Personal Loan Baripada

⋆ Interest Rate 9.99% ⋆

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      Personal Loan Baripada

      Best Banks for Personal Loan in Baripada

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Baripada Features

      personal loan baripada

      Nobody said life would be simple, so don’t feel dismal or discouraged about your money related issues. Issues are many like, your girl’s marriage or subsidizing her instruction; you as a dad have consistently gone past your cutoff points to see your youngster cheerful. Personal Loan as some assistance extends towards you, so don’t think a lot and hold it.

      A Personal Loan is an unstable credit that gives a budgetary guide to the clients at moderate financing costs. Moreover, there is no closure use limitation on the utilization of the Personal Loan amount. Therefore, you can utilize this Personal Loan anyplace you need to do. To get a Personal Loan, the candidate needs to have an unbending and great wellspring of salary and has a decent record.

      Personal Loan Baripada Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents required for Personal Loan in Baripada

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs


      Interest Rate 9.99%


      Personal Loan Baripada Eligibility Criteria

      Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicant:

      1. The necessary least age ought to be 21 years and a limit of as long as 60 years.
      2. A borrower from the metropolitan city ought to have a base salary of Rs 18,000. Furthermore, for the non-metropolitan urban communities, the base compensation ought to be Rs 12,000.
      3. The borrower must have three years of work understanding, and the pay ought to be gotten in their record, as it were.
      4. An individual applying for a Personal Loan must have a decent record for getting a low personal loan interest rate.
      5. The Job area of the candidate.

      Self-employed Applicant:

      1. The age needed for a self-employed individual ought to be 25 years.
      2. The individual applying for a Personal Loan should document ITR throughout the previous three years. A personal loan EMI calculator will give a better estimation.
      3. Also, if the candidate is maintaining a business, then his business ought to be running at any rate for the most recent three years.
      4. The CIBIL score of the candidate must be acceptable, and there ought not to be any obligation left due.
      5. The base sum ought to be Rs 2.5 lakhs per annum in any event.
      6. The entire documentation measure for Personal Loan Baripada is direct; the candidate needs to present his financials and his bank statements for the past quarter of a year.

      Why apply for a Personal Loan from Baripada?

      1. No security or any property should be put to the banker.
      2. Personal Loans can be used for almost all the financial problems of life. So it is a multi-purpose offer.
      3. The loan amount depends on the individual’s repayment capacity and profits.
      4. For Personal Loan Baripada, the guarantor is not needed, at max, just reference.

      How to apply for a Personal Loan in Baripada?

      1. Visit Dialabank
      2. Go to the loan section and select a personal loan link.
      3. The candidate will be coordinated to all subtleties of the individual advance to pick their favoured city.
      4. For more data and free direction, they may approach 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan in Baripada

      Every Bank and NBFC charges a fee for processing your Personal Loan Baripada application. The processing fee for getting a personal loan in Baripada is 1% of the loan amount.

      If you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan EMI Calculator Baripada

      Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate the bank charges you, the amount of loan you have to take, and the period you enjoy the loan.

      To calculate your EMI: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Baripada

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Baripada application. However, most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior of the previous loans. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.


      Interest Rate 9.99%


      Personal Loan Baripada Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Baripada.

      You can apply online at Dialabank or give me a call at 9878981166.

      Personal Loan Baripada Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Baripada.

      Pre Calculated EMI Table for Personal Loan Baripada

      5 Yrs
      4 Yrs
      3 Yrs

      About Baripada

      Baripada is a city and a municipality in the Mayurbhanj district in Odisha state, India. It is situated along the east bank of the Budhabalanga river.

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