All About Car Loan Cochin
To fulfill your requirement of buying a car at affordable interest rates, you can opt for Car Loan. Apply for a car loan on dialabank to buy a new or a used car. It is a loan that will help you in arranging the necessary funds to buy the new and branded car at low-interest rates.
Why one should choose Car Loan Cochin?
- Easy monthly repayment options
- Instantly available
- Loan Tenure period varies from 1-7 years.
- Affordable interest Rates
- Easily and quickly available loan
- No hidden charges.
Interest Rates for Car Loan Cochin
| Interest Rate | ||
| New Car | Less than 3 lacs | 10.25% |
| 3-6 lacs | 9.50% | |
| 6-10 lacs | 9.25% | |
| 10-20 lacs | 9.00% | |
| More than 20 lacs | 8.70% | |
| Used Car | 14.00% | |
Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.
Car Loan Cochin from Dialabank.com
- We offer extremely quick service
- The minimum loan amount is Rs 1 lakh
- The maximum loan amount is up to 90% of the ex-showroom price of the car
- LTV (Loan to value) of up to 90% of the ex-showroom price of the car
- Repayment period ranges from 1 to 5 years
- Loans are approved within 24 hours after the documentation process
- Prepayment is allowed after 6 months from the disbursement of the loan
Eligibility for Car Loan Cochin
- Minimum age: Limit is 21 years
- Maximum age: Limit is 65 years
- Employment: For Salaried 1 year in current employment / For Self- Employed at least 2 years in business
- Annual Income: For Salaried Rs. 18000 per month/ For Self- Employed Rs. 18000 per month
- Telephone: Must at the residence.
Documentation for Car Loan Cochin
- Identity Proof– Aadhar card, PAN Card, Voters ID card, Driving License
- Income Proof– For Salaried Latest salary slip of 6 months/ For Self- Employed Latest 1 year ITR
- Address Proof– Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill etc.
- Bank Statement: Last 6 months
Fee & Charges for Car Loan Cochin
Fees & Charges | |
Stamp Duty | At Actuals |
Processing fees | Up to 2.5 Lacs: Rs.2825 Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-< Maximum 5000 *SPECIAL OFFER from DialaBank: Rs.1750/-* |
Loan cancellation / re-booking charges | In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer |
Legal, Repossession & Incidental charges | At Actuals |
Loan Reschedulement charges | Rs. 1000/- |
How to Apply for Car Loan Cochin?
Apply online on www.dialabank.com
Leading Car Loan Providers (Click to Apply)
- HDFC Car Loan
- Kotak Mahindra Car Loan
- Yes Bank Car Loan
- ICICI Bank Car Loan
- Axis Bank Car Loan
- State Bank of India Car Loan
- Canara Bank Car Loan
- IndusInd Bank Car Loan
- Others
About Cochin
Cochin is a beautiful city and the major port city on the western coast of India and is the district in the state of Kerala. Cochin was the major center of Indian spice trade for many centuries. And the city is referred to as commercial capital Kerala. Cochin ranks among the major seaports due to being one of the safest and quality harbors in the Indian Ocean.
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