Car Loan Shirdi

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
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Unbiased Experts Advice

Best Banks for Car Loan in Shirdi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Shirdi Features

car loan shirdi

A vehicle advance is a measure of money a customer obtains from financial institutions like banks to buy their dream vehicle. The advance sum is possibly up to 85% of the all-out expense of your dream vehicle dependent on Ex-Showroom or On-Road cost. The loan amount will vary from bank to bank.  The credit sum can be reimbursed in portions.

Vehicle credits in Shirdi regularly offer a fixed pace of interest options. This implies you are constantly guaranteed a fixed sum that should be reimbursed month to month. Vehicle advances are not implied for simply new vehicles but also for the second-hand vehicles. Apply for a Car Loan at Dialabank. Visit us at www.dialabank.com.

Car Loan Shirdi Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Car Loan Shirdi Documents Required

  1. Identity Proof which you need to have: PAN Card, Voters ID card, Passport copy, Driving License
  2. Income ProofFor Salaried which you need to have– Latest 3-month salary slip with form 16
  3.  For Self Employed which you need to have- Latest Income Tax Report
  4. Address Proof which you need to have: Ration card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/Driving license/Voters card/PAN Card
  5. Bank Statement which you need to have: Last 6 months bank statement

Car Loan Shirdi Eligibility Criteria

The car loan eligibility for Shirdi is as follows:

  1. 1.SALARIED INDIVIDUALS
    • Minimum age: 21 years
    • Maximum age at loan maturity: 65 years
    • Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
    • Minimum Annual Income: Rs 100000 net annual income.

    2.SELF-EMPLOYED INDIVIDUALS

    • Minimum age: 30 years
    • Maximum age at loan maturity: 65 years
    • Minimum employment: At least 2 years in business
    • Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars

How to Apply for Car Loan in Shirdi?

  1. Visit us at www.dialabank.com.
  2. Go to the loan section and click on the auto loan link.
  3. Fill out the form with details and submit the form.
  4. We will contact you in a short period.
  5. For further information please contact +91 9878981166.

Processing Fees & Prepayment Charges on Car Loan Shirdi

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Shirdi

A CIBIL score is a numeric score that describes an applicant’s ability to repay his past loans efficiently and regularly. Maintaining a good CIBIL score is essential if you want to avail of a car loan at a lower interest rate. Also, having a good CIBIL score increases the processing speed of your application.

Most of the banks except a 750+ score to process your car loan in Shirdi but these may be higher or lower depending upon the individual requirements of the banks. The minimum CIBIL score requirement for car loans in Chennai may vary from banks to banks.

Car Loan Shirdi Contact Number

Apply online on Dialabank site and get the best offers on a car loan with instant approval and extra benefits or make a call on this number 9878981166

Pre Calculated EMI Table for Car Loan Shirdi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Shirdi

Shirdi likewise is known as Sainagar is a city in the Indian province of Maharashtra. It is situated in the Rahata Taluka of Ahmednagar District.

Shirdi is broadly known as the home of the late nineteenth-century holy saint Shri Sai Baba. The Shri Saibaba Sansthan Trust situated in Shirdi is one of the most extravagant sanctuary associations.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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