Personal Loan Bettiah

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Bettiah

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Bettiah Featurespersonal loan bettiah

Are you searching for external financial help to fulfill your personal requirements? If yes, then you’ll be able to avail a private loan. it’s a loan that may be used for various purposes like paying debts, going for a vacation, paying tuition fees, and plenty of more. consumer loan provides an answer to any or all problems of monetary needs and cash urgently.

This loan is unsecured in nature with minimal documentation and fewer paperwork. This loan can get approved within 48 hours after the verification process. a private loan will facilitate you to beat your financial crisis.

As the name suggests, a private Loan could also be opted by a private thanks to an urgent requirement of money, as an example, any medical issue, education purpose, or wedding or to satisfy any of your other personal needs. this is often a life-saver option.

To get a private loan, the applicant has to have a rigid and good source of income and a decent credit history. Furthermore, there’s no end-use restriction on the utilization of the private loan amount. you’ll be able to use this loan amount anywhere you would like to try and do.

Personal Loan in Bettiah Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Bettiah Documents Required 

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Bettiah Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. Minimum age requirements of people should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. and also the salary should be received in their accounts only.
  3. The applicants must have a superb credit history.
  4. Job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the private loan should file ITR for the last three years.
  3. The whole documentation process of the private loan is that the applicants must submit his financial and his statement of the previous three months.
  4. If the applicants are the businessman, then the business should be running from the past three years.
  5. The credit score of the individual applicants should be good .there shouldn’t be any debt or dues left.
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Bettiah?

  1. No Securities: The securities for these loans aren’t required. These loans are supported by the monthly or annual income of the applicants.
  2. Interest Rates: These loans have an awfully competitive rate of interest. a number of the banks offer the most cost-effective loans during this category.
  3. Tenure: The period of those loans is extended to five years. There are a number of exceptions too.
  4. Quick Processing: The loans are processed in no time after the verification of the documents.
  5. EasyInstallments: the amount and amount of the installments are chosen by the applicant for this loan in step with his affordability.
  6. Minimum Documentation: The documents needed by the banks to avail of those loans are basic documents.
  7. Credit Score: a number of the applicants apply for these loans just to boost their credit score.

How to apply for Personal Loan Bettiah?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website dialabank.
  2. Go to the loan section and click on on the private loan link.
  3. The applicant is required to fill all told the small print of themselves.
  4. Click for the asking a quote and our relationship manager will soon get in contact with you.
  5. For more information and free guidance, you will invoke 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Bettiah

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for each bank/NBFC. These charges vary between 1% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable just in case you want to foreclose your loan before the agreed loan tenure. In most cases, you can’t close your loan before 12 months. Post that the fees vary reckoning on what number of years the loan has done. These charges vary from 4% of the outstanding loan amount within the 2nd year to twenty-eight within the 4th year of the loan.

Personal Loan Bettiah EMI Calculator

Equated Monthly Installments also know as EMI is that the monthly fixed amount that the customer or applicant must pay to the bank because of the loan amount. The applicant is that the borrower in such cases and therefore the bank is that the lender. EMI varies in line with your loan amount and tenure. you’ll be able to find the private loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Bettiah

CIBIL Score is that the history of your payments that you just have wiped out the past. The CIR (Credit Information Report) is that the history of your credit score which checks your account’s history for various loans that you just have taken (if any) and also the MasterCard history (if you have).

1. Mostly a CIBIL score of 750 and above is taken into account good while applying for a private loan.
2. The better the CIBIL score the simpler it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Bettiah Agents

Dialabank is associated with various banks and NBFCs in Bettiah that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Bettiah. You can also apply online at dialabank or give a call at 9878981166.

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 24/7.
  3. The approval process is time-saving if you apply through DialaBank.
  4. The Loan gets disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

Personal Loan Bettiah Contact Number

Call9878981166 and get instant help and approval for a Personal Loan in Bettiah.

Pre Calculated EMI Table for Personal Loan Bettiah

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bettiah

Bettiah is a city and administrative headquarters of West Champaran district (Tirhut Division)- (Tirhut), near the Indo-Nepal border, 225 kilometers north-west of Patna, in the Bihar state of India.

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