Car Loan Tasgaon

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Car Loan Tasgaon

Best Banks for Car Loan in Tasgaon

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Tasgaon FeaturesCar Loan Tasgaon

Apply for a car loan

Are you planning to buy a new or old car? And do not have funds to buy? Then you can ask for a Car Credit from us. We grant you many advantages along with it. And you can use the loan amount for buying a new or on the used car according to your condition. Apply via Dialabank car loan for instant approval with low EMIs options.

Some of the features of car loan in Tasgaon are:

  • You will get a car loan at an affordable rate of interest.
  • The process of availing a car loan is very Simple and Hassle-free.
  • It is very easy to pay back by availing the EMIs option.
  • Being a secured loan, the applicant gets Speedy approval after the document verification is completed.
  • Minimum documentation is required for the car loan procedure.

Car Loan Tasgaon Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Tasgaon Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identification: Passport copy, Voters ID card, PAN Card, Driving License
  2. Income Proof: Latest 3-month salary slip amidst form 16
  3. Residence Proof: Ration card / Driving license / Passport Copy / Telephone Bill / Voters card / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identification Proof: Passport copy, Voters ID card, Driving License, PAN Card
  2. Income Proof: Latest ITR
  3. Address Proof(anyone): Ration card/ Driving license / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / Voters card / PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Tasgaon Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in current trade and a minimum of 2 years of profession
  4. Minimum Annual Income: Rs.100000 net annual revenue

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit Rs. 60000 per annum for official cars and Rs.100000 per annum for mid-sized and selected cars

Car Loan for Major Car Manufacturers in Tasgaon

TABLE WILL APPEAR

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Processing Fees / Prepayment Charges on Car Loan in Tasgaon

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Tasgaon

CIBIL score reflects your credit history in the history as well as your defaults in repayment of your past loans. A good credit score is considered as 750 and above as the largest of the financial organizations ask for a high credit score. Every bank and NBFC has diverse criteria for a minimum CIBIL score they require to prepare your Car Loan in Tasgaon. A Lower CIBIL average than 750 can bring a greater rate of interest.

The companies also check out for the detailed behavior of previous loans that you have taken. There must not be any obstacle payments of your previous loans. It will directly affect your car loan request for a new loan.

A very low CIBIL score might lead to denial of your loan as it is the first thing a bank tracks before preparing your Car Loan Tasgaon application.

Car Loan Tasgaon Agent Contact Number

Call us on 9878981166 to avail car loan in Tasgaon and for any assistance required.

Pre Calculated EMI Table for Car Loan Tasgaon

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Tasgaon

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About Tasgaon

Tasgaon is a city and a municipal committee in the Sangli district in the Indian state of Maharashtra. Tasgaon has quickly merged with Sangli city as a satellite area and will soon become part of Sangali Urban Agglomeration. Tasgaon was presented as Jagir to Parshuram Bhau Tasgaonkar by Narayanrao Ballal Peshwa in 1774. Tasgaon Sansthan was stopped by the British during the ruling of Shrimant Ganapatrao Tasgaonkar.

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