Personal Loan Contai

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Contai

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Contai Features

Personal Loan ContaiPrices will never go down, nor will your expenditure, so now the question arises how are you going to cover these necessities on your own? We have a solution for you that is  Personal Loan, a life-changing potion which will help you to raise your standard of living, not only this you can use it according to your requirements. Even if you want to go for a trip, or want to make your child study in the best educational institution, etc. you got it all. There is absolutely no restriction on the use of the money and no collateral deposit is required.

Personal Loan Contai Interest Rates

Starting at 9.99%

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Contai

Salaried Customers:

  1. Salary slips of last three months and bank statements for the last 6 months submitted by the applicant
  2. Residence Proof which includes Passport copy/ Telephone Bill/ Voter ID
  3. 2 Passport-sized photographs (colored)
  4. ID Proof: Aadhar card/driving license/ Voter ID
  5. PAN Card

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. 2 Passport-sized photographs (colored)
  2. ID Proof: Aadhar card/driving license/ Voter ID
  3. All financials are required (Balance Sheet, P&L Statement as well as ITR files) to be submitted by the borrower
  4. Bank statements for the last 6 months
  5. Residence Proof which includes Passport Copy/ Telephone Bill/ Voter ID
  6. PAN Card

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Contai

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. Applicant’s age must be above 21 and below 60 years of age
  2. The borrower should have the work experience of a minimum of 3years.
  3. The applicants should not have any dues left and should have a decent CIBIL score
  4. The job location of the borrower should be mentioned.

Self-Employed Applicants

  1. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  2. If the applicants is a businessman, then the business should be running from the last three years.
  3. The credit score of the applicant should be good and there should not be any debt or dues left.
  4. The minimum age requirement for an independent person is 25 years.
  5. The applicants applying for the personal loan should file ITR for the last three years.
  6. Financial and his bank statement of the previous three months should be submitted by the borrower

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Contai?

  1. Banks approve personal loan irrespective of any mortgage and collateral security as it is an unsecured loan
  2. A Personal Loan does not require any guarantor or nominee
  3. A personal loan can be used for any purpose as it is multi-purpose
  4. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Contai?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the tab personal loan
  3. After that, the borrower needs to provide the personal and income details along with some other documents
  4. Our relationship manager will then assist afterward
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Contai

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

If a borrower chooses to foreclose their loan before the agreed tenure, banks charge a penal fee as prepayment charges which the applicant shall pay without fail. Depending on how many years the loan has done the charges differ. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Contai EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as a repayment on a monthly basis for the loan amount borrowed.  Based on your profile and many other criteria, the interest rate on your loan is determined. The EMI is calculated on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Contai

Different banks have their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. Most institutions require a minimum score of 750 for further processing of your loan application.

The institutions don’t just look at the overall score but also the detailed behavior on the applicant’s history of credits. This includes details on the type of loan taken, the amount borrowed, and repayment behavior. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Contai Agents

Dialabank is the leading agent for availing Personal Loan in Contai. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Contai Contact Number

Call 9878981166 and get Instant Personal Loan in Contai.

Pre Calculated EMI Table for Personal Loan Contai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Contai

Contai is a city and a municipality in Purba Medinipur district, West Bengal, India. It is the headquarters of the Contai subdivision. According to the geologists, the present geographical dimension of Contai has formally come into existence, with the great natural disaster of the third century AD (flood) which created Chilka lake out of the Chilka Bay. Kanthi, that is Contai, means “Sand-bound reefs” or sand walls.

Other Cities For Personal Loan

Personal Loan Kharagpur Personal Loan Hooghly
Personal Loan Katwa Personal Loan Dum Dum
Personal Loan Jamalpur Personal Loan Domjur
Personal Loan Islampur Personal Loan Darjeeling
Menu