Personal Loan Baripada

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Baripada

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Baripada Features

personal loan baripada

Nobody said life will be simple, so don’t feel dismal or discouraged about your money related issues. Issues are many like, your girl’s marriage or subsidizing her instruction, you as a dad have consistently gone past your cutoff points to see your youngster cheerful. Personal Loan as some assistance is extending towards you, so don’t think a lot and hold it.

A Personal Loan is an unstable credit that gives a budgetary guide to the clients at moderate financing costs. Moreover, there is no closure use limitation on the utilization of the Personal Loan amount. You can utilize this Personal Loan anyplace you need to do. To get a Personal Loan, the candidate needs to have an unbending and great wellspring of salary and has a decent record.

Personal Loan Baripada Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents required for Personal Loan in Baripada

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan Baripada Eligibility Criteria

Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicant:

  1. The necessary least age of a candidate ought to be 21 years and a limit of as long as 60 years.
  2. A borrower from the metropolitan city ought to have a base salary of Rs 18,000. Furthermore, for the non-metropolitan urban communities, the base compensation ought to be Rs 12,000.
  3. The borrower must have three years of work understanding, and the pay ought to be gotten in their record as it were.
  4. An individual applying for the Personal Loan must have a decent record.
  5. The Job area of the candidate.

Self-employed Applicant:

  1. The age needed for a self-employed individual ought to be 25 years.
  2. The individual applying for a Personal Loan should document ITR throughout the previous three years.
  3. Also, if the candidate is maintaining a business than his business ought to be running at any rate  for the most recent three years
  4. The CIBIL score of the candidate must be acceptable, and there ought not to be any obligation left due.
  5. The base sum ought to be Rs 2.5 lakhs per annum in any event.
  6. The entire documentation measure for Personal Loan Baripada is direct; the candidate needs to present his financials and his bank statements of the past a quarter of a year.

Why apply for Personal Loan Baripada?

  1. No security or any property should be put to the banker.
  2. Personal Loans can be used almost all the financial problems of life. So it is a multi-purpose offer.
  3. The loan amount depends on the individual’s repayment capacity and profits.
  4. For Personal Loan Baripada, the guarantor is not needed, at max, just reference.

How to apply for Personal Loan in Baripada?

  1. Visit Dialabank
  2. Go to the loan section and select a personal loan link.
  3. The candidate will be coordinated to all subtleties of the individual advance where they can pick their favored city.
  4. For more data and free direction, they may approach 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan in Baripada

Every Bank and NBFC charges a fee for processing your Personal Loan Baripada application. The processing fee for getting a personal loan in Baripada is 1% of the loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan EMI Calculator Baripada

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

To calculate your EMI: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Baripada

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Baripada application. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Baripada Agents

Dialabank is the leading agent for availing Instant Personal Loan in Baripada.

You can apply online at www.dialabank.com or give a call at 9878981166.

Personal Loan Baripada Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Baripada.

Pre Calculated EMI Table for Personal Loan Baripada

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Baripada

Baripada is a city and a municipality in the Mayurbhanj district in Odisha state, India. It is situated along the east bank of the Budhabalanga river.

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