Personal Loan Jetpur

Best Banks for Personal Loan in Jetpur

Personal Loan in Jetpur Features

Looking for a quick loan for cash needs? Personal Loans can be an option for you. This loan is not secured in nature and needs minimal documentation and less paperwork. This loan is approved within 48 hours after the verification process.

Personal Loan Jetpur is an unsecured loan that provides financial aid to customers at very affordable interest rates. To avail of a Personal Loan Jetpur, applicants need to have a stable and good income source and a good credit history.

Adding to it, there is no fixed restriction on using the amount of a personal loan. Therefore, you can easily use this loan amount anywhere you want to do.

Personal Loan in Jetpur Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Jetpur Documents Required

Salaried Customers:

1. Identity proofs (Aadhar card/driving license)
2. Salary slips (last three months)
3. Bank statements (last six months)
4. PAN Card Copy
5. Residence Proofs (Owned/Rented/Company provided)
6. Two Passport-sized photographs

*NOTE: Rent agreement needs to be attached In case of rented apartments

Self-Employed Customers:

1. All financials (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Jetpur Eligibility Criteria

The personal loan eligibility criteria are separate for both Salaried and Self-Employed:

Salaried Applicants

1. The minimum age requirements for the individual should be at least 21 years and a maximum of 60 years.
2. The applicants must be having work experience of a minimum of three years, and the salary should be received in their accounts only.
3. The applicant must be having a perfect credit history.
4. The job location of the applicant needs to be mentioned.
5.  A borrower must have an income of at least INR 25,000 per month.

Click the link to know more about- Salaried Applicant.

Self-Employed Applicants

1. The independent person must be of 25 years.
2. The users applying for the personal loan should have filed ITR for the last three years.
3. If the applicants have businesses, then the business must be running for the last three years.
4. The credit score of any individual application should be perfect, and also there should not be any remaining debt or dues.
5. The annual income of the applicants needs to be a minimum of Rs 2.5 lakh.
6. The complete documentation process for the personal loan needs the applicant to submit his financial and bank statements for the past three months.

Click the link to know more – Self-employed Applicant.

Why Apply for Personal Loan Jetpur?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
3. The amount of a personal loan depends upon the repayment of individual income and capacity.
4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Jetpur?

1. Visit Dialabank.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all personal loan details where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Jetpur

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

If you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Jetpur EMI Calculator

Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated using a personal loan EMI calculator basis the Interest Rate the bank charges you, the amount of loan you have to take, and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Jetpur

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Jetpur application. However, most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behavior of the previous loans. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

Personal Loan in Jetpur Agent and Contact Number

Dialabank is amongst the leading agents for availing of Personal Loan in Jetpur. You can apply online at the Dialabank website or even give a call at 9878981166

Dialabank always tends to help you to select the best available option between the Banks and NBFCs by providing a detailed market comparison of different banks to you so that users can make the correct choice. Visit us at www.dialabank.com and fill up a simple form with your basic employment details. Our customer relationship managers will try to get in touch with you.

Call us at 9878981166 and get instant help and approval for Personal Loan Jetpur.

Pre Calculated EMI Table for Personal Loan Jetpur

About Jetpur

Jetpur is a city in the Rajkot district in the western Indian state of Gujarat. Jetpur is situated on the western bank of the Bhadra river. The Bhadra river, which has a south-westerly course to within a few miles of Jetpur, suddenly takes a curve to the north for a few miles and then turns to the west. A bridge has been constructed across the Bhadra about a mile north of Jetpur on the Rajkot- Jundgadh highway.

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