Car Loan Jhunjhunu

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Car Loan Jhunjhunu

Best Banks for Car Loan in Jhunjhunu

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Jhunjhunu Features

Three steps to drive your car home:

  • Research
  • Test drive
  • Purchasing

Buying a car has become a dream for every common man nowadays. Limited salary and increasing expenses  prohibit a common man to buy his favourite car. We are here to assist you in the third and final step by Auto Financing for your loan.

The best and beneficial way to buy your favourite car easily in a simple way is Auto Loan. Get easy funding for your car to drive your dream car home.

“No frequent visits to the Bank. Save your precious time. The Best Car Loan will be waiting at your doorstep. Enjoy the ride of your dream car by availing the Doorstep and Personalized Services of Dialabank.com.

Car Loan Jhunjhunu Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Jhunjhunu Documents Required

Documents required for car loan are as followed:

  1. Proof of Identity:  PAN Card, Voters ID card,Passport copy, Driving License
  2. Proof of IncomeFor Salaried People– Salary slip with form 16  of latest 3-month. For Self Employed- Latest ITR
  3. Proof of Address:  Driving license /Telephone Bill / Voters card / Ration card /Passport Copy /  Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Jhunjhunu Eligibility Criteria

The car loan eligibility requirements are as followed:

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: For Salaried People- minimum of 2 years of employment experience and 1 year in current employment. / For Self Employed– Minimum 3 years of business experience.
  4. Minimum Annual Income: Net annual income for Salaried Person should be Rs 100000. For Self- Employed Net profit Rs.100000 p.a. for mid-sized and premium cars, Rs. 60000 p.a for standard cars.

Car Loan for Major Car Manufacturers in Jhunjhunu

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Jhunjhunu

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Jhunjhunu

CIBIL score reflects your credit history in the past as well as your defaults in repayment of your previous loans. A good credit score is considered as 750 and above as most of the financial institutions ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your loan. A Lower CIBIL score than 750 can attract a higher rate of interest.

A very low CIBIL score might lead to rejection of your loan as it is the first thing a bank tracks before processing your loan.

Car Loan Jhunjhunu Contact Number

For the assistance of any sort, you cal drop us a call at 9878981166.

Pre Calculated EMI Table for Car Loan Jhunjhunu

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About JhunjhunCar loan Jhunjhunu

The town of Jhunjhunu is the state of Rajasthan in India. It is the administrative headquarters of Jhunjhunu District. It is located 180 km from Jaipur and 245 km from Delhi. It is famous for the frescos on its grand Havelis, a special artistic feature of this region.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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