Car Loan Bokaro

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Bokaro

Best Banks for Car Loan in Bokaro

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bokaro Features

Car Loan Bokaro

Want to accomplish your dream of having a car?

Need any cash?

With minimum documentation/paperwork at Dialabank, you can avail of a car loan at the best available and affordable car loan interest rates.

What are some of the Car Loan Bokaro features?

Car Loan Bokaro grants financial assistance at the best available interest rates. By comprehensively comparing the loan schemes of various banks and NBFCs, Dialabank gives you the best options for an online car loan.

With easy repayment choices, Dialabank gives a loan on the Ex-showroom price as well as the On-Road price of the car, so you can choose wisely.

Car Loan Bokaro Interest Rates

Apply for a Car Loan

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bokaro Documents Required

Documents required for car loan are as followed:

For Salaried employees:

  1. Passport copy, PAN Card, Voters ID card, or any other sort of identity proof.
  2. The latest 3-month salary receipt with form 16 and ITR filing proofs required
  3. Permanent residence proof to be presented.
  4. Previous 6 months bank statements.

For Self-Employed Candidates:

  1. Passport copy, PAN Card, Voters ID card, or any other sort of identity proof.
  2. Income Tax Return.
  3. Permanent residence proof to be presented.
  4. Previous 6 months bank statements.

Car Loan Bokaro Eligibility Criteria

To being eligible for Car Loan Bokaro, you must adhere to these criteria.

For Salaried people:

  1. The minimum age is 21 years
  2. The maximum age at loan maturity is 65 years
  3. A person should be working for a year in the current job, and 2 years of total employment as a minimum.
  4. The person should have 1 lac Indian rupees as his or her net annual income.

For Self-Employed persons:

  1. The minimum age is 21 years
  2. The maximum age at loan maturity is 65 years
  3. The business should be active for at least 3 years.
  4. The net profit is Rs 60,000 per annum for standard cars and Rs 1,00,000 per annum for premium mid-sized cars.

How to Apply for Car Loan in Bokaro?

Apply for a Car Loan
  1. Apply online on Dialabank.
  2. Go to the loan part on the page and click on the car loan link. or visit car Loan page directly.
  3. The claimant will be directed to all the details of the car loan where they can choose their preferred city, according to their needs.
  4. For more info, you should call on 9878981166.

Car Loan for major car manufacturers in Bokaro

TABLE WILL APPEAR

Processing Fees/Prepayment Charges on Car Loan in Bokaro

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan Bokaro

Apply for a Car Loan

CIBIL Score is a three-digit numeric summary of your credit history or loan repayments. The score is determined using the credit history found in the CIBIL Report (also identified as CIR i.e Credit Information Report). A CIR is a person’s credit payment history across loan types and credit institutions over a period of time. A CIR does not contain information about your savings, investments, or fixed deposits. 750 and above CIBIL score is claimed to get a car loan in Bokaro.

Car Loan Bokaro Contact Number

You can get a car loan Bokaro easily from Dialabank by calling 9878981166.

Pre Calculated EMI Table for Car Loan Bokaro

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

You can calculate your EMI here: Car Loan EMI Calculator

About Bokaro

Apply for a Car Loan

In the Indian state of Jharkhand, Bokaro aka Bokaro Steel City is one of the planned Indian cities. With a major industrial center and the fourth-largest city in the state in terms of area, it is the administrative headquarters of the Bokaro district.

At an elevation of 690 feet above the sea level, it possesses an urban area of 183 square kilometers. In the east, there is Dhanbad and Purulia, while there are Hazaribagh and Ramgarh in the West of the city. Also, if you go north, you’ll find Giridih, and for the south, it is the state capital Ranchi.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator Jhansi

Other Cities For Car Loan In Jharkhand

Car Loan Udipi Car Loan Ramanagaram
Car Loan Tumkur Car Loan Raichur
Car Loan Tarikere Car Loan Mysore
Car Loan Shimoga Car Loan Mudhol