Personal Loan Narela

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Narela

      A Complete Guide for Personal Loan Narela

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Narela

      Personal Loan Narela

      Narela Personal Loan is an unsecured loan that provides financial assistance to customers at affordable interest rates. The borrower wants a stable and reliable source of income to secure a Personal Loan and requires a strong financial background.

      At Dialabank, we help people evaluate, assess, and choose the best potential loan.
      With less reporting and less paperwork, this lending is unsecured by default. After the approval process, this loan will be authorized within 48 hours.

      A Dialabank Personal Loan allows you to fulfil your various financial needs; you can take advantage of loans up to Rs 20 lakh and meet the specific needs you are raising at any point in your life.

      Features of Personal Loan Narela 

      Narela has an automatic clearance process for personal loans, with loans accepted as early as 24-48 hours after submission of the loan application.

      1. Any collateral needed: Some of the advantages associated with a personal online loan are because it is unsecured. That ensures you will not have to guarantee any premium on your loan.
      2. Minimum documentation: The identification and reporting process was now brief in this period of digitization.
      3. Fast Approval: You’ll get immediate and easy recognition of personal loans.
      4. Set interest rate:-Personal loans usually are given at a set interest rate. The equated annual payments should then stay constant throughout the entire lending period.
      5. Financial benefit: – You will get a tax credit of up to Rs 2 lakh for the interesting portion of a financial year under section 24B whether you are using a personal loan to construct, renovate the house, or make a home down payment.

      Personal Loan Narela Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Narela

      Salaried Customers:

      1. Identity proof such as Aadhar card/driving license.
      2. last three-month salary slips.
      3. Bank statements for the last 6 months.
      4. PAN Card.
      5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
      6. 2 Passport-sized photographs of the applicant.

      Self-Employed Customers:

      1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
      2. PAN Card.
      3. Aadhar Card as identity proof.
      4. Residence Proof or rental agreement in case of a rented apartment.
      5. Two passport-sized photographs of the applicant.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Narela Eligibility Criteria

      The eligibility criteria are specific for both salaried and self-employed workers.

      Click here to know more about personal loan eligibility

      Eligibility Criteria for Personal Loan Narela:

      Salaried Applicants

      1. Minimum required age of applicant: 21 years.
        Applicant’s maximum age when the loan matures: 60 years.
      2. Average jobs: Average 1 year of work and a 1-month pay allowance in the existing organization.
      3. The applicants must a credit history suitable for a personal loan.
      4. The job location of the applicant.
      5. Required Gross Monthly Income: ₹20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹15,000 for All Other Locations.

      Click here to know more about- Salaried Applicant

      Self-employed Applicants

      1. Eligibility Age Criteria:
        Required Minimum age of Applicant: 22 years.
        The average age of the Candidate at loan maturity: 65 years.
      2. Years of business: Minimum 4 years.
      3. The ITR file for the last three years will be required.
      4. The business of the applicant should be running for the past three years.
      5. The CIBIL score should be up to the mark
      6. The annual income of the applicant should be at least Rs 2.5 lakh.
      7. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the past three months.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Narela?

      • Loan balance due in the same annual instalments over a period negotiated.
      • Based on the form of a loan, interest may be flat or that.
      • Provide set terms that specify the number, processing costs, interest, tenure, and EMI in advance.
      • Personal Loan Narela is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
      • The Loan amount depends upon the income and repayment capability of the applicant.

      How to apply for Personal Loan Narela?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend you a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Uamrkhed

      The interest rates in Personal Loan depend on the profile and salary of an individual in the business.

      The base rate starts at 10.50 per cent. The extra costs refer to whatever conditions are relevant. Interest rate according to the level of credit. The following factors can affect the interest rates and the bank charges:

      1. Credit / CIBIL Ranking: A strong ranking of CIBIL may be an advantage for reducing interest rates and other costs.
      2. Average Loan Score: 640-700.
      3. Company Profile: The well-reputed firms and staff of government agencies will profit from the variance of many of the charges.
      4. Bank Consumer Relationships: Being a client before the partnership with the banks will be an advantage to reduce the costs and charges.
      To know about the interest rate click on personal loan interest rate

      Personal Loan Narela EMI Calculator

      CIBIL Score required for Personal Loan Narela

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Narela. Most institutions need a minimum score of 700 to process your application for a loan.

      The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Narela Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Narela.

      Pre Calculated EMI Table for Personal Loan Narela

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Narela

      Narela is located in the suburbs of Delhi and nearly borders the state of Haryana. It is largely an Urban Region of the North West Delhi District and is adjacent to New Delhi and Sonipat South. Narela Railway Station is located on the rail-track road Delhi-Sonipat and marks the Northern Railways’ 7th Railway Station.

      Narela is a well-established Industrial Area with very strong potential and a boost for residential property demands to the real estate industry until this region sees a well-connected transport link to other sections of Delhi. It is about 12 Kms from Rohini and about 3 km from Kundli, both of which are regarded as excellent real estate destinations.

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