Personal Loan Shamli

About Personal Loan Shamli

People consider the best personal loan as a handy solution arrangement at whatever point there is a pressing requirement for fund, and one’s investment funds are not adequate to meet these prompt prerequisites. Personal Loan Shamli is generally used to address monetary issues, for example, wedding uses, clinical costs, remodel of a house or some other issue. An individual advance is a monetary item that permits us to get cash from banks to meet different necessities.

Personal Loan Shamli Eligibility

Few out of every odd individual can apply for a Personal Loan Shamli. There are some qualification rules based on which the bank gives a Personal loan to the candidate. There are two classifications of candidates:

  1. Salaried
  2. Self-employed

There are different eligibility criteria for both applicants.

Salaried Applicant:

  1. The applicant should have minimum age of 21 and maximum age of up to 60 years. 
  2. If the applicant lives in metropolitan area, then the minimum salary should be Rs 18,000. And if the applicant is from non-metropolitan area, then the minimum revenue should be Rs 12,000.
  3. The applicant should have job experience in the last three years and the salary should only be included in his or her account. 
  4. If borrower seeks personal loan, they need to have clear credit history.
  5. They only have to send their bank statement for the last three months and the pay slip for the last six months. The reporting process is simple.

Self-employed Applicant:

  1. If the applicant is self-employed, the applicant should have an age of at least 25 years and limit of up to 65 years. 
  2. ITR for the last three years should be filed by the claimant. 
  3. The applicant’s credit score should be strong and there should be no debt owed, and the credit score should be greater than 650.
  4. An ITR filed by the claimant should be at least Rs 2.5 lakhs per annum. 
  5. And the applicant has corporation that his company has been operating for the past three years.

Personal Loan Shamli Documents

At the point when the candidate applies for the Personal Loan Shamli from that point forward, they need to present a portion of the archives. These are:

  1. The candidate needs to present their identity proof which incorporates aadhaar card, identification, elector card,  driving permit.
  2. Two colored photos
  3. Residence evidence that includes a modified passbook, aadhaar card, passport, voting card, ration card, and driving license must be submitted. And if the applicant lives in rented apartment, they must apply their rental agreement, the utility bill, which must  be in the applicant‘s name, and the owner’s address.
  4. They have to submit their PAN card which is an essential document under the KYC formality.
  5. If the applicant is wage earner, they must show their pay slip for the last three months and their bank statements for the last six months.
  6. And if the applicant is self-employed, then the ITR for the last three years must be submitted and their company should be registered.

Salaried Individual

Self Employed People

Last 2 year Form 16

Last 3 Years ITR

Last 3-months salary slips

Last 2 years Balance Sheet

 Latest 6-month bank statements

Identity Proof ( Aadhaar Card, Passport, Voter Card, Driving License)

Address Proof ( Voter Card, Aadhaar Card, Passport, Driving License, Ration Card) & if in Rental Apartment ( Rented Agreement, Electricity & water Bill and owner’s address)

PAN Card Photocopy

2 passport size photographs

Personal Loan Shamli Interest Rates

It is very economical to pay the personal loan interest rate
given in the personal loan. It begins per annum at 9.99 percent. 

Personal Loan Shamli Tenure

The tenure of the Personal Loan Shamli is one year to five years.

How to apply?

An individual can without much of a stretch apply for the Personal Loan in the event that they are qualified. An individual can apply for an Personal Loan from its closest bank, or they can apply on the web. On the off chance that the individual needs to apply on the web, at that point they can apply from the website of dialabank that is www.dialabank.com. They need to satisfy the online application structure, and inside 5 minutes they will get a call where they will get legitimate direction about the credit. Furthermore, on the off chance that the individual is qualified for the credit, at that point the advance will get endorsed inside 10 minutes.

Who can’t apply for the Personal Loan Shamli?

There are some personal loan eligibility criteria to avail for the personal loan, these are :

  1. The candidate age ought not be under 21 years.
  2. An individual who is jobless can’t apply for this credit.
  3. If a person has a bad credit score or has a bad credit history than he can’t apply.
  4. A candidate who is independently employed however doesn’t pay their ITR can’t make a difference for the personal loan.
  5. If a person is a salaried one than they should not have the earning less than Rs 15,000 or else they won’t be able to apply for the personal loan.

About Shamli

It is a city, and a region settle in the territory of Uttar Pradesh. It is a piece of National Capital Region (NCR). Shamli is the main Open Defecation Free (ODF) region of the Uttar Pradesh.

Personal Loan Interest Rates: Updated 2020

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan EMI Calculator online

Other Personal Loan Cities in Uttar Pradesh 

Personal Loan Shikohabad Personal Loan Shohratgarh
Personal Loan Shukartalbangar Personal Loan Sirsi
Personal Loan Sohanpur Personal Loan Tanda
Personal Loan Tehsil Dadri Personal Loan Tehsil Jewar
Personal Loan Proddatur Personal Loan Rajgir
Personal Loan Rampurhat Personal Loan Rudauli
Personal Loan in Sagar Personal Loan Sahibabad
Personal Loan Saharsa Personal Loan Sangrur
REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

Reminder Services EMI Calculator Personal Loan Interest Rates

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