Car Loan Pune

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Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
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Best Banks for Car Loan in Pune

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Pune Features

Click here to apply for an instant car loanCar loan Pune

Are you searching for a car loan? If yes, then your wait is over as we at DialaBank brings you amazing offers for a car loan in Pune. We provide the lowest rate of interest for car loans Pune, which you won’t find anywhere else.

We offer Car loans for both Self-employed and salaried people. We offer car loans on new as well as used cars. So, don’t wait and fill in your details. 

What is Car Loan?

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car.They give vital subsidizing to buying a vehicle which can be on Ex-Showroom Price or On-Road Price of the vehicle. A car loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which vary from bank to bank. One can pay for the vehicle in easy installments.

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Car Loan Pune Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Pune Documents Required

For Salaried Individuals:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16.
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 /
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.
  5. Latest Income Tax Return

Car Loan Pune Eligibility Criteria

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment 
  4. Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

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How to Apply for Car Loan in Pune?

  1. Visit dialabank
  2. Go to the loan section and click on the auto loan link.
  3. The candidate will be coordinated to all subtleties of the individual credit where they can pick their favored city.
  4. Round out the structure and we will get in touch with you in a brief timeframe.
  5. For more data and direction, you can approach 9878981166.

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Car Loan for Major Car Manufacturers in Pune

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan in Pune

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan Pune

A CIBIL score of 750 and above is considered to be very good and it attracts a lower rate of interest for car loans in Pune. However, a CIBIL score between 650 to 750 could be considered if you have a good income but a slightly higher rate of interest will be offered in that case. If you have defaulted in your CIBIL score or the score is very low, then your application might be rejected.

Check your CIBIL score in your credit report for more information on the score.

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Car Loan Pune Contact Number

Call us at 9878981166 to get on car loans in Pune and exclusive offers on car loans.

Pre Calculated EMI Table for Car Loan Pune

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Pune

Pune is a rambling city in the western Indian territory of Maharashtra. It was before the base of the Peshwas (PMs) of the Maratha Empire, which endured from 1674 to 1818. It’s known for the great Aga Khan Palace, implicit 1892, and now a dedication to Mahatma Gandhi, whose remains are protected in the nursery. The eighth-century Pataleshwar Cave Temple is committed to the Hindu god Shiva.

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