Personal Loan Gandhidham

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Gandhidham

      Best Banks for Personal Loan in Gandhidham

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Gandhidham Features

      personal loan gandhidham

      A personal loan Gandhidham is very easy to avail by the applicant, you just require a very good and a constant source of income and also a very good CIBIL score with no types of dues or debt and having a very good credit history.

      We at Dialabank provide the loan in the minimum possible time for you and you can easily get a loan within just 2 days of the loan application.

      The loan process is very fast as our service is the best in the fintech market.

      Personal Loan in Gandhidham Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Gandhidham Documents Required 

      Salaried Customers:

      1. PAN Card of the person applying, residence Proof required (Owned/Rented/Company provided), Passport-sized photographs – 2 of the person for applying for the loan process.
      2. Identity proof is also required for the personal loan Gandhidham (Aadhar card/driving license/Voter Id) and Salary slips of the last three months of the applicant are also required and Bank statements for the last 6 months of the person applying for a loan.

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Aadhar Card and the Residence Proof( Current and Permanent) are also needed for applying and Two passport-sized photographs of all the financials are required of the customer(like Balance Sheet, P&L Statement as well as ITR files) along with your PAN Card is mandatory for applying.

      personal loan at 10.75%*

      Personal Loan in Gandhidham Eligibility Criteria

      Click here to know more about personal loan eligibility.

      Salaried Applicants

      1. The job location should also be mentioned of the individual and he should have a minimum pay of INR 25,000 per month.
      2. The only age requirement mandatory is min. 21 years and a maximum of 60 years.
      3. Three years of work experience is a must and the salary should also be received in their accounts only with a good credit history.

      Click here to know more about: personal loan for Salaried Applicant

      Self-Employed Applicants

      1. A very good credit score with no debt or dues left of the individual.
      2. The annual income of the individual- a minimum of Rs 2.5 lakh.
      3. Please submit all the financial and bank statements required by the bank for the previous three months.
      4. The minimum age of a person required is only 25 years.
      5. The applicants who are applying for the personal loan should have a file of the ITR for the last three years of work.
      6. If applying individuals are the businessman, then the business should be running from the past three years constantly.

      Click here to know more about: personal loan for self-employed Applicant

      Why Apply for Personal Loan Gandhidham?

      1. The amount of loan given depends upon the repayment of individual pay and the capacity to get personal loan Gandhidham.
      2. A Personal Loan does not require any of the two, that is a guarantor or nominee to avail it to get personal loan Gandhidham.
      3. No need to deposit any of the two, that is mortgage and collateral security to the bank is a very good advantage to get personal loan Gandhidham.

      How to apply for Personal Loan Gandhidham?

      1. Visit our website on your browser Dialabank to get personal loan Gandhidham.
      2. Go to the loan section on the page and click on the personal loan link to get personal loan Gandhidham.
      3. The applicant will be directed to all the details of the personal loan where they can choose their preferred city, according to their needs to get personal loan Gandhidham.
      4. For more information on personal loans and free guidance, you may call on 9878981166 to get personal loan Gandhidham.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Gandhidham

      A processing fee of 1% of the loan amount is also charged by every Bank and NBFC  for processing your Personal Loan application.

      If you pre-close your loan before the loan period then you have to pay a fee which can vary according to the lending institutions, usually, you cannot close your loan before 12 months of the period and the fee can be from 4% in 2nd year to 2% in 4th year which varies according to the lending institutions

      Personal Loan Gandhidham EMI Calculator

      EMI is the fixed monthly charges that you pay to the lending institution as monthly repayment for the loan amount borrowed. Based on the profile of the applying individual, the interest rate on the loan is determined by it. EMI is calculated using personal loan EMI calculator on the basis of the Interest Rate you are charged by the bank and the amount of loan you have to take for your needs and the period for which you use the personal loan.

      CIBIL Score required for Personal Loan Gandhidham

      Every kind of banking and lending institution has its own type of criteria for the minimum CIBIL score required for processing the Personal Loan application in Khandwa which is mostly similar for most of the institutions in the country, a CIBIL score of 750 is required by the institutions to process the loan quickly.

      The institutions look at a lot of factors such as credit history, dues, and debt and the overall behavior of the individual to process the loan application.

      personal loan at 10.75%*

      Personal Loan Gandhidham Agents

      Dialabank is the best of the best agent for getting a Personal Loan in Gandhidham.

      You can easily apply online for a personal loan for yourself at Dialabank or give a call at 9878981166

      Personal Loan Gandhidham Contact Number

      Call 9878981166 and get all the help regarding approval for availing Personal Loan Gandhidham.

      Pre-Calculated EMI Table for Personal Loan Gandhidham

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Gandhidham

      Gandhidham is a city in the Kutch District of Gujarat. The town was created in the 1950s for the resettlement of the refugees from Sindh in the aftermath of the partition of India. It was named after Mahatma Gandhi. Gandhidham is also an economic capital of the Kutch region and it is a fast developing city in Gujarat state. A growing retirement and family city, Gandhidham is the 8th most populous city in Gujarat. The city is also a popular destination for meetings, conventions, and businesses.

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