Car Loan Bishnah

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Bishnah

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bishnah Features

car loan bishnah

A personal vehicle, which used to be a luxury, had become a necessity today. However, most of the people aren’t able to pursue this necessity mainly because they can’t handle the financial burden, or because applying for a car loan is too complicated for their liking. Dialabank helps you exactly with these problems.

In Bishnah, you can get access to a wide range of appealing features when it comes to a car loan, from a flexible tenure extending up to a period of 7 years or even more, to affordable interest rates and EMIs.

Car Loan Bishnah Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bishnah Documents Required

The essential documents required to get a car loan approved in Bishnah are as follows:

  • Identity Proof: Documents such as your passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: for a Salaried individual, the latest 3-month salary slip with form 16, while for a self-employed, the latest ITR proof
  • Address Proof: Anything among your Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statements: for the last 6 months.

Car Loan Bishnah Eligibility Criteria

car loan bishnah

The car loan eligibility requirements are as followed in Bishnah:

  • Minimum age: 21 years for a salaried individual and 30 years in case of a self-employed
  • Maximum age at loan maturity: 60 and 65 years respectively for salaried and self-employed individuals
  • Minimum employment: for a salaried individual, 1 year in current employment and a minimum of 2 years of total employment, while for self-employed, at least 3 years in business
  • Minimum Annual Income: For a salaried individual, Rs 100000 net annual income, while for a self-employed, the net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

How to Apply for Car Loan in Bishnah?

For availing a car loan offline with Dialabank, you will have to visit the branch personally, which might turn out to be a tiresome experience for you. Dialabank saves you from this hassle. Availing a car loan Bishnah is an easy process with DialaBank. All you have to do is follow some steps to avail the best offers:

  • Visit our website www.dialabank.com
  • Click on the car loan option available on the menu and fill in your details in the space provided such as your income structure and your phone number.
  • After that, you have to just wait. In some time our team will contact you and help you choose the loan offer that fits best for you.

So what are you waiting for? Apply now!

Processing Fees & Prepayment Charges on Car Loan Bishnah

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Bishnah

A CIBIL score is important when it comes to a car loan because it helps the banks and NBFCs to avoid bad loans, i.e. a failure by the borrowers in repayment. A higher credit makes you a trustworthy applicant. On the other hand, a lower score might charge you a higher interest rate and delay your approval.

Most banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Bishnah. This score may again vary from bank to bank. 

Car Loan Bishnah Contact Number

In case of any queries regarding the car loan in Bishnah, you may contact our relationship manager on 9878981166.

Pre Calculated EMI Table for Car Loan Bishnah

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bishnah

Bishnah is a town in Jammu and Kashmir. Its population is around 10000.

Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

Share This

Menu