Car Loan Nabha

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Best Banks for Car Loan in Nabha

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Nabha Features:

car loan nabhaTaking the car loan in right place shows many benefits. One of the most important benefits is that you save your precious time by applying online, as the Car loan in the Nabha process is quite simple. Your Car loan gets quick loan approvals within a day or even on the same day of application.car becoming necessary these days. even for going on the trip or to travel to some other place with the family car becoming mandatory to enjoy with family.

Click here for SBI car loan

Car Loan Nabha Interest Rate

  • Every time to time, interest rates will be changed. so before applying for the loan we compare the interest rates with other banks and then start applying for the loan. we should repay the loan in time. so that no extra charges will not be applied at the end of the loan.
  • The below table will assist you in how the interest rates will be!

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Nabha Documents Required

  1. 2 passport size photocopies are necessary.
  2. Proofs like PAN or Voters ID card or Driving License are required.
  3. If the applicant is Salaried– Latest 3-month salary slip with form 16 has to be submitted
  4. If the applicant is Self Employed- The latest Income tax returns required.
  5. Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
  6.  The last 6 months’ bank statement is needed.

Car Loan Nabha Eligibility Criteria

  1. The applicant should be Indian.
  2. The applicant’s age should be between 21 years to 65 years.
  3. The applicant must have a good annual income that properly demonstrates his capacity for loan repayment the amount he borrows.
  4. The applicant must have secure employment working the current job status of one year as well as regular income in the account.
  5. The applicant must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
  6. The applicant should have some source of income to repay the loan.
  7. The monthly income of the applicant should be more than Rs. 18k.
  8. Moreover, the borrower should be in the business for two years.
  9. After that, the borrower should be from two years in employment as well as from 1 year in the same company.

How to Apply for Car Loan in Nabha?

  • Visit the Dialabank website first.
  • Later, click on the loan section and select a car loan.
  • choose the city and fil the form with your details.
  • In the end, you will receive a call from our guiders

Click here for Bank of Baroda car loan

Processing Fees & Prepayment Charges on Car Loan Nabha

check here for the processing Fees and Prepayment charges on a car loan.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Nabha

Cibil score is the financial number of the person. so this always plays a major role in everywhere. before taking the loan, the lender will consider Cibil as a base and they will grant a loan.you can repay the EMI according to the bank schedules.

Click here for HDFC car loan

Car Loan Nabha Contact Number

You can dial 9878981166 for queries and any help. you can also clear your doubts with them.

Pre Calculated EMI Table for Car Loan Nabha

check below table for Pre calculated EMI table for a car loan.

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nabha

Nabha is a historic city in the Patiala district of the Indian states if Punjab. this is the capital of the former Nabha state.

Car Loan EMI Calculator

You can check EMIs here.

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