Best Banks for Car Loan Bamrauli Katara
⍟ Loan Approval in 30 Minutes We at Dialabank financial services help customers to compare, analyze and choose the best possible car loan option. A car loan is something that helps you achieve that dream of having a car with ease. Moreover, you can easily get car loans in Katara tailor-made for you by choosing the tenure of the loan yourself. The car loan eligibility requirements are as follows in Bamrauli katara: 7.35% per annum Documents required for a car loan Bamrauli Katara are as follows: The interest rates on vehicle loans offered by different lenders in Bamrauli Katara may vary, but they are all reasonable and competitive. If you want to get a car loan Bamrauli katara with the lowest interest rate, follow the steps below: Most of the big banks and NBFCs, including HDFC, Private, and SBI, offer vehicle loans in Bamrauli Katara. The best lender is the one that gives you the lowest interest rate, comfortable tenure of the repayment period, and 100% financing of the on-road price of the car. CIBIL score is what describes your creditworthiness depending on your past transaction. So, it is an important factor to consider when availing of a car loan. The CIBIL score required for car loans may vary from bank to bank. Most banks consider a CIBIL score of 750 to be ideal and perfect making it easier to process your car loan application. In case of a low CIBIL score, you might be required to pay a higher interest rate on the loan amount to get the loan. If you have any queries regarding the car loan in Bamrauli Katara, don’t hesitate to contact us on the number 9878981166 for assistance. Bamrauli Katara is a Village in Barauli Ahir Block in Agra District of Uttar Pradesh. It belongs to Agra Division. It is located 14 KM East from District head quarters in Agra. You may pay back the loan using Standing Instruction (SI), Electronic Clearing Service (ECS), and Post-Dated Cheques are three options for repaying your loan (PDCs). A guarantor is required only when your income falls below the bare required minimum. You can use Dialbank’s EMI calculator or the one provided by your lending bank. To calculate the EMIs, enter various possible interest rates that can be offered to you. You can obtain the interest rate when you fill out an application for a loan, which will require you to provide basic information such as your salary, company, and work experience, depending on which possible interest rates will be presented. Car Loans can be used to buy all types of cars, it doesn’t discriminate with the type of four-wheeler you wish to buy.
Car Loan Bamrauli Katara Features
⍟ Lowest Rate of Interest
⍟ Up to 100% on Road Loan
⍟ Minimum Documentation
⍟ Paperless Process
⍟ Flexible Repayment
⍟ Zero Foreclosure
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges
Car Loan Bamrauli katara Eligibility Criteria
Salaried Individual
Net Monthly Income – Minimum ₹ 20,000
Employment Duration – 1-year minimum
Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals
Minimum ITR – Rs.2 lakh
Employment Duration – Minimum 3 years
Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)
Employment Duration – 3 years minimum
The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers
Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
Maximum Loan Amount – 3 times the Average Quarterly Balance of the last 2 Quarters
Car Loan Bamrauli katara EMI Calculator
Car Loan Bamrauli katara Fees & Charges
Charges
New Car Loan
Used Car Loan
Interest Rate
11.80% p.a. to 13.80% p.a.
Car loan Processing fees
0.5%
0.5%
Issuance of Duplicate Repayment Schedule Charges
Around Rs.500
Around Rs.500
Foreclosure Charges
0.06
0.06
Penal Interest
2% PM
2% PM
Car loan Part Payment charges
6% of the amount
6% of the amount
Cheque/Instrument Swap Charge
Around Rs.500
Around Rs.500
Documentation Charge
Around Rs. 500
Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges
Around Rs. 500
Around Rs. 500
Registration Certification Collection Charge
Around Rs. 200
Around Rs. 200
Cheque Bounce/Instrument Return Charges
Around Rs. 500
Around Rs. 500
Issuance of Duplicate Statement Charges
Around Rs. 500
Around Rs. 500
Loan Cancellation/Re-booking Charges
Around Rs. 1000
Around Rs. 1000
Issuance of Credit Report
Around Rs. 50
Around Rs. 50
Car Loan Bamrauli katara Fees and Charges: Leading Banks – Apr 26 2024
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Bamrauli katara Documents Required
Salaried Individual
Category
Identity Proof (Any 1)
Passport
Voter ID
Aadhar Card
Driving License
Address Proof (Any 1)
Aadhar Card
PAN
Driving License
Electricity Bill
Date of Birth Proof(Any 1)
Birth Certificate
High School Marksheet
Driving Licence
Signature Proof(Any 1)
Bankers Verification
Passport
Income Proof
Bank Statement
Employment Continuity Proof
ITR of Form no. 16
Salary Slip mentioned with joining date
Letter of Appointment
Self-Employed Individuals
Category
Identity Proof (Any 1)
PAN Card
Passport
Voter ID
Aadhar Card
Address Proof (Any 1)
PAN Card
Voter ID
Passport
Electricity Bill
Date of Birth Proof (Any 1)
Birth Certificate
Passport
Driving Licence
PAN
Signature Proof (Any 1)
Bankers Verification
Passport
Bank Statement
Employment Continuity Proof
Shop & Establishment Act Certificate
Shop & Establishment Act Certificate
Sales Tax or VAT Certificate
Business Proof
Telephone Bill/Electricity Bill
Shop & Establishment Act Certificate
SSI or MSME Registration Certificate
Self-Employed Non-Individuals:
1. Partnership Firms/Societies
Category
Identity Proof (Any 1)
Driving Licence
PAN Card
Aadhar Card
Passport
Address Proof (Any 1)
Aadhar Card
Driving License
Voter ID
Income Proof
P&L Account
ITR for the previous 2 years
Bank Statement
Last 6 month
Business Continuity Proof
Audited Balance Sheet
TAX registration Certificate
Current Account Statement
Additional documents
2. Private Limited/Limited Companies
Category
Identity Proof
Copy of Incorporation
Address Proof (Any 1)
Telephone Bill
Electricity Bill
Shop & Establishment Act Certificate
Sales Tax Certificate
Income Proof
P&L Account and ITR for the previous 2 years
Bank Statement
Previous 6 Months
Business Continuity Proof
ITR of the Company of the past 2 years
Audited Balance Sheet
Shop & Establishment Act Certificate
Additional documents
Board Resolution
PAN Card
Certificate of Commencement of Business for Ltd. Co.
How to Get the Best Car Loan Interest Rates in Bamrauli katara
How to Apply for a Car Loan in Bamrauli Katara?
Which Bank in Bamrauli Katara Offers the Best Car Loans?
Car Loan for Major Car Manufacturers in Bamrauli katara
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Car Loan Bamrauli katara
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan Bamrauli katara
Car Loan Bamrauli Katara Contact Number
Pre Calculated EMI Table for Car Loan Bamrauli Katara
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Bamrauli Katara
FAQ’s About Car Loan Bamrauli katara
✅ What are my options for repaying my auto loan?
✅ Do I need a guarantor when applying for a car loan?
✅ Where can I get an EMI interest car loan calculator?
✅ What are the types of vehicles I can purchase with a car loan?