Car Loan Agashi

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Rates as low as 8.50%*
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Best Banks for Car Loan in Agashi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Agashi Features

car loan agashiBy taking the car loan, leads to fulfilling our dreams to own a car, and also there is minimum security for the person or the family while traveling.we can repay the loan with high tenure. so you can be financially free. no need to clear your loan early. In terms of EMIs, you can repay.

Click here for SBI car loan

Car Loan Agashi Interest Rate

  • The applicant requires less than Rs. 3 lacs then the interest rate will be 10.25% per annum.
  • Secondly, the amount of loan is between Rs.3 lacs to Rs.6 lacs, then the interest rate will be 9.50% per annum.
  • Moreover, for the loan amount between Rs.6 lacs and Rs.10 lacs, a 9.25% interest rate will be charged.
  • If the loan amount is between Rs.10-20 lacs, then the interest rate charged will be 9.00% per annum.
  • Lastly, the loan amount above Rs. 20 lacs then the interest rate will be 8.70% per annum.
  • The interest rate for used cars starts at 14.00% per annum.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Agashi Documents Required

  1. Residence proof: the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.
  2. Self-employed: the applicants of personal loan should file ITR for the last three years, and his business should be registered.
  3. Salaried applicants: The applicants have to show his salary slip of the last three months and bank statement for the last six months.
  4. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
  5. Two colored passport size photos šŸ™ Applicants should not wear any glasses)About Anand

Car Loan Agashi Eligibility Criteria

  1. If the applicant is self-employed then the applicantĀ should be in the business for two years.
  2. The monthly income of the applicant should be more than Rs. 18k minimum.
  3. The minimum and maximum age of the applicant ageĀ  21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
  4. The applicant must be an Indian citizen.
  5. The applicant should submit the bank statements and salary slips if the applicant is salaried.
  6. The applicant should be from two years in employment as well as from 1 year in the same company if he is salaried.
  7. He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount.
  8. The applicant must have secure employment working the current job status of one year as well as regular income in the account.
  9. They must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
  10. The applicant should have a good source of income to repay the loan.

How to Apply for Car Loan in Agashi?

  • Visit Dialabank website.
  • Click on the loan section and select the nearest location.
  • start filling the form and give the required details.
  • within minutes you will receive the call from our experts.
  • You can clear all your doubts and queries.

Click here for Kotak car loan

Processing Fees & Prepayment Charges on Car Loan Agashi

Look below the table for the processing Fees and Prepayment charges on a car loan.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
ā‚¹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Agashi

While you apply for the loan, the lender will know who you are! by only the credit score he will know how you will repay the loan. if your credit score is good then you will get quick approvals and also will get instant loans. if you repay the loan in time automatically your credit score will increase. look at your credit score before applying for the loan. by credit score, we can assess the person and his financial capacity.

Click here for ICICI car loan

Car Loan Agashi Contact Number

For instant help and any more queries, you can call 9878981166.

Pre Calculated EMI Table for Car Loan Agashi

check below table for Pre calculated EMI table for a car loan.

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Agashi

Agashi is a Village in Thane District located in the Indian states of Maharashtra. It belongs to the Konkan region.

Car Loan EMI Calculator

You can calculate EMI by using the below table. just give data and check interest.

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