Car Loan Ambelim

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Ambelim

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Ambelim Features

Have a dream car in mind but lack the fund? Want to own a personal vehicle that can fulfill your needs? Apply for a car loan and buy the four-wheeled drive you always wanted to.

A car loan or auto loan is a type of secured loan that a person can avail to buy a new or a used car. The collateral security, in this case, is the vehicle a person wants to buy and is taking a loan for.

Choose Car Loan Ambelim:
  • Easy monthly repayment options
  • Instantly available
  • Loan Tenure period varies from 5-7 years
  • Affordable interest Rates
  • Easily and quickly available loans
  • No hidden charges

Car Loan Ambelim Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Ambelim Documents Required

  1. Residential Proof: Water Bill/Telephone Bill/ Aadhar card/ Voter ID/ Passport Copy
  2. Identity Proof: Aadhar Card/ Driving License/ Voter ID/ Passport Copy, etc.
  3. Income Proof: Salaried individual needs to submit last 3 months bank statements and salary slips and a self-employed individual needs to submit recent ITR files for  along with necessary bank statements
  4. 2 recent colored  passport size photographs

Car Loan Ambelim Eligibility Criteria

  1. The age limit for a car loan applicant is between 21 to 65 years
  2.  A salaried applicant must have a minimum monthly salary of Rs 25000.
  3. A salaried employee must be working in the current company for at least a year.
  4. A Self-employed individual must have their business running from at least the past three years.

How to Apply for Car Loan in Ambelim?

Applying for a car loan is an easy and hassle-free process. Online Car Loan helps you to finance your car in just simple steps.

  1. Visit our website DialaBank.
  2. Click Auto Loans followed by Car Loans on the homepage and fill in the necessary details
  3. You are required to submit the necessary documents to check your eligibility criteria in order to approve for a loan
  4. Give your current contact number so that our executives can assist you further

There is also an offline method available for applying a car loan which requires the individual to physically visit the nearest branch office of the bank and do the needful as or the bank norms.

Processing Fees & Prepayment Charges on Car Loan Ambelim

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Ambelim

CIBIL score is an essential criterion for availing a car loan based on which the banks and NBFCs approve a car loan to any customer. The minimum requirement of a CIBIL score for a car loan in Ambelim varies from bank to bank. Generally, a score above 750 is considered to be a good score for any individual to be eligible to apply for a car loan in the city.

It is important that one should clear all the previous pending dues and debts in order to maintain a good credit score, before availing a car loan. Default in your credit score will hinder your opportunities for availing a fresh loan in the future.

Car Loan AmbelimContact Number

To get an instant car loan you can visit our website DialaBank or call on 9878981166 to get assistance free of cost. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Ambelim

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Ambelim

car loan ambellimAmbelim is a village panchayat located in the South Goa district of Goa state, India.

Special Note: Banks do not provide Car Loans to applicants with poor credit behavior, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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