Personal Loan Lakhimpur Kheri

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Major Personal Loan Providers in Lakhimpur Kheri

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Lakhimpur Kheri Features

      Are you in need of cash? Well, you do not have to worry. Personal loans are form of loan available to you. This form of loan is not only unsecured in nature, with very few documents and much less paperwork necessary. This form of loan may be accepted within period of 48 hours after the verification process.

      Personal Loan Lakhimpur Kheri provides financial aid assistance to all customers at an affordable as well as cost-effective interest rates. The borrower needs to have comparatively stronger and stable source of income and also reasonably decent credit history profile to get Personal Loan. 

      There is also no specified end-use limitation on the usage of the personal loan number. You can use the loan sum in any way you want.

      In order to apply for a personal loan, Lakhimpur Kheri click on Personal Loan

      Personal Loan Lakhimpur Kheri Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Lakhimpur Kheri

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Statements on past three months’ pay.
      3. Bank statements for the last 6 months
      4. PAN
      5. Proof for Residence (Own/Rent/Company provided)
      6. Passport-size photograph – 2
      NOTE: If you are staying in leased apartments, you must insert the rent agreement.

      Self-Employed Customers:

      1. All financial statements (Balance sheet, P&L statement, and ITR files) are needed
      2. PAN Card
      3. Aadhar
      4. Residence Proof
      5. Passport-sized photographs- 2
      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Lakhimpur Kheri

      Click here to read more about personal loan eligibility

      Salaried Applicants

      1. A candidate’s base age should not be less than 21 years or more than 60 years.
      2. The applicant must have a job understanding of three years in any event.
        In their accounts the compensation should have been transferred as it were. 
      3. The applicant should have credit history that is outstanding. 
      4. It should mention the applicant‘s work location. 
      5. minimum income of at least INR 25,000 p.m. is required for the borrower.
      Click here to read more about personal loan Salaried Applicant

      Self-Employed Applicants

      1. minimum of 25 years should be the age of the individual person applying.
      2. For the past three years, the applicant applying for personal loan should have filed an ITR. If the applicant is businessman, then the company is expected to be.
      3. The applicant’s credit score should be fine, and no debt or dues should be pending.
      4. The applicant’s annual income should be no less than Rs 2.5 lakh
      5. Applicants are expected to apply their financial statements and their bank statements for the past three months during the entire document review process for personal loan approval. 
      Click here to read more about Self-employed Applicant

      Why Apply for Personal Loan Lakhimpur Kheri?

      1. There is no hard and fast law for depositing any mortgage or collateral into the bank as safe.
      2. personal loan is kind of multidimensional loan, so that it can be used for any kind of problems.
      3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
      4. No nominee or guarantor is expected of Personal Loan.

      How to apply for Personal Loan Lakhimpur Kheri?

      1. Visit this website: www.dialabank.com.
      2. Then, go to the personal loan link in the loan section. It will lead you to the personal loan details where you can pick your town. 
        Please call 9878981166 to get more information and free guidance.
      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Lakhimpur Kheri

      For processing Personal Loan application, all banks and NBFCs cost certain amount.
      This expense ranges from 1.5 to 2.5 percent of the amount of the loan that has been authorized. 

      If you wish to close your loan before defined loan tenure, you will be paid penalty by all lending institutions as an advance payment fee. Usually, you’re not able to close your loan before 12-month term.  After that, the charges vary according to the amount of years the loan has ended. This fee ranges from 4% of the loan sum remaining in the second year to 2% in the fourth year of the loan.

      Personal Loan Lakhimpur Kheri EMI Calculator

      Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set.

      The EMI of your loan will be determined based on the rate of bank charges you obtain and the duration of the loan you have to take and the time for which you obtain

      CIBIL Score required for Personal Loan Lakhimpur Kheri

      All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Lakhimpur Kheri. Often, in order to further process an application, entities need minimum score of at least 750.

      No institution only looks at the overall score. They also look at the detailed view of past loans. The information include the kind of loans and the amount of money lent. Where the payments are postponed of the previous loans, it may hinder the approval of the present loan.

      personal loan at 10.75%*

      Personal Loan Lakhimpur Kheri Agents

      Dialabank is one of the leading agents for availing Personal Loan in Lakhimpur Kheri. You can easily apply online at www.dialabank.com or give a call at 9878981166

      Dialabank helps you find the best choice for banks and NBFCs by providing you with access to comprehensive industry comparative study of different banks to help you select the correct one. 
      Visit www.dialabank.com on our website and fill out simple form with personal and job information. Our Customer Interaction Managers will soon be in contact with you.

      Personal Loan Lakhimpur Kheri Contact Number

      Call 9878981166 and get timely assistance and approval for Personal Loan in Lakhimpur Kheri.

      Pre Calculated EMI Table for Personal Loan Lakhimpur Kheri

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Lakhimpur KheriPersonal Loan Lakhimpur Kheri

      In Uttar Pradesh India, on the border with Nepal, Lakhimpur Kheri district is the largest district. The city of Lakhimpur is its administrative headquarters.

      FAQs About Personal Loan Lakhimpur Kheri

      Who can apply for a Personal Loan in Lakhimpur Kheri?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Lakhimpur Kheri.

      What is the tenure of Personal Loan in Lakhimpur Kheri?

      The majority of banks and NBFCs offer personal loan for minimum of year and maximum of years. Some banks expand the maximum duration to years as well. The tenure is fixed and cannot be extended.

      The repayment must be made within the negotiated tenure of the loan, in equal monthly instalments.

      Can my application for Personal Loan Lakhimpur Kheri get rejected due to my CIBIL score?

      If you intend to make use of Personal Loanin the future, getting High CIBIL score becomes extremely necessary. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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