Car Loan Barfung

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Best Banks for Car Loan in Barfung

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Barfung Features

car loan barfung

Why search for a cab every time, when you can have a car of your own.  So car loan is here to remove all your related to the car. This loan is an offer which provides finance to people for buying a car. A car loan allows a person to pay for the vehicle in installments rather than spending it at once. It requires a minimum documentation process and fewer fees process. Features of car loan Barfung are:

  1.   Easy monthly repayment options
  2.    Instantly available
  3.    Loan Tenure period varies from 1-7 years.
  4.    Affordable interest Rates
  5.    Able to check your eligibility
  6.     No hidden charges
  7.   Fast documentation Process

Car Loan Barfung Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Barfung Documents Required

  1. Identity Proofs: PAN Card, Driving License, Passport or Voters Id, Aadhar card
  2. Monthly income proof: Salary slip for salaried persons and last two years of IT return for businessmen
  3. Proof of Address: Electricity Bill, Aadhar card, Rental Agreement, Water Bills, Ration Card, Life Insurance Policy, etc.
  4. Bank Passbook transactions of the last six months
  5. Previous two years IT Returns for self-employed
  6.  2 Passport size photographs

Car Loan Barfung Eligibility Criteria

  1. Minimum Annual Income: For Salaried Rs 100000 net annual income is required by the banks.
  2. For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars are required by the banks.
  3. Minimum age: 21 years old is required by the banks.
  4. Maximum age at loan maturity: 65 years old is required by the banks.
  5. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment is required by the banks.
  6. Self Employed– at least 3 years in business is required by the banks.

How to Apply for Car Loan in Barfung?

  1. Visit our website www.dialabank.com from your browser to quickly apply for a car loan.
  2. Go to the loan section on the page and click on the car loan link to quickly apply for a car loan.
  3. The applicant will be directed to all the details of the car loan where they can choose their preferred city, according to their needs to quickly apply for a car loan.
  4. For more information on car loans and free guidance, you may call on 9878981166 to quickly apply for a car loan.

Processing Fees & Prepayment Charges on Car Loan Barfung

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Barfung

CIBIL score of 750 and above is required to get loan faster without any hassle and also at a lower rate of interest else you have to pay a high rate of interest.

Car Loan Barfung Contact Number

You can get a car loan Barfung easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Barfung

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Barfung

Barfung is a city in the state of Jammu and Kashmir, India.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

Get a car loan from HDFC bank

Get a car loan from AXIS bank

Get a car loan from ICICI bank

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