Personal Loan Shamli

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      About Personal Loan Shamli

      People consider the personal loan as a handy solution arrangement at whatever point there is a pressing requirement for fund, and one’s investment funds are not adequate to meet these prompt prerequisites. Personal Loan Shamli is generally used to address monetary issues, for example, wedding uses, clinical costs, remodel of a house or some other issue. An individual advance is a monetary item that permits us to get cash from banks to meet different necessities.

      Personal Loan Shamli Eligibility

      Few out of every odd individual can apply for a Personal Loan Shamli. There are some qualification rules based on which the bank gives a Personal loan to the candidate. There are two classifications of candidates:

      1. Salaried
      2. Self-employed

      There are different eligibility criteria for both applicants.

      Salaried Applicant:

      1. The applicant should have minimum age of 21 and maximum age of up to 60 years. 
      2. If the applicant lives in metropolitan area, then the minimum salary should be Rs 18,000. And if the applicant is from non-metropolitan area, then the minimum revenue should be Rs 12,000.
      3. The applicant should have job experience in the last three years and the salary should only be included in his or her account. 
      4. If borrower seeks personal loan, they need to have clear credit history.
      5. They only have to send their bank statement for the last three months and the pay slip for the last six months. The reporting process is simple.

      Self-employed Applicant:

      1. If the applicant is self-employed, the applicant should have an age of at least 25 years and limit of up to 65 years. 
      2. ITR for the last three years should be filed by the claimant. 
      3. The applicant’s credit score should be strong and there should be no debt owed, and the credit score should be greater than 650.
      4. An ITR filed by the claimant should be at least Rs 2.5 lakhs per annum. 
      5. And the applicant has corporation that his company has been operating for the past three years.

      Personal Loan Shamli Documents

      At the point when the candidate applies for the Personal Loan Shamli from that point forward, they need to present a portion of the archives. These are:

      1. The candidate needs to present their identity proof which incorporates aadhaar card, identification, elector card,  driving permit.
      2. Two colored photos
      3. Residence evidence that includes a modified passbook, aadhaar card, passport, voting card, ration card, and driving license must be submitted. And if the applicant lives in rented apartment, they must apply their rental agreement, the utility bill, which must  be in the applicant‘s name, and the owner’s address.
      4. They have to submit their PAN card which is an essential document under the KYC formality.
      5. If the applicant is wage earner, they must show their pay slip for the last three months and their bank statements for the last six months.
      6. And if the applicant is self-employed, then the ITR for the last three years must be submitted and their company should be registered.

      Salaried Individual

      Self Employed People

      Last 2 year Form 16

      Last 3 Years ITR

      Last 3-months salary slips

      Last 2 years Balance Sheet

       Latest 6-month bank statements

      Identity Proof ( Aadhaar Card, Passport, Voter Card, Driving License)

      Address Proof ( Voter Card, Aadhaar Card, Passport, Driving License, Ration Card) & if in Rental Apartment ( Rented Agreement, Electricity & water Bill and owner’s address)

      PAN Card Photocopy

      2 passport size photographs

      Personal Loan Shamli Interest Rates

      It is very economical to pay the interest rate given in the personal loan. It begins per annum at 9.99 percent. 

      Personal Loan Shamli Tenure

      The tenure of the Personal Loan Shamli is one year to five years.

      How to apply?

      An individual can without much of a stretch apply for the Personal Loan in the event that they are qualified. An individual can apply for an Personal Loan from its closest bank, or they can apply on the web. On the off chance that the individual needs to apply on the web, at that point they can apply from the website of dialabank that is www.dialabank.com. They need to satisfy the online application structure, and inside 5 minutes they will get a call where they will get legitimate direction about the credit. Furthermore, on the off chance that the individual is qualified for the credit, at that point the advance will get endorsed inside 10 minutes.

      Who can’t apply for the Personal Loan Shamli?

      There are some eligibility criteria to avail for the personal loan, these are :

      1. The candidate age ought not be under 21 years.
      2. An individual who is jobless can’t apply for this credit.
      3. If a person has a bad credit score or has a bad credit history than he can’t apply.
      4. A candidate who is independently employed however doesn’t pay their ITR can’t make a difference for the personal loan.
      5. If a person is a salaried one than they should not have the earning less than Rs 15,000 or else they won’t be able to apply for the personal loan.

      About Shamli

      It is a city, and a region settle in the territory of Uttar Pradesh. It is a piece of National Capital Region (NCR). Shamli is the main Open Defecation Free (ODF) region of the Uttar Pradesh.

      Personal Loan Interest Rates: Updated 2020

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Other Personal Loan Cities in Uttar Pradesh 

      Personal Loan Shikohabad Personal Loan Shohratgarh
      Personal Loan Shukartalbangar Personal Loan Sirsi
      Personal Loan Sohanpur Personal Loan Tanda
      Personal Loan Tehsil Dadri Personal Loan Tehsil Jewar
      REMINDER SERVICES EMI CALCULATOR

      PERSONAL LOAN INTEREST RATES

      Reminder Services EMI Calculator Personal Loan Interest Rates

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