Sarva Haryana Gramin Bank Personal Loan

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Rates as low as 10.50%*
Loans Up to 30 Lacs
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About Sarva Haryana Gramin Bank Personal Loan

Sarva Haryana Gramin Bank Personal LoanSarva Haryana Gramin Bank helps the customer to fight with the financial problems by providing Personal Loan. The Personal Loan is a financial product that supports the customers in case of financial hurdles. Customers are free to use this amount of loan anywhere in their personal life. If you are eligible to apply for a Personal loan, then apply here now www.dialabank.com

What is Sarva Haryana Gramin Bank Personal Loan?

In Personal Loan, the banks or non-banking financial companies provide financial support to the applicant to fulfill their personal needs. Personal Loan is also known as an unsecured loan. If anybody is earning well and has a good credit history, then he/she is eligible to get a Personal Loan. Furthermore, the amount of loan can be used anywhere in the personal life; there is no restriction on the use of loan amount.

Sarva Haryana Gramin Bank Personal Loan Eligibility

  1. First of all the applicant should be older than 21 years if salaried, in case of the self-employed applicant the age of the applicant should be more than 25 years.
  2. The maximum age of the salaried applicant can be 60 years at the time of maturity of the loan; in case of self-employed applicant, it is 65 years.
  3. He/she should have some rigid source of income.
  4. In the case of self-employed, the applicant should be paying an ITR of Rs. 2.5 lakhs per annum at least.
  5. If the applicant is salaried, he/she should be earning Rs — 18000 per month at least.
  6. Besides that, the applicant should have a good credit history.
  7. The CIBIL score of the customer should be more than 650.

Sarva Haryana Gramin Bank Personal Loan Uses

There are some common uses of the loan amount

  1. A person can get Sarva Haryana Gramin Bank Personal Loan for the wedding purposes.
  2. For educational purposes.
  3. To meet the medical expenses.
  4. Furthermore, the applicant can use the amount to pay the credit card bills.
  5. Besides that, a personal loan can be used to buy a second-hand card.
  6. For the home renovation.
  7. For the agricultural activities.
  8. A person can get Sarva Haryana Gramin Bank Personal Loan to boost his/her business.
  9. Bank provides Sarva Haryana Gramin Bank Personal Loan to the public for meeting all types of personal needs.

Minimum Loan Amount is Rs.50,000/-

Maximum Loan Amount is Rs.4,00,000/-

Or 20 times monthly net salary, whichever is lower, depending upon the repaying capacity.

Sarva Haryana Gramin Bank Personal Loan Features

There are some features of personal loan that are mentioned below.

  1. First of all, it is very easy to access. You can apply for a personal loan online in 2 minutes.
  2. Besides that, you can check your eligibility, interest rates and EMI’s online.
  3. You can calculate your EMI’s online on the online calculator.
  4. If you are eligible, your loan will get approved in a few minutes.
  5. After the approval of your loan and the submission of the documents, your loan will be disbursed very quickly.
  6. The rates of interest in the personal loan are very affordable.
  7. The documentation process is very simple and easy. You have to submit some basic documents.
  8. Applicant should be working at the current place for at least one year if he/ she is salaried.

Documentation for Sarva Haryana Gramin Bank Personal Loan

  1. 2 passport sized colored photographs, but the applicant should not be wearing the glasses in the photograph.
  2. After that one identity proof is required to get a personal loan. It can be an Aadhar card/ voter ID card/ PAN card/ driving license/ passport.
  3. One residence proof is also required it can be anyone out of them. (Aadhar card/ voter ID card/ PAN card/ driving license/ passport.)
  4. Utility bills or rental agreement can also be considered as the proof residence.
  5. Income proof is mandatory in case of personal Loan. In case of salaried applicants it is the salary slip of last three months, and in case of self-employed, it is ITR (income tax report) of the previous three years.

Who can’t apply for Sarva Haryana Gramin Bank Personal Loan?

  1. A person with bad credit history can’t apply. The CIBIL score is required to be at least 650.
  2. A person who gets his salary in cash can’t apply for a personal loan.
  3. An applicant whose age is less than 21 years can’t apply for a personal loan.

What is a CIBIL score?

The CIBIL score is a measure of your banking behavior. If you have a credit card or if you ever had a credit card or loan then your CIBIL score gets generated, and it checks how punctual you are towards your debts. It ranges in between 300 to 850. If your Credit score is below 650, you won’t be able to apply for a personal loan. Because being an unsecured loan the lender checks your credit history before providing you the personal loan.

How to apply for Sarva Haryana Gramin Bank Personal Loan?

Applicant can easily apply for a personal loan online in a few minutes. You can even check tour eligibility and the rates of interest online.

  1. Visit www.dialabank.com on goggle.
  2. After that search for the personal loan on the website.
  3. Now fill the application form with your basic information.
  4. Don’t forget to enter your correct contact number.
  5. Now click on apply button.

