Maruti Suzuki S Presso Car Loan: Features & Benefits
Maruti Suzuki S Presso Car Loan Interest Rate | 7.35%* per annum |
Maruti Suzuki S Presso Car Loan Min Loan Amount | ₹ 100,000 |
Maruti Suzuki S Presso Car Loan Max Loan Amount | Loan up to 90% of On Road Price |
(Loan to Value) | or 100% of Ex-showroom Price |
Maruti Suzuki S Presso Car Loan Tenure | 1 year to 7 years |
Lowest EMI / Lac | ₹ 1,622 |
Minimum Net Monthly Income | ₹ 20,000 |
Minimum ITR for Self Employed | ₹ 2,00,000 |
Age Criteria | Salaried: 21 years to 60 years Self Employed: 21 years to 65 years |
Types of Cars | For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs). |
Maruti Suzuki S Presso Car Loan Processing Fee | 0.40% of the principal amount |
Foreclosure Charges | 6% (7-12 months) |
Basic Documentation | Address Proof, Bank Statement, Car Quotation, and ID Proof |
Maruti Suzuki S Presso Car Loan Eligibility Criteria
Salaried Individual |
|
Self-Employed Individuals |
|
Self-Employed Non-Individuals (Company/Partnership) |
|
Priority Customers |
|
Maruti Suzuki S Presso Car Loan EMI Calculator
Maruti Suzuki S Presso Car Loan EMI starts at Rs 10,623 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 5.02 Lakh. The EMI Calculator tool on Dialabank gives a detailed break-up of the total payable amount and helps you in finding the best car finance for your Maruti Suzuki S Presso. To check your EMI visit the Dialabank EMI Calculator page.
Maruti Suzuki S Presso Car Loan Interest Rate, Fees, and Charges
Charges | New Car Loan | Used Car Loan |
Interest Rate | 7.35% | 11.80% p.a. to 13.80% p.a. |
Maruti Suzuki S Presso Car Loan Processing fee | 0.40% | 0.40% |
Issuance of Duplicate Repayment Schedule Charges | Around Rs.500 | Around Rs.500 |
Foreclosure Charges | 6% | 6% |
Penal Interest | 2% PM | 2% PM |
Maruti Suzuki S Presso Car Loan Part Payment charges | 6% of the amount | 6% of the amount |
Cheque/Instrument Swap Charge | Around Rs.500 | Around Rs.500 |
Documentation Charge | Around Rs. 500 | Around Rs. 500 |
Issuance of Duplicate No Dues Certificate Charges | Around Rs. 500 | Around Rs. 500 |
Registration Certification Collection Charge | Around Rs. 200 | Around Rs. 200 |
Cheque Bounce/Instrument Return Charges | Around Rs. 500 | Around Rs. 500 |
Issuance of Duplicate Statement Charges | Around Rs. 500 | Around Rs. 500 |
Loan Cancellation/Re-booking Charges | Around Rs. 1000 | Around Rs. 1000 |
Issuance of Credit Report | Around Rs. 50 | Around Rs. 50 |
Maruti Suzuki S Presso Car Loan Documents Required
Maruti Suzuki S Presso Car Loan Salaried Individual
Category | Documents Required |
Identity Proof
(Any 1) |
Passport Voter ID Aadhar Card Driving License |
Address Proof
(Any 1) |
Aadhar Card PAN Driving License Electricity Bill |
Date of Birth Proof
(Any 1) |
Passport Birth Certificate High School Marksheet Driving Licence |
Signature Proof
(Any 1) |
PAN Bankers Verification Passport |
Income Proof | Salary Slip and latest Form No.16 |
Bank Statement | Last 6 month Bank statement |
Employment Continuity Proof | Job card by NREGA ITR of Form no. 16 Salary Slip mentioned with joining date Letter of Appointment |
Maruti Suzuki S Presso Car Loan Self-Employed Individuals
Category | Documents Required |
Identity Proof (Any 1) | PAN Card Passport Voter ID Aadhar Card |
Address Proof (Any 1) | PAN Card Voter ID Passport Electricity Bill |
Date of Birth Proof (Any 1) | Birth Certificate Passport Driving Licence PAN |
Signature Proof (Any 1) | PAN Bankers Verification Passport |
Bank Statement | Bank statement of last 6 months |
Employment Continuity Proof | Latest ITRs Shop & Establishment Act Certificate Shop & Establishment Act Certificate Sales Tax or VAT Certificate |
