Car Loan Barethi

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Barethi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Barethi Features

car loan barethi

Buying a vehicle is no more a difficult task now as one can avail of a Car Loan. This loan provides funds to people to pay for the vehicle. It is a better option for people who do not have the entire amount to pay for the purchase of the car.

A Car Loan is a secured loan with easy repayment options available through various banks. The total loan amount can be up to 85% of the car based on the Ex-showroom or On-road price of the vehicle. The interest rate varies from bank to bank. The car loan criteria vary upon certain factors like your income, CIBIL score, etc.

So if you are thinking of purchasing your dream car in Barethi, get an instant Car loan with DialaBank at an affordable rate of interest. Visit us at www.dialabank.com

Car Loan Barethi Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Barethi Documents Required

  1. Identity Proof in the form of, PAN Card, Passport copy, Voters ID card, Driving License or any other proof
  2. Income Proof For Salaried Employees– Latest 3-month salary slip with adjoining form 16 / For Self Employed- Previous few years ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy /  Life Insurance Policy / Electricity Bill / /PAN Card
  4. Bank Statements for the last previous 6 months.
  5. ITR must be filed for the last previous 2 years for self-employed people.

Car Loan  Barethi Eligibility Criteria

Car loan eligibility criteria for the salaried and self-employed vary in the following manner:

  1. The age of a salaried individual must be between 21 to 65 years
  2.  A salaried individual must have a minimum monthly salary of Rs 25000
  3. A salaried employee must be working in the current organization for at least a year.
  4. The age of a self-employed individual must be between 25 to 65 years
  5. In case the individual is a businessman then, their business must be operational from at least the past three years.

How to Apply for Car Loan in Barethi?

Applying for a car loan in Barethi is easy with DialaBank. Just visit our website at dialabank.com and follow the following steps:

    1. Visit our website www.dialabank.com from your browser be it mobile or laptop.
    2. Go to the car loan section on the dialabank page and click on the car loan.
    3. Submit all the details required for the car loan and also upload all the document which are required to get the car loan.
    4. Our managers will then call you and for getting more information and for getting more guidance, you may call on 9878981166.

You can also apply for a car loan offline by visiting the nearest branch of banks offering car loans. But that would limit your option to only a particular offer. It would also require you to make multiple visits to the banks to get your loan approved. Thus, when you think of a car loan DialaBank is your best and most convenient option available.

Processing Fees & Prepayment Charges on Car Loan Barethi

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Barethi

CIBIL score plays a key role while availing a car loan. In case your Cibil score is between 750-900, you will get the loan approval quickly. But if the Cibil score is less than 700 then your application might go pending. So, check your Cibil score before you apply for a loan. Regular EMI payments will enhance your CIBIL score. Thus, the CIBIL score plays an important role in availing a car loan and must be considered before applying for any loan.

Car Loan Barethi Contact Number

For any queries regarding the car loan in Barethi, you may call on the number 9878981166.

Pre Calculated EMI Table for Car Loan Barethi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Barethi

Barethi is a Village in Bada Malehara Tehsil in Chhatarpur District of Madhya Pradesh State, India. It belongs to Sagar Division. It is located 60 KM towards west from District head quarters Chhatarpur. 9 KM from Bada Malehara. 276 KM from State capital Bhopal

Car Loan EMI Calculator

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