Personal Loan Barnala

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

All About Personal Loan Barnala

Now one can avail cash without placing any asset at risk with the help of a personal loan. This loan is unsecured in nature and does not demand any commodity to secure the loan. Moreover, it is a multipurpose scheme that can be availed to meet various personal requirements of life.

What is Personal Loan?

Personal Loan is unsecured finance that means it does not require any collateral. You do not need to deposit any mortgage or security. You can get a Personal Loan on the basis of your eligibility like monthly income, banking history, CIBIL score, employment profile, etc.

Why one should opt for a personal loan Barnala?

  1. Quick and hassle free
  2. Affordable rate of interest
  3. No hidden charges
  4. Collateral free Loan
  5. Flexible repayment options
  6. Simple procedure
  7. No need of a guarantor

PPersonal Loan Barnala Eligibility Criteria 

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried
  2. Self-employed       

There are various eligibility criteria for both applicants.

Click here to know more about- EMI Calculator

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Should be Overall 3 years and must have 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.
  6. A person who gets his/her salary in cash is not eligible for availing Loan

 Click here to know more about- Salaried Applicant

Self Employed Individuals:

  1. Minimum Age: 25 Years.
  2. Maximum Age: 65 Years.
  3. Should be filing for an annual ITR of 2.5 to 3 lakh.
  4. Residence: Must be having an Office or Home.
  5.  Business should be running for the last 3 years.
  6. CIBIL Score must be more than 700.

 Click here to know more – Self-employed Applicant

Personal Loan Barnala Interest Rates

Personal Loan Barnala

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Personal Loan Barnala Tenure

The tenure of the Personal Loan is from 1 year to 5 years.

Personal Loan Barnala Documents:

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

Why your decision of choosing Dialabank is the right decision?  

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 247.
  3. The approval process is time-saving if you apply through dialabank.
  4. The Loan get disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

How to Apply for Personal Loan Barnala?

  1. Visit www.dialabank.com
  2. Fill all the required details like name, monthly income, phone no.
  3. Apply for a Personal Loan

About Barnala

Barnala is a city in Punjab in India which is also the headquarters of Barnala district. It is located in the heart of Punjab. The city is famous for the textile market. It is located on the Bathinda-Chandigarh highway and the Jalandhar-Rewari national highway. It primarily acts as a market place for neighboring villages and also growing as a trading town.It is very beneficial for an individual to take personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.

Personal Loan Barnala Interest Rates: Updated

Bank

Interest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

 

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