Car Loan Noida

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Car Loan Noida

Best Banks for Car Loan in Noida

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35% - 7.95 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Noida FeaturesCar loan Noida

A car loan is financial assistance provided to customers by banks and NBFCs to fulfill their dreams of having their own car. They provide the necessary financing according to your eligibility to buy a car that may be on the car’s Ex-Showroom Price or On-Road Price. A car loan is a secured type of loan with simple options to repay. EMI options for car loans Noida are available at low-interest rates.

Car Loan Noida Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Noida Documents Required

Documents required for car loan are as followed:

For Salaried:-

  • Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Address Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed:-

  • Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest ITR
  • Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Noida Eligibility Criteria

The car loan eligibility requirements are as followed in Noida:

For Salaried:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs 1,00,000 net annual income

For Self-Employed:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: at smallest 3 years in sales
  4. Minimum Annual Income: Net profit Rs. 60,000 p.a for regular cars and Rs.1,00,000 p.a. for mid-sized and superior cars

How to Apply for Car Loan in Noida?

With the help of Dialabank, the process of applying for a car loan is easy. The reasons why DialaBank should consider taking advantage of the best car loan in Noida:

  • We are India’s first-ever online financial helpline.
  • The loan gets disbursed or approved within a few hours of applying with us.
  • The entire process is hassle-free and convenient.
  • Get expert advice on car loans through our relationship managers.
  • You have the option to opt for a door-step pickup facility of your documents

To apply with us, simply visit our website Dialabank main page, and fill out the form of a car loan with the necessary information. Our customer relationship manager will soon contact you, who will further assist you in choosing the right bank / NBFC for you according to your needs.

You can also personally visit the nearest branch to take advantage of a car loan that might be a bit hectic for you.

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Car Loan for Major Car Manufacturers in Noida

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Car Loan Noida

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Noida

CIBIL score also known as credit score is the score that determines an applicant’s credit history. Through this score, the efficacy with which a person has paid off his previous loans can be depicted. Any form of the loan including a car loan allows the borrower to get a good CIBIL score. The exact value can vary from bank to bank. But, a score of 750 and above is considered a good score and makes the entire process of car loan availability easy and convenient.

The higher the CIBIL score, the easier it becomes for an individual to avail of a car loan.

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Car Loan Noida Contact Number

For any queries related to a car loan in Noida, you may contact the number 9878981166.

You can even contact us online through our website by applying in the Loan section in which you are interested. Dialabank will provide you the best offers as per your eligibility status.

Pre Calculated EMI Table for Car Loan Noida

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Noida

Noida is a planned city in India’s northern state of Uttar Pradesh. The riverside Okhla Bird Sanctuary is home to migratory and native birds, plus jackals and butterflies. flora on the Botanic lawn of the Indian Republic encompasses water lilies and cacti. The ISKCON Noida temple has a diorama depicting the lifestyles of Lord Krishna. Southwest of Noida, Surajkund lake is a tenth-century reservoir with the ruins of a solar temple.

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