Car Loan Kishangarh

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Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
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Best Car Loan Providers in Kishangarh

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Kishangarh Features

Car Loan Kishangarh

If purchasing a car is your dream and you lack funds, then you have come to the right place. We provide you the best in market Interest rates and help you check your Eligibility. Get the best Car Loan with easy documentation and the Lowest EMIs.

The following are the benefits of a Car Loan:

  • One of the most important benefits is that you save your precious time by applying online, as the Car loan in the Kishangarh process is quite simple. Your Car loan gets approved within a day or even on the same day of application
  • Within a few minutes, you will receive an extended list of e-mails from lenders who will avail of your online car loan in Kishangarh. At the same time, you can compare the different Car loan terms and choose the best one available.
  • In addition to all these, the lenders also facilitate the bad credit holders with these loans. As well, the lenders also offer bad credit car loans for individuals having bad credit.

Car Loan Kishangarh Interest Rate

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Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Kishangarh Documents Required

Necessary documents to avail Car loan in Kishangarh:

For Salaried Employee

  1. Proofs of Identity like a Passport copy, PAN Card, Voters ID card, Driving License
  2.  Proofs of Income  for such applicant is the Latest 3-month salary slip with form 16
  3. Proof of Address like Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Lastly, you will need 6 months of Bank Statement

For Self Employed

  1. Proofs of Identity like a Passport copy, PAN Card, Voters ID card, Driving License
  2.  Proofs of Income the Latest Income Tax Returns (ITR)
  3. Proof of Address like Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Lastly, you will need 6 months of Bank Statement

Car Loan Kishangarh Eligibility Criteria

The necessary criteria to meet to avail of Car loan in Kishangarh are:

For Salaried Employee

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs 100000 net annual income of the applicant of Kishangarh.

For Self Employed

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: For Salaried- at least 3 years in business
  4. Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars in Kishangarh.

Car Loan for Major Car Manufacturers in Kishangarh

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TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Kishangarh

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Kishangarh

Banks and NBFCs regard CIBIL scores as important criteria in the loan approval process. It shows the creditworthiness of any applicant. The minimum CIBIL score requirement for a car loan varies from bank to bank. Generally, a score above 800 is considered to be good for any individual to be eligible to apply for a car loan.

You must keep in mind that it is very important to pay off all the dues and debts of the previous loans as you do not want a bad credit history ruining your chances of availing a fresh loan. Always keep a check on your CIBIL score.

Car Loan Kishangarh Contact Number

Customers of Kishangarh can contact us at 9878981166 to get exclusive car loan deals right from your home or can apply on our website Dialabank.

Pre Calculated EMI Table for Car Loan Kishangarh

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kishangarh

Kishangarh is a city and a Municipal Council in the Ajmer district in the Indian state of Rajasthan.

It was built by the Raj Gharana and Maharajas of Jaipur and Jodhpur in the past.

It lies 18 miles northeast of Ajmer and 90 km far away from Jaipur. It is connected via Kishangarh Airport, Indian Railways’ Kishangarh Railway Station and National Highway 8 and 79. Kishangarh is known to be the birthplace of the Kishangarh style of popular paintings, which is known for the depiction of a courtesan known as Bani Thani. Kishangarh has come to be known as the Marble city of India.

It has heritage lake named as Gundolav Lake. Kishangarh Nepheline Syenite, located about 500 m after the bypass bifurcation of Kishangarh towards Jaipur on NH-8, that has been notified as one of the National Geographical Monuments of India.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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