Personal Loan Goalpara

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Goalpara

      Best Banks for Personal Loan in Goalpara

      Feature HDFC Bank Private Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Goalpara Features

      Personal Loan Goalpara

      Lack of funds for an emergency? Need a solution to all your financial obstacles? A personal loan might be a helpful alternative. While traditional people will always oppose the idea of taking loans, a personal loan is something that can be helpful if you are buying something important for you.

      Why Personal Loan Goalpara?

      Personal Loan Goalpara aims to provide financial assistance to its customers by giving the best deals on personal loans. With affordable interest rates and low EMIs, one can avail of a personal loan for doing their prioritized tasks. You can get a personal loan by any of the major banks at feasible interest rates and reasonable EMIs to help you deal with all kinds of liquidity crunch.

      Personal loans can be helpful for huge, unplanned, and unexpected occasions. A personal loan requires a decent source of income along with a good credit history to get approved on time. We at Dialabank provide you a structured market comparison of different banks and NBFCs that helps in making the right choice about your loan.

      While all other loans are distinct, like a car loan for a car and a home loan for any property, a personal loan can be availed of for anything like paying medical bills, supporting a vacation, a wedding, etc. There are some basic eligibility and documentation standards that you have to follow for a personal loan.

      Personal Loan Goalpara Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      Private Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Goalpara

      Documents required are different for salaried and self-employed applicants.

      For the salaried applicants, identity proofs such as Aadhar or your license of driving, your salary slips from the past three months, Bank statements from the last two quarters, PAN card, the proof of your residence (Rented/Owned/Company afforded), and rental agreement (if living on rent), and two Passport-sized photographs will be needed. Be sure about not wearing spectacles in your photographs.

      For the self-employed applicants, candidates should provide all financial records like balance sheets, Profit & Loss Statements, and income tax return files. Besides, PAN card, Aadhaar card, residence proof, or rental agreement along with and 2 passport-sized photographs will be required. 

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Goalpara Eligibility Criteria

      Click here to get a better understanding of personal loan eligibility

      Salaried applicants are eligible if their age is between the bracket of 21 to years. A minimum work experience of three years is required for personal loan approval. The least or minimum salary of the applicant should be Rs 25,000 per month and should be credited to their bank account only. Since location is a crucial factor in the job, it is required to mention your job location.

      Self-employed individuals are eligible if the age of the applicant is below 60 years and above 25 years. The applicant needs to provide their Income Tax Return file for the last three years. If an applicant is a businessman, he would need to prove that his business is operational from at least three years. Furthermore, the applicant’s minimum income should be 2.5 lakhs rupees and they should submit their bank statements for the last quarter.

      Personal Loan Goalpara Agent and Contact Number

      For the best deals on personal loans, visit Dialabankand explore the personal loan choice on the menu of the homepage. After, that all need is to fill up a form for the inspection of our experts. Click on Apply now and we will revert to assist you in the entire process. If you are still confused about loans, you can visit the nearest Dialabank branch or make a call at 9878981166.

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