Personal Loan Jalandhar

⋆ Interest Rate 9.99% ⋆

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        Rates as low as 9.99%*
        Loans Up to 30 Lacs
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        Personal Loan Jalandhar

        Best Banks for Personal Loan in Jalandhar

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan in Jalandhar Features

        personal loan JalandharWorrying about money? Do not tense Personal Loan is available for you. Personal Loan Jalandhar is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the completion of the verification process.

        Personal Loan Jalandhar is an unsecured loan that provides financial help to the customers at affordable interest rates. For availing a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

        Furthermore, there is no end-use restriction on the personal loan amount. You can use this loan amount anywhere you wish to do.

        Personal Loan in Jalandhar Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents Required for Personal Loan in Jalandhar

        Salaried Customers:

        1. Identity proof (Aadhar card/driving license)
        2. Salary slips of last three months
        3. Bank statements for the last 6 months
        4. PAN Card
        5. Residence Proof (Owned/Rented/Company provided)
        6. Passport-sized photographs – 2

        *NOTE: If you are living in rented apartments, rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card
        3. Aadhar Card
        4. Residence Proof
        5. Two passport-sized photographs


        Interest Rate 9.99%


        Personal Loan in Jalandhar Eligibility Criteria

        The personal loan eligibility criteria for both Salaried and Self-Employed for a Personal Loan Jalandhar are different:

        Salaried Applicants

        1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
        2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
        3. The applicants must have an excellent credit history.
        4. The job address of the applicant should be mentioned.
        5.  A borrower should have a minimum income of INR 25,000/month.

        Click here to know more about- Salaried Applicant

        Self-Employed Applicants

        1. The minimum age requirement for a consumer should be 25 years.
        2. The applicants applying for the personal loan should file ITR for the last three years.
        3. If the applicants are the businessman, then the business should be running from the past three years.
        4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
        5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
        6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

        Click here to know more – Self-employed Applicant

        Why Apply for Personal Loan in Jalandhar?

        1. There is no need to provide security to the bank.
        2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
        3. The personal loan amount is dependent upon the repayment of individual income and capacity.
        4. A Personal Loan does not require any guarantor or nominee.

        How to apply for Personal Loan in Jalandhar?

        1. Visit
        2. Go to the loan section and press on the personal loan link.
        3. The applicants will be directed to all details of the personal loan where they can select their preferred city.
        4. For more info and free guidance, you may call on 9878981166.


        Interest Rate 9.99%


        Processing Fees/Prepayment Charges on Personal Loan in Jalandhar

        Every Bank and NBFC charges processing fees your Personal Loan Jalandhar application. The processing fee is 1% of the loan amount.

        If you want to foreclose your loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most of the cases, you can’t close your loan before 12 months. Post that the charges vary depending on the loan tenure. These charges alter from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan amount.

        Personal Loan EMI Calculator Jalandhar

        Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your description, the personal loan interest rate on your loan is determined. Your EMI has calculated basis the Interest Rate that charged by the bank and the loan amount you have to take and the period for which you enjoy the loan.

        CIBIL Score required for Personal Loan Jalandhar

        Every lending institution has the criteria for the minimum CIBIL score required to process a Personal Loan Jalandhar application. Most institutions require a minimum score of 750 for processing of your Personal Loan Jalandhar application.

        The institutions also check the detailed behavior on the previous loans taken. This involves details on the type of loan taken and the amount borrowed. Any late payments for previous loans can act as a hurdle to your availing a fresh loan.


        Interest Rate 9.99%


        Personal Loan Jalandhar Agents/Broker

        Dialabank is the leading agent for availing Personal Loan in Jalandhar. You can apply online at or call at 9878981166.

        Dialabank helps you to avail of the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill a form using your personal and employment details. Our relationship managers will soon get in touch with you.

        Personal Loan Jalandhar Contact Number

        Call 9878981166 and get instant help and approval for Personal Loan in Jalandhar.

        Pre Calculated EMI Table for Personal Loan Jalandhar

        5 Yrs
        4 Yrs
        3 Yrs

        About Jalandhar

        Jalandhar is a city in the Indian state of Punjab. Jalandhar lies behind the Grand Trunk Road and is a well-connected rail and road junction. Jalandhar is located from 146 km northwest of Chandigarh, the state capital of Punjab and Haryana. Its name was Jullundur during the British period. The city may be named after Jalandhara, a demon king, who is named in the Puranas and Mahabharata. Other possibilities include that it was the capital of the kingdom of Lava, son of Rama or that the name derives from the vernacular term Jalandhar, the meaning area inside the water.

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