Car Loan Kamptee

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Buy your dream Car

Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
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Best Banks for Car Loan in Kamptee

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Kamptee FeaturesCar Loan Kamptee

A car loan is a personal loan that allows the buyer to pay the vehicle off in monthly payments instead of having to pay the full price in a single go. This signifies that a lending bank will pay off the car in full, while in return the borrower pays off the debt in monthly payments with an interest fee included as well. You can enjoy the benefits with us.

A personal vehicle is important to make our life stable. Apply for a Car loan is very quick and easy, you can instant loans at low-interest rates. Moreover, a car loan is one of the best choices to own your own vehicle. A car loan is one of the most common among people owing to the affordable terms of loans and competitive rates. Now make your dream come true by owning your most loved car just apply for a car loan with Dialabank and enjoy the journey via your personal vehicle
The loan needs to be returned within the pre-fixed tenure with some Interest rates and charges. Getting a car loan is no more difficult nowadays, one can avail a car loan in just 15 minutes.

Car Loan Kamptee Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Kamptee Documents Required

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License is essential
  • Income Proof: Latest 3-month salary slip with form 16 is essential
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card is essential
  • Bank Statement: Last 6 months is essential

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License is essential
  • Income Proof: Latest ITR is essential
  • Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card is essential
  • Bank Statement: Last 6 months is essential

Car Loan Kamptee Eligibility Criteria

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment is essential
  • Minimum Annual Income: Rs.100000 net annual income is essential

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 3 years in business is essential
  • Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars is essential

Car Loan for Major Car Manufacturers in Kamptee

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Kamptee

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Kamptee

CIBIL score clearly depicts your credit history and on the other hand, your defaults in repayment of your previous sums borrowed. A remarkable score is considered as 750 or more as many financial institutions require a high score. Every NBFC or bank has set varied criteria for a minimum CIBIL score they require to process your form. A poor CIBIL score which is less than 750 can make you pay a higher rate of interest to the lender.

A CIBIL score when in poor health might lead to rejection of the application as it is the first thing a bank tracks before processing your loan application.

Car Loan Kamptee Agent Contact Number

For any queries regarding the car loan in Kamptee, give us a contact on Dialabank or 9878981166.

Pre Calculated EMI Table for Car Loan Kamptee

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator Kamptee

About Kamptee

Kamptee is a suburb town of Nagpur district in the Indian state of Maharashtra. The Badi Masjid mosque being 130 years old and the Kolsatal mosque being 100 years old and also more than 100 years old Shia Haidry Jama Masjid and Maula Ali Dargah which is located in Husainabad. According to the 2011 census of India, in Kamptee city Islam is the most popular religion with approximately 43.18%, the neighbourhood hosts nearly 40 mosques.

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