car loan

Call us at 98 78 98 11 44

With the introduction of various cars in the Indian market, the people are getting amazed by different looks of cars, but the high price tags discourage them to buy those cars. Car Loan is the best way to attain cash in a small interval of time which will help you to arrange funds without any hindrance and hassle.

Features and Benefits 

  1. We offer extremely quick service
  2. The minimum loan amount is Rs.1 lakh, and maximum Loan amount depends upon the price of the car, varies with the car model, the profile of the customer etc.
  3. The maximum loan amount is up to 90-95%% of the ex-showroom price of the car
  4. LTV (Loan to value) of up to 90% of the ex-showroom price of the car
  5. Repayment period ranges from 1 to 7 years
  6. Loans are approved within 24 hours after the documentation process

Rate of Interest

Interest Rate

New Car

Less than 3 lacs

10.25%

3-6 lacs

9.50%

6-10 lacs

9.25%

10-20 lacs

9.00%

More than 20 lacs

8.70%

Used Car

14.00%

 

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Loan Amount less than 20 lacs

Rs.1750/-

Loan Amount more than or equal to 20 lacs

Rs.2250/-

All

Rs.300/-

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

 

Car Loan Documents

  1. Identity Proof- Aadhar card, PAN Card, Voters ID card, Driving License
  2. Income Proof- For Salaried Latest salary slip of 6 months/ For Self- Employed Latest 1 year ITR
  3. Address Proof- Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill etc.
  4. Six months banking statements

Eligibility Criteria for Car Loan

Eligibility Criteria 

Age

Salaried

Minimum age: 21 years

Maximum age:65 years

Self Employed

Minimum age:30 years

Maximum age:60 years

Employment Status

Salaried

1 year in current employment

Self Employed

2 years in Business

Income Status

18000/- per month

 

About Jammu

Jammu is one of the administrative divisions within Jammu and Kashmir. The region is not a state but a part of the state of Jammu & Kashmir. It is a home of some of India's most popular Hindu shrines, such as Vaishno Devi. Jammu is a major pilgrimage center for Hindu. Jammu has emerged major economic center of the state. There are several languages spoken here as Dogri, English, Hindi, and Urdu.

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

Used Car Loan EMI Calculator

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Call us on 600 11 600 (Single Number across 18 Cities)

Delhi | Mumbai | Kolkata | Bangalore | Hyderabad | Ahmedabad | Chandigarh | Jalandhar | Ludhiana | Chennai | Pune | Jaipur | Lucknow | Baroda | Surat | Indore | Coimbatore | Bhopal


Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.
 

Other Leading  Loan Options (Click to Apply)

Gold Loan Jammu

Personal Loan Jammu

Business Loan Jammu