What is Personal Loan?

Personal Loan is one of the most reliable financial services which is of great significance in an internet-oriented world. It is  an unsecured loan service that does not involve any of the borrower's assets to be kept as a piece of security with the lender or the bank that will be sanctioning your loan amount.You can any time go for a personal loan at times of money crisis or any other money-related issues prevailing you or your family.Personal Loan is one of the easiest and perhaps a convenient method of getting cash in hand instantly. It is a versatile credit facility that can tackle a wide range of money matters for eg. money required for your child's education, going for emergency or unplanned trips, marriage within family medical issues etc.

Why Gulbarga Personal Loan?

  1. The processing fee is up to 2% of the loan amount.
  2. The loan tenure ranges up to 5 years.
  3. The lowest EMI per lakh is Rs 2,162
  4. The prepayment charges are NIL up to 5 percent.


Personal Loan Gulbarga Interest Rates

  1. The interest rates are applied 10.75% onwards
  2. The processing fee is up to 2% of the loan amount.
  3. The loan tenure ranges up to 5 years.
  4. The lowest EMI per lakh is Rs 2,162
  5. The prepayment charges are NIL up to 5 percent.

Click here to know more about- EMI Calculator

Eligibility Criteria for Gulbarga Personal Loan

You are eligible for availing a personal loan if you fall under any of the following categories:
Salaried Individuals:
  1. Salary should be 18,000 or above (Monthly).
  2. Age criteria: 21-60 years of age.
  3. Experience at Work Place: overall experience should be of 3 years and experience of 1 year in the current job.
  4. Most importantly, you should possess a CIBIL score of more than 700.
  5. Lastly, a person who gets his salary cash in hand is also not eligible for availing a personal loan. You must have your salary slips for proofs.

 Click here to know more about- Salaried Applicant

Self-Employed Individuals: 

  1. The age of the borrower varies from 25 years to 65 years.
  2. Should have filed annual Income Tax Returns of 2.5 to 3 Lakh.
  3. Residence Proof: Should own an office or house of his own.
  4. Stability at Workplace: Should own a financially stable business which is being run from the last 3 years.
  5. Again, most importantly should possess a CIBIL score of more than 700.

Click here to know more - Self-employed Applicant

Documentation Required for Gulbarga Personal Loan 

We have a list of some of the mandatory documents including you’re:

Identity proof: PAN Card or Voter ID card or Driving License or Aadhar Card or your passport.
Either of these documents could be presented in the form of your identity proof.
Residential Proof: could again include any of the following documents:
Voter ID card
Driving License
Rent Agreement
Water or Electricity Bills
Aadhar Card
PAN Card
Income Proofs: your income proofs should include your salary slips of the previous 6 months or your bank account statements where you get your salary. If you are a self-employed individual; also your Income Tax Return statements for the last 3 years are also mandatory.
Note*: it is important to know that if you are not getting your salary in a bank account, then you don’t fulfill the eligibility criteria for availing a Personal Loan.

Application Procedure for Gulbarga Personal Loan 

The online modes have made the process even more convenient and hassle-free. The application could be quickly made online within 2 minutes.
1. Visit our official web portal, i.e. www.dialabank.com.
2. After that, apply for a Personal Loan online.
3. Enter your contact details so that we can contact you back.

Why your decision of choosing Dialabank is the right decision?

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 24\7.
  3. The approval process is time-saving if you apply through dialabank.
  4. The Loan get disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.


To Know more about Gulbarga

Gulbarga also was known as Kalaburagi is a city situated in Karnataka in South India. It is the administrative headquarter of Gulbarga district and a major city of the Northern Karnataka. Gulbarga is 623 Kms north of the state capital city of Bangalore and 220 Kms away  from Hyderabad.It is very beneficial for an individual to take personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.

Personal Loan Interest Rates: Updated


Interest Rates


 10.99% to 18%


13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%