Best Banks for Personal Loan in Egra
1% - 2.5% of the Loan Amt
Personal Loan in Egra Features
Are you looking for a loan? Don’t wait now? Do not worry. Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.
Personal Loan Egra is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant should contain good cibil history and also should be in good financial strength. There is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.
Personal Loan in Egra Interest Rates and Charges
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal Loan in Egra Documents Required
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Last six months bank statement of the applicant.
- Pan card is mandatory for the applicant.
- Residence Proof (Owned/Rented/Company provided)
- Two passport size colored images are needed.
*NOTE: In case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- Proofs like Aadhar, Pan card or Passport
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Egra Eligibility Criteria
The personal loan eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month.
Click here to know more about- Salaried Applicant.
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Click here to know more – Self-employed Applicant.
Why Apply for Personal Loan Egra?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan Egra?
- Visit www.dialabank.com.
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Egra
Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done.
Personal Loan Egra EMI Calculator
You can use personal loan EMI calculator to calculate your EMIs. Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.
CIBIL Score required for Personal Loan Egra
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Egra. Most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Egra Agent and Contact Number
Dialabank is the leading agent for availing Personal Loan in Delhi. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with the detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Call 9878981166 and get instant help and approval for Personal Loan in Jabalpur.
Pre Calculated EMI Table for Personal Loan Egra
About Egra
Egra is a city with a municipality in Purba Medinipur district in the state of West Bengal, India. It is the headquarters of the Egra subdivision.
96.96% of the population of Egra subdivision live in rural areas. Only 3.04% of the population live in the urban areas, and that is the lowest proportion of urban population amongst the four subdivisions in Purba Medinipur district.
Egra Sarada Shashi Bhusan College was established at Egra in 1968. It is affiliated to Vidyasagar University and offers undergraduate courses in arts, science and commerce; It has hostel facilities. Egra Jhatulal High School was established at Egra in 1926.
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