Car Loan Jhalawar

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Best Banks for Car Loan in Jhalawar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Jhalawar Features

car loan jhalawar

Need a car loan? Dialabank is here for you! Personal cars make it convenient for you to travel from place to place. This is where car loans help you. A car loan depends on your income and the model of the car but you can get it easily, on your own terms and for flexible tenures, for both ex-showroom and on-road prices. The features of car loans in Jhalawar are as follows:

  • Car loans are available at low-interest rates
  • Almost all major banks and NBFCs offer car loans in Jhalawar
  • The documentation process is quick and hassle-free if you have the required CIBIL score
  • Car loans are easily available through DialaBank

Car Loan Jhalawar Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Jhalawar Documents Required

The essential documents required to get a car loan approved in Jhalawar are first and foremost, an identity Proof such as your passport copy, PAN card, voters ID card, driving license. Secondly, income proof which, for Salaried employees includes the latest 3-month salary slip with form 16, and for Self-Employed, the latest ITR proof. It also required an address proof, any one thing among your ration card/driving license/voters card/passport copy/telephone bill/electricity bill/life insurance policy, or your PAN card. Lastly, your bank statements from the last 6 months will be required

Car Loan Jhalawar Eligibility Criteria

The car loan eligibility requirements differ from one lender to another according to the borrower’s profile. Some of the main criteria include the minimum age, which should be 21 years for salaried individuals and 30 years in case of a self-employed, while the maximum age at loan maturity should be 60 and 65 years respectively for salaried and self-employed individuals.

The minimum employment period for a salaried individual should be 1 year in current employment and a minimum of 2 years of total employment, while for the self-employed, it should be at least 3 years in business. Lastly, the minimum annual income for a salaried employee should be Rs 100000 net annual income, while for a self-employed, the net profit should be Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.

How to Apply for Car Loan in Jhalawar?

Availing a car loan Jhalawar is an easy process with the DialaBank website www.dialabank.com

All you have to do is click on the car loan option available in the menu and fill in your personal details. Our relationship manager will soon get in touch with you on your provided number, otherwise, you may call our relationship manager yourself on the number 9878981166 in case of any queries regarding the loan.

For availing a car loan offline you will have to visit the Dialabank branch, But that might turn hectic and tiresome for you. So you can do it easily online!

Processing Fees & Prepayment Charges on Car Loan Jhalawar

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Jhalawar

The CIBIL score is determined by your credit history and determines whether you are a trustworthy borrower or not. A higher Credit score means good credit history and makes your car loan application process smooth and facile, while a lower score can charge you higher interest rates.

If you haven’t borrowed ever or in the last seven years, it might be difficult for you to acquire a loan because it will be difficult for the banks to determine your reliability. In such a case, you can show the papers of your rented house or other utilities to show that you make payments on time.

Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Jhalawar. This score may again vary from bank to bank.

Car Loan Jhalawar Contact Number

In case of queries regarding the car loan in Jhalawar, you may contact the number 9878981166 for the best guidance!

Pre Calculated EMI Table for Car Loan Jhalawar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Jhalawar

Jhalawar, earlier known as Brijnagar, is located in the state of Rajasthan. Jhalawar is the ‘land of the Jhalas’, a tribe known for its Chauhan Rajput warriors, and is famous for its forts, palaces, and temples. Its population is around 67000.

Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

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