Major Personal Loan Providers in Hindupur
1% - 2.5% of the Loan Amt
Personal Loan Hindupur Features
A Personal Loan is an unsecured loan in which there is no involvement of any of the customer’s assets as collateral. It requires a basic documentation process to fulfil the eligibility criteria. A personal loan can be availed to fulfil either of the demands such as money to build a house, pay medical charges, children’s education, etc. other than these there can be several personal needs that can be sorted out with the help of personal loans. Personal Loan is an unsecured loan; one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score.
Personal Loan Hindupur Interest Rates
1. Rates as low as 9.99% are provided in Personal Loan Hindupur.
2. Loans Up to 30 Lacks
3. Same Day Disbursal
4. Personal Loan Hindupur provides Doorstep Service
5. Unbiased
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Hindupur
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last 6 months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Hindupur
The eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants:
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicants must have work experience of three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month.
Click here to know more about- Salaried Applicant.
Self-Employed Applicants:
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The individual applicants’ credit score should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and bank statements of the previous three months.
Click here to know more – Self-employed Applicant.
Why Apply for Personal Loan Hindupur?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of a personal loans depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan Hindupur?
- Visit Dialabank
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all personal loan details where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Hindupur
Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done.
Personal Loan Hindupur EMI Calculator
Equated Monthly Installments, also known as EMI are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.
CIBIL Score required for Personal Loan Hindupur
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Hindupur. Most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score and the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Hindupur Agents
Dialabank is the leading agent for availing Personal Loan in Hindupur. You can apply online at Dialabank or give a call at 9878981166
Dialabank helps you find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks to make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Personal Loan Hindupur Contact Number
For, instant help and approval for a Personal Loan in Hindupur, call 9878981166.
Pre Calculated EMI Table for Personal Loan Hindupur
EMI Calculator for Personal Loan –
About Hindupur
Hindupur is a city in the Anantapur district of the Indian state of Andhra Pradesh. It is an easy and time-saving process to take a Personal Loan in Bodakdev only when you apply through Dialabank or call on 9878981166.