Car Loan Tikamgarh

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Tikamgarh

Best Banks for Car Loan in Tikamgarh

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Tikamgarh Features

car loan tikamgarhHave a dream car in mind but don’t have the sufficient funds to get it? Want to own a personal vehicle that can fulfil your essential need in Tikamgarh? Apply for a car loan in the city at affordable interest rates.

Millions of Indians today are using their mobile phones on the go. Many seek to own their own car to reach their destination in time and utmost comfort. The years of waiting and saving are over now!. A Car Loan will help your dream of owning a vehicle come true!

A car loan is a type of secured loan that a person can avail to buy a new or a used car, however, required. The collateral security, in this case, is the vehicle a person wants to buy and is taking a loan for.

  • Easy monthly repayment options
  • Instantly available
  • Loan Tenure period varies from 5-7 years
  • Affordable interest Rates
  • Easily and quickly available loans
  • No hidden charges

Car Loan Tikamgarh Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Tikamgarh Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest ITR
  • Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Tikamgarh Eligibility Criteria

The car loan eligibility requirements are as followed in Tikamgarh:

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  • Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 3 years in business
  • Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Tikamgarh

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Tikamgarh

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Tikamgarh

CIBIL score is an essential criterion for availing a car loan in Tikamgarh based on which the banks and NBFCs approve a car loan to any customer. The minimum requirement of a CIBIL score for a car loan in your city varies from bank to bank. Generally, a score above 750 is considered to be a good score for any individual to be eligible to apply for a car loan in the city at low rates.

It is important that one should clear all the previous pending dues and debts in order to maintain a good credit score, before availing a car loan in the city. Default in your credit score will hinder your opportunities for availing a fresh loan in the future from any lender.

Car Loan Tikamgarh Agent Contact Number

To get an instant car loan in Tikamgarh, you can visit our website Dialabank or call us on the number 9878981166 to get any sort of assistance regarding your loan.

Pre Calculated EMI Table for Car Loan Tikamgarh

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator Tikamgarh

About Tikamgarh

Tikamgarh is a town and a tehsil in Tikamgarh district in the Indian state of Madhya Pradesh. The city serves as a district headquarters. The earlier name of Tikamgarh was Tehri consisting of three hamlets, forming a rough triangle. In Tikamgarh town there is locality still known as ‘Purani Tehri’.

Apply for a Car Loan

Other Cities For Car Loan In Madhya Pradesh

Car Loan Sheopur Car Loan Satna
Car Loan Sehore Car Loan Sagar
Car Loan Shahdol Car Loan Rewa
Car Loan Seoni Car Loan Ratlam