Personal Loan Pathardi

⋆ Interest Rate 9.99% ⋆

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      Personal Loan Pathardi

      All about Personal Loan Pathardi

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Your Guide to Personal Loan Pathardi

      Personal Loan Pathardi

      It is never a negative thing to get a loan to make a dream come true. If you have some hope, apply with Dialabank for Personal Loan and we’ll make that a reality. Dialabank is here to help you deliver on your wishes. Timely offers and interest rates on the Personal Loan are enticing. Sign in now to grab the perfect deal for your existence to come true today.

      If you’re dealing with your life’s financial constraints so the personal loan is the right choice for you. Personal Loan Pathardi is the type of loan that banks and NBFCs offer the citizens so they can make a difference in their lives. 

      A Dialabank Personal Loan lets you fulfil your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise to at any point in your life. 

      Additionally, with our instant online Personal Loan facilities, you will get the funds within 3 seconds. You can quickly secure a personal loan at a rate of interest varying from 10.75 per cent to 32 per cent in Pathardi, but this depends on several variables.

      Features of Personal Loan Pathardi 

      Besides being the cheapest way to collect funds for your immediate needs, there are many benefits of using a Personal Loan, including:

      • No Collateral: No securities are needed, it is dependent on the applicant’s profits.
      • Multi-Purpose Loan: It is easy to complete specific monetary requirements such as celebrations, vacation vacations, home repairs, and many more.
      • Interest rate: Such loans are priced cheaper than any other credit. Such loans will be the lowest of all for certain borrowers.
      • Fast Processing: These loans will complete the whole cycle in only 2 days.
      • Fast Installments: The lenders’ main issue is the durability and efficiency of the consumers’ EMIs.
      • Minimum Documentation: Loans may be accepted on name, residency, and income evidence only. This isn’t quick to pick.
      • Credit Score: These loans will raise other borrowers’ CIBIL ratings.

      Personal Loan Pathardi Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Pathardi

      Salaried Customers:

      1. Identity proof such as Aadhar card/driving license.
      2. last three-month salary slips.
      3. Bank statements for the last 6 months.
      4. PAN Card.
      5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
      6. 2 Passport-sized photographs of the applicant.

      Self-Employed Customers:

      1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
      2. PAN Card.
      3. Aadhar Card as identity proof.
      4. Residence Proof or rental agreement in case of a rented apartment.
      5. Two passport-sized photographs of the applicant.


      Interest Rate 9.99%


      Personal Loan Pathardi Eligibility Criteria

      The eligibility criteria are specific for both salaried and self-employed workers.

      Click for personal loan eligibility

      Salaried, self-employed people and self-employed professionals are eligible for availing of Personal Loan Pathardi.

      Salaried Individuals Self Employed Individuals
      Age Min: 21 yrs, Max: 60 yrs Age Min: 25 yrs, Max: 65 yrs
      Salary Rs.15,000 (Monthly). ITR An Annual ITR of 2.5 to 3 lakh is required.
      Work Experience Overall 3 years and one year experience in the current job Business Stability Your business should be running for the last 3 years with continuous profit.
      Mandatory The applicant must have a salary account Mandatory The business of the applicant must be audited by CAs

      Click for details on – Salaried Applicant

      Click for details on – Self-employed Applicant

      Why Apply for Personal Loan Pathardi?

      • Personal Loan Pathardi is based upon the candidate’s income per annum and his credit score. No other requirement is there
      • There is no need to put a precious asset as security to the lender for Personal Loan Pathardi, as it is an unsecured loan
      • Personal loans offer higher loan amounts to help you deal with any financial emergency
      • Personal Loan Pathardi is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

      How to apply for Personal Loan Pathardi?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend you a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Pathardi

      The interest rates in Personal Loan depend on the profile and salary of an individual in the business.

      The starting, 10.75% rate of interest, is granted on these loans. The interest rates on these loans can be changed based on the amounts of the loan, period, and the applicant’s profile. The fee for processing is between 0.2% to 2.00% of the loan amount.

      The rate of interest can be changed with the help of the followings

      • CIBIL/Credit History – The applicants with higher CIBIL scores can get lower interest rates.
      • Nature of Employment – If the applicant is an employee of a reputed company or the government, then he can get the lower rates for these loans.
      • Bank Customer Relations – If the customer has a well-maintained account or has maintained a loan before from a bank then the applicant might be able to negotiate the amount of the interest on the personal loans in Pathardi.
      To know about the interest rate click on personal loan interest rate

      Personal Loan Pathardi EMI Calculator

      CIBIL Score required for Personal Loan Pathardi

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Pathardi. Most institutions need a minimum score of 750 to process your application for a loan.

      The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.


      Interest Rate 9.99%


      Personal Loan Pathardi Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Kawardha.

      Pre Calculated EMI Table for Personal Loan Pathardi

      Click here for personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About Pathardi

      Pathardi is a town and municipal council in the district of Ahmadnagar in Maharashtra state, India. Pathardi in India gives travellers a rare experience. Pathardi ‘s closest regional capital city is Pune. Take a brief excursion from Pathardi and set aside some time to explore the Pune. Dotted with locations such as Shaniwar Wada, Dagdusheth Ganpati, Sinhagad Fort; it’s sure to be a good one. The optimal duration of visit to Pathardi is 1-2 days.