The car is a commodity that protects from you bad weather, sunlight and even takes you on the ride of our favorite destination. All these benefits make a person buy the car at any cost. Car Loan is the best loan option available with easy and simple loan procedures. It offers flexible loan terms and conditions. It is secured loan with minimum documentation process.

Category of Car Loan

The car loan usually comes in the category of secured loan. A secured loan is a loan where you pledge something to the bank as a security. However, you don’t pledge anything from your existing property in a car loan but you pledge the car to the bank that you are buying. Bank or other lender is completely liable to bind your car if you don’t return the loan.

Why one should choose Car Loan Ajmer

  1. Easy monthly repayment options
  2. Instantly available
  3. Loan Tenure period varies from 1-7 years.
  4. Affordable Interest Rates
  5. Easily available and quickly approved
  6. No hidden charge
  7. Less documentation required

Interest Rates for Car Loan

Interest Rate

New Car

Less than 3 lacs

10.25%

3-6 lacs

9.50%

6-10 lacs

9.25%

10-20 lacs

9.00%

More than 20 lacs

8.70%

Used Car

14.00%

 

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Loan Amount less than 20 lacs

Rs.1750/-

Loan Amount more than or equal to 20 lacs

Rs.2250/-

All

Rs.300/-

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

 

Eligibility for Car Loan Ajmer

  1. First of all the minimum age of the applicant should be more than 21 years.
  2. After that, the applicant should be a citizen of India.
  3. The applicant should have some source of income.
  4. The maximum age of the applicant should be less than 65 years.
  5. The monthly income of the applicant should be Rs. 18,000 per month.
  6. After that, the income of the self-employed person should be Rs. 18,000 per month at least.
  7. The applicant should be in the business form 2 years for self-employed.
  8. The applicant should be from 2 years in employment and from 1 year in the same company.

Documents

  1. 2-passport sized colored photographs. (Without spectacles)
  2. One proof of Identity (Aadhar Card /PAN CardVoter ID Passport)
  3. One proof of residence (Aadhar Card / PAN Card / Voter ID / Passport / Driving License / Ration Card / Rental Agreement / Water and electricity bills for the last six months)
  4. One proof of Income (For Salaried- latest 3 months salary slip and For Self-Employed- 2 years ITR)

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Induslnd Bank Car Loan
  9. Others

About Ajmer

Ajmer, the fifth largest city in Rajasthan, is a very famous and renowned place. It serves as a base if one wants to visit Pushkar. It is surrounded by the beautiful Aravalli Mountains. It is famous for Khwaja Moinuddin Chishti, a pilgrimage center for the shrine of the Sufi. The population of the city is 5.42 lakhs.

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

 

Used Car Loan EMI Calculator

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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
 
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Ajmer

Personal Loan Ajmer

Home Loan Ajmer