Business Proof | Registration Certificate Telephone Bill/Electricity Bill Shop & Establishment Act Certificate SSI or MSME Registration Certificate |
Maruti Suzuki S Presso Car Loan Self-Employed Non-Individuals
Maruti Suzuki S Presso Car Loan Partnership Firms/Societies
Category | Documents Required |
Identity Proof (Any 1) | Driving Licence PAN Card Aadhar Card Passport |
Address Proof (Any 1) | Electricity Bill/Telephone Bill Aadhar Card Driving License Voter ID |
Income Proof | Audited Balance Sheet P&L Account ITR for the previous 2 years |
Bank Statement | Last 6 month |
Business Continuity Proof | Company ITR of the last 2 years Audited Balance Sheet TAX registration Certificate Current Account Statement |
Additional documents | Letter of Authority or PAN Card |
Maruti Suzuki S Presso Car Loan Private Limited/Limited Companies
Category | Documents Required |
Identity Proof | The latest copy of MOA and AOA Copy of Incorporation |
Address Proof (Any 1) | SSI/MSME Registration Certificate Telephone Bill Electricity Bill Shop & Establishment Act Certificate Sales Tax Certificate |
Income Proof | Audited Balance Sheet P&L Account and ITR for the previous 2 years |
Bank Statement | Previous 6 Months |
Business Continuity Proof | P&L account and ITR of the Company of the past 2 years Audited Balance Sheet Shop & Establishment Act Certificate |
Additional documents |
List of Shareholding partners and Directors
Board Resolution PAN Card Certificate of Commencement of Business for Ltd. Co. |
Maruti Suzuki S Presso
Price – Rs 3.78 – 5.26 Lakh |
Maruti Suzuki S Presso Price
The price of Maruti S Presso starts at Rs. 3.78 Lakh and goes up to Rs. 5.26 Lakh. Maruti S-Presso is offered in 14 variants – the base model of S Presso is STD and the top variant Maruti S-Presso VXI Opt CNG comes at a price tag of Rs. 5.26 Lakh.
Prices of Maruti Suzuki S Presso Exshowroom Delhi
Variants | Price |
STD998 cc, Manual, Petrol, 21.4 kmpl | Rs.3.78 Lakh |
STD Opt998 cc, Manual, Petrol, 21.4 kmpl | Rs.3.84 Lakh |
LXI998 cc, Manual, Petrol, 21.4 kmpl | Rs.4.16 Lakh |
LXI Opt998 cc, Manual, Petrol, 21.4 kmpl | Rs.4.22 Lakh |
VXI998 cc, Manual, Petrol, 21.7 kmpl | Rs.4.40 Lakh |
VXI Opt998 cc, Manual, Petrol, 21.7 kmpl | Rs.4.46 Lakh |
VXI Plus998 cc, Manual, Petrol, 21.7 kmpl | Rs.4.63 Lakh |
VXI AT998 cc, Automatic, Petrol, 21.7 kmpl | Rs.4.90 Lakh |
VXI Opt AT998 cc, Automatic, Petrol, 21.7 kmpl | Rs.4.96 Lakh |
LXI CNG998 cc, Manual, CNG, 31.2 km/kg | Rs.4.96 Lakh |
LXI Opt CNG998 cc, Manual, CNG, 31.2 km/kg | Rs.5.02 Lakh |
VXI Plus AT998 cc, Automatic, Petrol, 21.7 kmpl | Rs.5.06 Lakh |
VXI CNG998 cc, Manual, CNG, 31.2 km/kg | Rs.5.20 Lakh |
VXI Opt CNG998 cc, Manual, CNG, 31.2 km/kg | Rs.5.26 Lakh |
Down Payment Required for Maruti Suzuki S Presso Car Loan
Lenders usually fund 90% of the On-Road Price of the Maruti Suzuki S Presso. Some consumers may also be eligible for 100% financing. The down payment is the difference between the On-Road Price of the Maruti Suzuki S Presso and the loan amount. The principal and length of the loan decide the Maruti Suzuki S Presso interest rate the most. Customers can also negotiate a lower interest rate on their loan with the lender. 90% of the Maruti S Presso On-Road Price is normally financed by lenders. Some consumers may also be eligible for 100% financing
About Maruti Suzuki S Presso
The Maruti S Presso is a four-seater hatchback that costs between Rs. 3.78 and Rs. 5.26 lakh*. It comes in 14 different configurations, with a 998cc BS6 engine and two transmission options: manual and automatic. The S Presso also has a kerb weight of 831-854 pounds, a ground clearance of, and a boot capacity of 270 litres. The S-Presso comes in five different colours. Over 379 user reviews for Maruti S-Presso based on mileage, performance, price, and overall experience.