Why Dialabank?

  1. Dialabank is the first financial helpline of India. There are no trust issues at all.
  2. The rates of interest are very attractive and affordable here.
  3. The customer’s queries response is very quick here. You will get a call back instantly after filling your application form.
  4. Dialabank provides its services all over India.
  5. Moreover, it doesn’t charge a rupee for the guidance.
  6. You will get proper guidance from the experts.
  7. There is no need to go to the bank to submit the documents. If you apply on the dialabank.com you will get a free document pickup facility from your doorstep.

* Above rates are subject to change without notice.*

FAQs About Sarva Haryana Gramin Bank Personal Loan

Q. What is Sarva Haryana Gramin Bank Personal Loan?

A Personal Loan is a loaning scheme that can be availed to meet your urgent financial needs without the need to submit a security with the bank. You can easily apply for a Sarva Haryana Gramin Bank Personal Loan to finance your expenses.

Q. What is Personal Loan rate of interest in Sarva Haryana Gramin Bank?

The lowest rate of interest for Personal Loan from Sarva Haryana Gramin Bank is 10.75% per annum. The interest rate offered to you may vary according to your credit score and monthly income.

Q. How can I get Sarva Haryana Gramin Bank Personal Loan?

Get quick disbursing Personal Loans from Sarva Haryana Gramin Bank by visiting the nearest branch with your documents. After verification and approval of your loan application you will get the loan amount in your bank account and can use it for all your financial needs.

Q. How to apply for Personal Loan in Sarva Haryana Gramin Bank?

You can apply for Personal Loan from Sarva Haryana Gramin Bank by visiting the branch with all the requisite documents and submitting a duly signed application form to the banker. You get the loan amount in your account once your eligibility has been verified and your loan has been approved.

Q. Why apply for Sarva Haryana Gramin Bank Personal Loan?

Personal Loans from Sarva Haryana Gramin Bank can be used to fulfil a wide array of your financial needs. These loans come with high funding. long tenure, low interest rates, and easy repayment facilities. You are not required to submit any form of security with the bank in exchange for these loans.

Q. How much EMI on Sarva Haryana Gramin Bank Personal Loan?

Personal Loan EMI for Sarva Haryana Gramin Bank can be calculated using any online EMI calculator using just the three parameters, loan amount, loan tenure, and rate of interest.

Q. How much CIBIL score required for Sarva Haryana Gramin Bank Personal Loan?

A CIBIL score in excess of 700 is required for Sarva Haryana Gramin Bank Personal Loans. Your CIBIL score helps the bank to estimate your creditworthiness and repayment abilities.

Q. Minimum credit score needed for Sarva Haryana Gramin Bank Personal Loan?

You will need to maintain a credit score of at least 700 to avail a Sarva Haryana Gramin Bank Personal Loan.

Q. How to calculate Sarva Haryana Gramin Bank Personal Loan EMI?

Your Personal Loan EMI can be calculated using any online EMI Calculator. Visit Dialabank to compare offers from different banking and non-banking financial companies and apply for the ones that best suit your needs.

Q. What can I use Sarva Haryana Gramin Bank Personal Loan for?

Sarva Haryana Gramin Bank Personal Loan can be used for a wide array of personal financial needs. You can meet all your day to day expenses and even the big ones that burden you financially. You can finance your vacations, family events, weddings, and etc. You can also use your Personal Loan to renovate your home.

Q. Can I prepay Sarva Haryana Gramin Bank Personal Loan?

Yes, you can prepay your Personal Loan with Sarva Haryana Gramin Bank by visiting the branch where your loan was sanctioned and asking the banker for the same. You will have to pay the entire outstanding loan amount with a foreclosure charge as applicable.

Q. How to prepay Sarva Haryana Gramin Bank Personal Loan?

Prepay your Sarva Haryana Gramin Bank Personal Loan by contacting your loan branch in person. Depending on the case, you might be required to pay a small foreclosure fee along with your outstanding loan amount to close your Personal Loan.

Q. How to repay Sarva Haryana Gramin Bank Personal Loan?

Your Sarva Haryana Gramin Bank Personal Loan can be repaid in a number of ways, the most common being automatic deduction of EMIs from your bank account. You can also contact your loan branch for further information on your repayment options.

Q. What documents are needed for Sarva Haryana Gramin Bank Personal Loan?

You need your address and identity proof(Aadhar Card/Voter ID), PAN Card, Income proof(Salary Slips and Bank statement), and two recent passport-sized photographs for your Sarva Haryana Gramin Bank Personal Loan.

Q. How to check Sarva Haryana Gramin Bank Personal Loan status?

Status of your Personal Loan with Sarva Haryana Gramin Bank can be checked by visiting the branch and contacting your loan officer.

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