Personal Loan Narela

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

A Complete Guide for Personal Loan Narela

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Narela

Personal Loan Narela

Narela Personal Loan is an unsecured loan which provides financial assistance to customers at affordable interest rates. The borrower wants a stable and reliable source of income to secure a Personal Loan and requires a strong financial background.

At Dialabank, we help people evaluate, assess, and choose the best potential loan.
With less reporting and less paperwork, this lending is unsecured by default. After the approval process, this loan will be authorized within 48 hours.

A Dialabank Personal Loan allows you to fulfill your various financial needs; you can take advantage of loans up to Rs 20 lakh and meet the specific needs you are raising at any point in your life.

Features of Personal Loan Narela 

Narela has an automatic clearance process for personal loans, with loans accepted as early as 24-48 hours after submission of the loan application.

  1. Any collateral needed: Some of the advantages associated with a personal online loan are because it is unsecured. That ensures you will not have to guarantee any premium on your loan.
  2. Minimum documentation: The identification and reporting process was now brief in this period of digitization.
  3. Fast Approval: You’ll get immediate and easy recognition of personal loans.
  4. Set interest rate:-Personal loans usually are given at a set interest rate. The equated annual payments should then stay constant throughout the entire lending period.
  5. Financial benefit: – You will get a tax credit of up to Rs 2 lakh for the interesting portion of a financial year under section 24B whether you are using a personal loan to construct, renovate the house, or make a home down payment.

Personal Loan Narela Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Narela

Salaried Customers:

  1. Identity proof such as Aadhar card/driving license.
  2. last three-month salary slips.
  3. Bank statements for the last 6 months.
  4. PAN Card.
  5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
  6. 2 Passport-sized photographs of the applicant.

Self-Employed Customers:

  1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
  2. PAN Card.
  3. Aadhar Card as identity proof.
  4. Residence Proof or rental agreement in case of a rented apartment.
  5. Two passport-sized photographs of the applicant.
personal loan at 10.75%*

Personal Loan Narela Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click here to know more about personal loan eligibility

Eligibility Criteria for Personal Loan Narela:

Salaried Applicants

  1. Minimum required age of applicant: 21 years.
    Applicant ‘s maximum age when the loan matures: 60 years.
  2. Average jobs: Average 1 year of work and a 1-month pay allowance in the existing organization.
  3. The applicants must a credit history suitable for a personal loan.
  4. The job location of the applicant.
  5. Required Gross Monthly Income: ₹20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹15,000 for All Other Locations.

Click here to know more about- Salaried Applicant

Self-employed Applicants

  1. Eligibility Age Criteria:
    Required Minimum age of Applicant: 22 years.
    The average age of Candidate at loan maturity: 65 years.
  2. Years of business: Minimum 4 years.
  3. The ITR file for the last three years will be required.
  4. The business of the applicant should be running from the past three years.
  5. The CIBIL score should be up to the mark
  6. The annual income of the applicant should be at least Rs 2.5 lakh.
  7. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the past three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Narela?

  • Loan balance due in the same annual installments over a period negotiated.
  • Based on the form of a loan, interest may be flat or that.
  • Provide set terms that specify the number, processing costs, interest, tenure, and EMI in advance.
  • Personal Loan Narela is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
  • The Loan amount depends upon the income and repayment capability of the applicant.

How to apply for Personal Loan Narela?

To apply for the best personal loan deals:

  • Visit Dialabank and click on the personal loan option on the menu of the homepage.
  • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
  • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
  • Our experts will give you a call and assist you in choosing the best deal for you.
  • In case of any queries, call us at 9878981166.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Uamrkhed

The interest rates in Personal Loan depend on the profile and salary of an individual in the business.

The base rate starts at 10.50 percent. The extra costs refer to whatever conditions are relevant. Interest rate according to the level of credit. The following factors can affect the interest rates and the bank charges:

  1. Credit / CIBIL Ranking: A strong ranking of CIBIL may be an advantage for reducing interest rates and other costs.
  2. Average Loan Score: 640-700.
  3. Company Profile: The well-reputed firms and staff of government agencies will profit from the variance of many of the charges.
  4. Bank Consumer Relationships: Being a client before the partnership with the banks will be an advantage to reduce the costs and charges.
To know about the interest rate click on personal loan interest rate

Personal Loan Narela EMI Calculator

CIBIL Score required for Personal Loan Narela

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Narela. Most institutions need a minimum score of 700 to process your application for a loan.

The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

personal loan at 10.75%*

Personal Loan Narela Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Narela.

Pre Calculated EMI Table for Personal Loan Narela

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Narela

Narela is located in the suburbs of Delhi and nearly borders on the state of Haryana. It is largely an Urban Region of North West Delhi District and is adjacent to New Delhi and Sonipat South. Narela Railway Station is located on the rail-track road Delhi-Sonipat and marks the Northern Railways’ 7th Railway Station.

Narela is a well-established Industrial Area with very strong potential and a boost for residential property demands to the real estate industry until this region sees a well-connected transport link to other sections of Delhi. It is about 12 Kms from Rohini and about 3 km from Kundli, both of which are regarded as excellent real estate destinations.

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