Car Loan Ahmedabad

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Buy your dream Car

Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Ahmedabad

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Ahmedabad Features

Car Loan AhmedabadIf you decide on an outing with your family in your car, using the public transport system seems very exciting. You can easily cherish your dream of buying a car with the help of a Car Loan. A car loan is a cordial of loan that is granted to the customers who want to buy a car. In this loan, you can borrow the money from the bank or non-financial companies to purchase a vehicle. Another product offered by the lenders has used car loans which makes it easier for an individual to buy a pre-owned or a used car which they might not be able to bear the first-hand cost.

Online car loans are an appropriate and convenient way to finance your car in just a few simple steps. Visit DialaBank and get yours now.

Car Loan Ahmedabad Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Ahmedabad Documents Required

For Salaried Individuals:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16.
  3. Residance Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 /
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.
  5. Latest Income Tax Return

Car Loan Ahmedabad Eligibility Criteria

  1. A salaried employee must be working in the current organization for at least a year.
  2. A Self-employed individual must have their business running from at least the past three years.
  3. The age limit for applying for a car loan is 21 to 65 years
  4. An employed individual should have a minimum monthly salary of Rs 25000.
  5. An individual must examine the Eligibility criteria for car loan along with the process.

How to Apply for Car Loan in Ahmedabad?

Applying for a car loan is an easy and convenient process. The best way to finance your car is by applying online car loan.

  1. Visit our website DialaBank and get attractive offers.
  2. Go to auto loans, select Car Loans.
  3. Fill an online application form providing all the necessary details.
  4. For further process and guidance, our executives will contact you as per the provided details.
  5. A person should review the documents required for car loan before making a decision.

A conventional offline method is also an option for those seeking a car loan. It requires an individual to visit the bank during the working and hours and filling up an application form. Thereafter, the executives will assist you accordingly.

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Car Loan for Major Car Manufacturers in Ahmedabad

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Ahmedabad 

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Ahmedabad

CIBIL score shows credit history along with the behavior of an individual. Thus, the lenders have a minimum CIBIL score requirement based on which the loan is approved and it varies as per bank norms. Generally, if an applicant has a score above 800 then they are eligible for availing a car loan at an on-road price.

It is necessary that one should clear all the pending dues and debts in order to maintain a good credit score. Default in your credit score may hinder your opportunities for availing a fresh loan in the future.

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Car Loan Ahmedabad Contact Number

To get an instant car loan you can visit our website or call on 9878981166 to get the best assistance. Our executives are well trained and will assist you in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Ahmedabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Ahmedabad

Ahmedabad, in western India, is the biggest city in the territory of Gujarat. The Sabarmati River goes through its inside. On the western bank is the Gandhi Ashram at Sabarmati, which shows the profound pioneer’s living quarters and curios. Over the waterway, the Calico Museum of Textiles, when a material vendor’s manor, has a huge assortment of collectible and current textures.

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Car Loan EMI Calculator

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