Eligibility

      Why Apply for a Personal Loan in Bareilly?

      1. Depositing any mortgage and collateral security to the bank is not required.
      2. A personal loan is a multi-purpose offer loan so can be utilized in any way.
      3. The loan amount depends upon the individual income and capacity.
      4. A Personal Loan Bareilly does not require any third party.

      How to apply for a Personal Loan in Bareilly?

      1. Visit Dialabank
      2. Go to the loan section and tap on the personal loan link.
      3. The applicant will be directed to all details of the personal loan where they can choose their preferred city and fill up all the personal details.
      4. For more information regarding the personal loan, call on 9878981166.

      personal loan at 10.75%*

      Processing Fees / Prepayment Charges on Personal Loan in Bareilly

      Every Bank and NBFC charges a Personal Loan Bareilly processing fee. Your application is 1% of the sanctioned loan amount.

      Every lending institution charges you a penal prepayment fee if you wish to foreclose your loan before the agreed loan tenure; In most cases, you cannot close your loan before 12 months. After that, the charges vary depending on how many years the loan has been done. These charges differ from 4% of the loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan EMI Calculator Bareilly

      You can use a personal loan EMI calculator to calculate EMIs. Equated Monthly Installments is called EMI, are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is fixed. Therefore, your EMI can be calculated according to the personal loan Interest Rate charged by the bank and the amount of loan you have to take, and the loan tenure period.

      CIBIL Score required for Personal Loan Bareilly

      Banks have their own parameters for loan approval based on CIBIL scores which vary widely. However, most institutions set a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also observe the detailed behaviour of the previous loans. This includes details on the type of loan taken and the loan amount. Any delayed payments for previous loans may cause an issue in the approval of your personal loan.

      personal loan at 10.75%*

      Personal Loan Bareilly Agents/Broker

      Dialabank is the leading agent for availing Instant Personal Loan in Bareilly. You can apply online at Dialabank or dial 9878981166

      Dialabank helps you find the best option for Banks and NBFCs by offering you a detailed market comparison of different banks to make the right decision. Visit the website and fill a simple form with your details. Our customer relationship managers will soon get in contact with you.

      Personal Loan Bareilly Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan Bareilly.

      Pre Calculated EMI Table for Personal Loan Bareilly

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Bareilly

      Bareilly is a city in the state of Uttar Pradesh that holds archaeological significance. Many famous architectural monuments and famous temples, as well as mosques, are present in the city. The city is famous for its Surma too.

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