Personal Loan Rudauli

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Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
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All about Personal Loan Rudauli

Personal Loan Rudauli

Personal loan is an unsecured loan, or it can be said as you don’t need to pledge anything to get the amount. Availing it is easy – you can apply online – and you can use the money to meet almost any need you want.

About Personal Loan Rudauli

personal loan can be used for just about anything. … Because a personal loan often has no collateral—it is “unsecured”—the interest rate will probably be higher. There are also secured personal loans, if you want to lower your costs. Here are five circumstances in which a personal loan might be a good idea

What can a Personal Loan be used for?

It can help you manage the expenses of a variety of needs, including:
  1. Travel
  2. Wedding
  3. Medical emergencies
  4. Home renovation
  5. Higher education

Eligibility criteria Personal Loan Rudauli

There are some eligibility criteria which personal loan is applied. There are two categories of applicants:
Salaried
Self-employed

Click here to know more about– EMI Calculator

There are different eligibility criteria for both.
Salaried :
  1. The minimum age of the applicant should be 21 years and maximum up to 60 years.
  2. If the borrower resides a metropolitan city, then they should have a minimum income of Rs 18,000. And if the person is from a non-metropolitan city, a minimum salary of Rs 12,000.
  3. The borrower should have the work experience of the at least three years,
  4.  He must have a good credit history. (CIBIL score)
  5.   They have to submit their bank statement for the last three months and the salary slip of the last six months.

Click here to know more about- Salaried Applicant

Self-employed Applicant:
  1. If a person is self-employed than the age of the applicant should be 25 years.
  2. The applicant should file ITR for the last three years.
  3. The ITR which the applicant files should be of Rs 2.5 lakhs per annum at least.
  4. And the applicant has a business it should be running from the last three years

Click here to know more – Self-employed Applicant

Personal Loan Radauli Documents

  1.  Identity proof: (Passport/Id card/driving license etc.) It can be any one of them.
  2. Residence proof : (Passport/Id card/voter card, etc.).  And if the applicant stays in a rented place, then they have to submit their rental agreement,
  3. The applicant has to submit their PAN number, which is an essential document under the KYC formality.
  4.      If the applicant is a salaried one, then they have to provide their salary slip of the last three months and the bank statements of the past six months.
  5. And if the applicant is a self-employed, then the ITR  of the last three years and registration of their business should be done.
  6. Two passport size photos.

Personal loan Radauli Interest Rates

Interest Rates    10.75% – 35%

Processing Fee    Differs from bank to bank; generally ranges between 1-3% of the  amount
Pre-closure Charges    Differs; Generally between 2%-5% of the loan outstanding

Why Dialabank is Right Decision?

  1.  Flexi Personal Loan facility
  2. Instant approval
  3.  Minimal documentation
  4. Money in bank in 24 hours
  5. Flexible tenors
  6. Pre-approved offers
  7. No hidden charges

How to apply for Personal Loan Rudauli?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

About Radauli

Rudauli is a Qasba in Uttar Pradesh which formerly belonged to District Barabanki but now to District Faizabad. It is approximately 91 km from the city of Lucknow. Rudauli is famous for its three main assets: A unique culture, Sufi shrines and it’s literary and romantic people. The suffix “Shareef” to the name Rudauli is a gesture of reverence to the saints.
There is a difference of opinion as to how Rudauli got its name.
Many say that it was named after a former ruler of the area, Raja Rudra Mull and the name got distorted later. Others think its name was “Rud Wali” after the arrival of a saint or “Wali” here. In Urdu script, Rudauli and Rud wali” are written the same way.

Personal Loan Interest Rates: Updated

Bank

Interest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

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