Personal Loan Jalandhar

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Jalandhar

      Best Banks for Personal Loan in Jalandhar

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan in Jalandhar Features

      personal loan JalandharWorrying about money? Do not tense Personal Loan is available for you. Personal Loan Jalandhar is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the completion of the verification process.

      Personal Loan Jalandhar is an unsecured loan that provides financial help to the customers at affordable interest rates. For availing a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

      Furthermore, there is no end-use restriction on the personal loan amount. You can use this loan amount anywhere you wish to do.

      Personal Loan in Jalandhar Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan in Jalandhar

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: If you are living in rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Jalandhar Eligibility Criteria

      The personal loan eligibility criteria for both Salaried and Self-Employed for a Personal Loan Jalandhar are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
      3. The applicants must have an excellent credit history.
      4. The job address of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000/month.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for a consumer should be 25 years.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan in Jalandhar?

      1. There is no need to provide security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The personal loan amount is dependent upon the repayment of individual income and capacity.
      4. A Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan in Jalandhar?

      1. Visit www.dialabank.com.
      2. Go to the loan section and press on the personal loan link.
      3. The applicants will be directed to all details of the personal loan where they can select their preferred city.
      4. For more info and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fees/Prepayment Charges on Personal Loan in Jalandhar

      Every Bank and NBFC charges processing fees your Personal Loan Jalandhar application. The processing fee is 1% of the loan amount.

      If you want to foreclose your loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most of the cases, you can’t close your loan before 12 months. Post that the charges vary depending on the loan tenure. These charges alter from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan amount.

      Personal Loan EMI Calculator Jalandhar

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your description, the personal loan interest rate on your loan is determined. Your EMI has calculated basis the Interest Rate that charged by the bank and the loan amount you have to take and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Jalandhar

      Every lending institution has the criteria for the minimum CIBIL score required to process a Personal Loan Jalandhar application. Most institutions require a minimum score of 750 for processing of your Personal Loan Jalandhar application.

      The institutions also check the detailed behavior on the previous loans taken. This involves details on the type of loan taken and the amount borrowed. Any late payments for previous loans can act as a hurdle to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Jalandhar Agents/Broker

      Dialabank is the leading agent for availing Personal Loan in Jalandhar. You can apply online at www.dialabank.com or call at 9878981166.

      Dialabank helps you to avail of the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a form using your personal and employment details. Our relationship managers will soon get in touch with you.

      Personal Loan Jalandhar Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Jalandhar.

      Pre Calculated EMI Table for Personal Loan Jalandhar

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Jalandhar

      Jalandhar is a city in the Indian state of Punjab. Jalandhar lies behind the Grand Trunk Road and is a well-connected rail and road junction. Jalandhar is located from 146 km northwest of Chandigarh, the state capital of Punjab and Haryana. Its name was Jullundur during the British period. The city may be named after Jalandhara, a demon king, who is named in the Puranas and Mahabharata. Other possibilities include that it was the capital of the kingdom of Lava, son of Rama or that the name derives from the vernacular term Jalandhar, the meaning area inside the water.

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