Personal Loan Dhule

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Dhule

      Major Personal Loan Providers in Dhule

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Dhule Features

      Personal Loan DhuleAre you looking for a loan for personal financial purposes? Do you want to get rid of the imminent cash crunch? Do you need money quickly to fulfil any personal financial requirements? Then taking a personal loan will be the best option for you.

      It will be provided at the best possible low-interest rates, which varies according to the candidate’s credit profile.

      The loan offered to people without placing any collateral is termed as a Personal loan. This loan helps a person to meet any personal requirement without including any type of property.

      It can be used for wedding expenses, higher study, home renovations, debt consolidations, and many more. You can make a personal loan as it is easy to take and more manageable to repay. In addition to this to avail, this loan you don’t need to have any collateral as this loaning scheme is a guarantee free facility.

      Personal Loan Dhule Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Dhule

      The documents required for a personal loan are as follows:

      Salaried Customers:

      1. PAN Card
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. Residence Proof (Owned/Rented/Company provided)
      5. Passport-sized photographs – 2
      6. Identity proof (Aadhar card/driving license)
      7. In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. PAN Card
      2. Aadhar Card
      3. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Dhule

      The Personal loan eligibility criteria also are different for both Salaried and Self-Employed customers in the following manner:

      Salaried Applicants:

      1.  Salary: Rs 18,000 (Monthly).
      2. Minimum and Maximum Age: 21 and 60 Years.
      3. Work Experience: Overall, 3 years and 1-year experience in the current job.
      4. CIBIL Score must be more than 700.
      5. A person who gets his/her salary in cash is not eligible for an availing Loan.

      Self-Employed Applicants:

      1. Minimum and Maximum Age: 25 and 65 years.
      2. Should have filed for an annual ITR of 2.5 to 3 lakh.
      3. Residence: Should be owning an Office or Home.
      4. Business Stability: Your business should be operating for the last 3 years.
      5. CIBIL Score should be more than 700.

      Why Apply for Personal Loan Dhule?

      1. Multipurpose loan: The money availed through this loan can be utilized for a variety of personal works.
      2. All-purpose loan: It can be used for almost all purposes according to the requirement.
      3. Affordable Interest Rates: It is available at an affordable interest rate in the market.
      4. Simple procedure: It is a simple Loan scheme as there is no process to check the collateral

      How to apply for Personal Loan Dhule?

      Anybody can apply for Personal Loan Dhule online and get an instant personal loan only in 2 minutes. The process of application is straightforward and quick.

      1. Visit Dialabank.
      2. After that, apply for a Personal Loan online.
      3. Please enter your contact number so that we can contact you back.

      Dialabank is one of the best platforms to apply for a personal loan as we provide you with all kinds of loans at a very affordable rate of interest. You can also call on 9878981166 for any kind of assistance.

      Processing Fee / Prepayment Charges on Personal Loan Dhule

      Every Bank and NBFC charges two kinds of fees from its customers.

      1. The first is mandatory for processing your Personal Loan application, i.e. Processing Fee. These charges vary between 1% to 2.5% of the sanctioned loan amount. These are charged on all personal loans irrespective of the tenure and amount.
      2. The second being Pre-closure charges in case you want to close your loan before your fixed tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the loan’s 4th year. These are only charged if you do not wish to continue with the fixed tenure period.

      Personal Loan Dhule EMI Calculator

      The  Personal loan EMI Calculator can be used to know your EMI value on your loan amount.

      Equated Monthly Installments, also known as EMI are the monthly charges you pay to the bank as monthly repayment for the loan amount borrowed.  It is calculated based on your profile, income, loan amount, and tenure the interest rate. Your EMI is calculated basis the Interest Rate the bank charges you, which must be paid every month.

      CIBIL Score required for Personal Loan Dhule

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Dhule.

      1. Most institutions require a minimum score of 750 to process your loan application.
      2. Others might look into other factors like income and job stability to process the loan.
      3. The institutions don’t just look at the overall score and the detailed behaviour on the previous loans taken.
      4. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Dhule Agents

      Dialabank helps you compare various banks and NBFCs so that you can avail the best offers available according to your need. DialaBank is your best agent available for a personal loan in Dhule. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

      1. DialaBank is India’s first financial helpline.
      2. We do not charge you for our services.
      3. The loan gets disbursed within 24 hours of applying with us.
      4. Our relationship manager guides and assists you through the entire process.

      By comparing all the deals available with various banks we will help you in choosing the right bank for you.

      Personal Loan Dhule Contact Number

      Call 9878981166 and get instant help and approval for Instant Personal Loan in Dhule.

      Pre Calculated EMI Table for Personal Loan Dhule

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Dhule

      Dhule is located in the Dhule District which falls in the northwestern region of Maharashtra (India) also known as Khandesh. It is also in the vicinity of the banks of the Panzara River. It is very beneficial for an individual to take a personal loan, all you have to do is to visit Dialabank or call on 9878981166.

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