Best Banks for Personal Loan in Karad
1% - 2.5% of the Loan Amt
Personal Loan in Karad Features
Demands are never-ending, but the salary is limited, so in such situations, what must a person do to meet his needs? The answer is to take credit. A Personal loan is the best among all as the feature of not mortgaging any property against is beneficial for those who don’t have one.
Now get Personal loans with a low rate of interest. If you have a good Cibil score you will get a low rate of interest. You can apply through Dialabank and make your work easier.
Personal Loan in Karad Interest Rates and Charges
The interest rates in a Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loans starts from 9.99% per year.
Get low-interest rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
More About: Interest Rates on Personal Loan
Personal Loan in Karad Documents Required
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last six months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Karad Eligibility Criteria
The eligibility criteria for the personal loan vary between Salaried and Self-Employed:
Salaried Applicants:
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicants must have work experience of three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month.
Click here to know more about- Salaried Applicant.
Self-Employed Applicants:
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Click here to know more – Self-employed Applicant.
Why Apply for Personal Loan Karad?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of a personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan Karad?
- Visit Dialabank
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Karad
Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done.
Personal Loan Karad EMI Calculator
Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.
Click here to know more about- EMI Calculator for personal loan
CIBIL Score required for Personal Loan Karad
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Karad. Most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the specific behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a new loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Karad Agent and Contact Number
Dialabank is the leading agent for availing Personal Loan in Karad. You can apply online or give us a call at 9878981166.
Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Pre Calculated EMI Table for Personal Loan Karad
About Karad
Karad is a city in the Satara district in the southern part of the Indian state of Maharashtra. It is very beneficial for an individual to take a personal loan Karad, all you have to do is to visit www.dialabank.com or call on 9878981166.
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