Car Loan Ahmednagar

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Car Loan Ahmednagar

Best Banks for Car Loans in Ahmednagar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Ahmednagar FeaturesCar loan Ahmednagar

Looking for the lowest rate of interest in Ahmednagar? Let us tell you that your wait is over as we bring you the lowest and best rate of interest with our partnered banks and NBFCs exclusively at DialaBank.

We offer car loans on both new and used cars up to 100% finance. We offer Instant car loans to salary as well as self-employed people at an attractive rate of interest.

What is a car loan?

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your car. They provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which vary from bank to bank. One can pay for the vehicle in easy installments.

Car Loan Ahmednagar Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Ahmednagar Documents Required

A person should examine the information correlated to documents required for car loan to avail of the loan amount.

Apply for a Car Loan

For Salaried

  • Income proof-Latest 3-month salary slip with form 16
  • Identity proof- Passport copy, PAN card, Voters ID card, Driving license
  • Address proof- Ration card/ Driving license/ Voters card/ Passport Copy/Telephone Bill/ Electricity Bill/ Life Insurance Policy/ PAN Card
  • Bank statement of the last 6 months

For Self-Employed

  • Income proof-Latest ITR
  • Identity proof- Passport copy, PAN Card, Voters ID card, Driving license
  • Address proof- Ration card/ Driving license/ Voters card/ Passport Copy/Telephone Bill/ Electricity Bill/ Life Insurance Policy/ PAN Card
  • Bank statement of the last 6 months

Car Loan Ahmednagar Eligibility Criteria

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment and income:                                                                                                           
  4. If a person fulfills the Eligibility criteria for car loan, then he can get the amount efficiently.                                                                            

 For Salaried

  • 1 year in current employment and a minimum of 2 years of employment
  • Rs. 100,000 net annual income

 For Self Employed

  • at least 3 years in business
  • Net profit of Rs. 60,000 p.a for standard cars and Rs. 100,000 p.a for mid-sized and premium cars

Car Loan Major Car Manufacturers in Ahmednagar

TABLE WILL APPEAR

How to Apply for Car Loan in Ahmednagar?

Apply for a Car Loan

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the auto loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. Fill out the form and we will contact you in a short period.
  5. For more information and guidance, you can call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Ahmednagar

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Ahmednagar

Most of the institutions ask for a CIBIL score of 750 and above to process a car loan. A CIBIL score of 750 attracts a lower rate of interest. However, if you have a CIBIL score between 650 to 750 then you might get a loan but on a slightly higher rate of interest.

If you have defaulted in your CIBIL score or the score is very low, then your application might be rejected.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Check your CIBIL score in your credit report for more information on the score.

Car Loan Ahmednagar Contact Number

Apply for a Car Loan

For more information on car loans and availing exclusive offers on car loans in Ahmednagar contact us on 9878981166.

Pre Calculated EMI Table for Car Loan Ahmednagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator

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