Maruti Suzuki Presso S Mileage
The Maruti S Presso mileage is 21.4 kmpl to 31.2 km/kg. The Manual Petrol variant has a mileage of 21.7 kmpl. The Automatic Petrol variant has a mileage of 21.7 kmpl. The Manual CNG variant has a mileage of 31.2 km/kg.
Fuel Type | Transmission | ARAI Mileage |
---|---|---|
Petrol | Manual | 21.7 kmpl |
Petrol | Automatic | 21.7 kmpl |
CNG | Manual | 31.2 km/kg |
How to get Maruti Suzuki S Presso Car Loan
- Visit the official page of Dialabank
- Go to the Car Loan option and fill up all the required information asked like name etc.
- Our relationship manager will get in touch with you over your application and solve all your doubts.
- Contact Dialabank at 9878981166 for further queries.
Maruti Suzuki News
This Can, Maruti NEXA models are eligible for up to Rs 55,100 in benefits.
- The S Presso is eligible for up to Rs 55,100 in benefits.
- The XL6 is only available with a corporate discount of up to Rs 3,000 from Maruti.
- The Baleno is available at a discount of up to Rs 31,100.
- Both of the deals are good for the whole month of May 2021.
Mid-size Hatchbacks Can Save You Up To Rs 55,000
- The Renault Triber is eligible for up to Rs 55,000 in discounts.
- Maruti’s Swift is right behind it, with benefits worth up to Rs 53,000.
- On the Hyundai Grand i10 Nios, you can save up to Rs 45,000.
- Offers of up to Rs 23,000 are available for both the Ford Figo and the Freestyle.
FAQs on Maruti Suzuki S Presso Car Loan
✅ What is the Maruti S Presso’s on-road price?
In Delhi, the S Presso begins at Rs. 4,18,456 on the lane. RTO fees and insurance are included in the on-road price.
✅ What is the Minimum and Maximum Loan Amount for Maruti S Presso Car Loan?
The minimum loan amount is Rs 100,000 and the maximum loan amount is Loan up to 90% of On Road Price.
✅ What is the interest rate of the Maruti Suzuki S Presso Car Loan?
The interest rate for Maruti Suzuki S Presso Car Loan is 7.35%
✅ What is the Maruti Suzuki S Presso Car Loan Tenure?
1 year – 7 years is the loan tenure for Maruti Suzuki S Presso Car Loan.
✅ What are the new Maruti S Presso deals for the month of May?
There are two deals on the Maruti S Presso in Delhi for the month of May 2021.
✅ Which car is better, the S-Presso or the KWID?
The S Presso costs Rs 3.78 lakh ex-showroom, while the KWID costs Rs 3.18 lakh ex-showroom. Compare the prices, features, and specifications of these two models.
✅ What would Maruti S Presso’s EMI or down payment be?
The Maruti S-Presso EMI starts at Rs 8,328 per month for a loan sum of Rs 3.94 lakh with a 60-month term and a down payment of Rs 44,000.
✅ Is there a sunroof on the Maruti S Presso?
The Maruti S Presso lacks a sunroof.