Baroda UP Bank Pension Loan

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Baroda UP Bank Pension Loan

      Baroda UP Bank Pension Loan Features

      Baroda UP Bank Pension Loan Interest Rate 3.40%
      Baroda UP Bank Pension Loan Processing Fee 1%
      Baroda UP Bank Pension Loan Tenure 36 Months
      Baroda UP Bank Pension Loan Amount Minimum 25,000
      Baroda UP Bank Pension Loan Amount Max 14 Lakh
      Baroda UP Bank Family Pension Loan Amount Minimum 2.5 Lakh
      Baroda UP Bank Family Pension Loan Amount Max. 5 Lakh
      Baroda UP Bank prepayment 3%
      Baroda UP Bank foreclosure 3%

      Baroda UP Bank Pension Loan Eligibility

      In possible to qualify for the pension loan:

      • You want to know from one of the retired members of staff who does have a pension plan.
      • In the PSU, centralized bank, state administration, you can hold a pension account.
      • You must’ve been able and save 60% of the pension after servicing the loan installment.

      Baroda UP Bank Pension Loan Eligibility for Central and State Government Pensioners

      Eligibility Criteria Key Features
      Employer Type Central and State Government
      Applicant’s Age Below 76 years of age
      Account Type Pension payment order maintained by Bank
      Treasury Terms Written consent from the treasurer not to accept any pension transfer requests
      Guarantee Terms By the spouse (eligible for a family pension) or any other third party

      Baroda UP Bank Pension Loan Eligibility For Defence Pensioners

      Eligibility Criteria Key Features
      Employer Type Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles
      Applicant’s Age Below 76 years of age
      Account Type Pension payment order maintained by Bank
      Treasury Terms Not applicable
      Guarantee Terms Not applicable

      Baroda UP Bank Pension Loan Eligibility For Family Pensioners

      Eligibility Criteria Key Features
      Employer Type Central and State Governments including all Armed Forces
      Applicant’s Age Below 76 years of age
      Account Type Pension payment order maintained by Bank
      Treasury Terms Not applicable
      Guarantee Terms Authorized members of the family under the family pension scheme

      Maximum Eligible loan Amount and Repayments

      For Central and State Government Pensioners:

      Age Max Loan Amount Repayment Period Age at the time of full repayment
      Below 72 Years 14 Lakh 60 Up to 77 Years
      72-74 Years 12 Lakh 48 Up to 78 Years
      74-76 Years 7.5 Lakh 24 Up to 78 Years

      (ii) For Defense Pensioners:

      Age Max Loan Amount Repayment Period Age at the time of full repayment
      below 56 Years 14 Lakh 84  Up to 63 Years 
      56-72 Years 14 Lakh 60 Up to 77 Years
      72-74 Years 12 Lakh 48 Up to 77 Years
      74-76 Years 7.5 Lakh 24 Up to 78 Years

      (ii) For Family Pensioners (including Defense Pensioners) :

      Age  Max Loan Amount Repayment Period Age at the time of full repayment
      Below 72 Years 14 Lakh 60 Up to 77 Years
      72-74 Years 12 Lakh 48 Up to 77 Years
      74-76 Years 7.5 Lakh 24 Up to 78 Years

      Interest Rate Personal Loan For Pensioners

      3.40 % is the Baroda UP Bank Pension loan rate of interest. To improve your financial standing for your serious illness, this personal loan is for personal expenses. On Dialabank, you might file for a debt.

      Document Required For Loans For Pensioners 

      Identity proof:

      • Aadhar Card
      • Voter Identity Card 
      • Passport
      • Pan Card

      Address Proof: 

      • Ration Card
      • Property Purchased documents 
      • Passport
      • Aadhar Card
      • Utility Bills

      Income Proof: 

      • Salary slips
      • Bank Account Statements

      Loan Amount on Bank Personal Loan For Pensioners

      For each pension category, the basic original loan will be 25,000, but the total loan amount will tend to differ by category, including such state and central government retirees, and security pensioners can reap the benefits of up to 14 lakh loans, while family pensioners can reap the benefits of up to 5 lakh.

      For State and Central Government Pensioners:

      Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
      Less Than 72 Years 25000 14 Lakh 18 Months Pension 60
      72 to 74 Years 25000 12 Lakh 18 Months Pension 48
      74 to 76 Years 25000 7.5 Lakh 18 Months Pension 24

      For Defence Pensioners:

      Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
      Up to 56 Years Rs 25000 14 Lakh 36 Months Pension 84
      Less Than 72 Years Rs 25000 14 Lakh 18 Months Pension 60
      72 to 74 Years Rs 25000 12 Lakh 18 Months Pension 48
      74 to 76 Years Rs 25000 7.5 Lakh 18 Months Pension 24

      For Family Pensioners:

      Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
      Less Than 72 Years 25000 5 Lakh 18 Months Pension 60
      72 to 74 Years 25000 4.5 Lakh 18 Months Pension 48
      74 to 76 Years 25000 2.5 Lakh 18 Months Pension 24

      About Baroda UP Bank

      Baroda UP Bank Pension loan

      The RRBs were formed under the 1976 RRB Act [23(1)] in India. 19 RRBs were funded by the Bank of Baroda in the country, of which 7 RRBs were in eastern Uttar Pradesh. There have been numerous changes in the banking industry during the period from 1976 to 2006, and RRBs are no exception.

      FAQs

      ✅ What is the amount of credit that will support a pensioner?

      The minimum loan amount that a pensioner may use is 25,000 and the amount will depend on which category the person falls.

      ✅What’s the Baroda UP Bank Pension mortgage loan?

      The Baroda UP Bank Pension bank loan will provide loans to all pensioners who have been involved in government positions, defense services, or who are pension beneficiary spouses.

      ✅Where are we looking for a pension loan?

      You may direct for Baroda UP Bank Pension Loan from Dialabank or you can dial us at 9878981166.

      ✅ What benefit can we get from the Pension Loan from Bandhan Bank?

      The interest rate offered by Baroda UP Bank to pensioners is 3.40 percent.

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