Personal Loan Malur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Malur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Malur Features

Click here to get an instant personal loan

Want to launch a new venture? Want to purchase a car? What they need is capital. Exactly right? But don’t let money get in your vision and you. Get no concerns. We have a number of personal credit options.Personal Loan Malur

We Dialabank let people evaluate, assess, and choose the best potential loan.

Personal loan Malur is an unsecured credit providing consumers financial aid at competitive interest rates. The borrower wants a stable and reliable source of income to secure a Personal Loan and requires a strong financial background.
Additionally, there is no end-use cap to the usage of the personal loan amount. You will use this sum of loan anywhere you want to.

Personal Loan Malur Interest Rates

To apply for personal loan Malur click on Personal Loan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Malur

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: The leasing arrangement has to be applied to the leased apartments.

Self-Employed Customers:

  1. All financials (Balance sheet, P&L Document, and ITR files) are needed.
  2. Permanent Account Number.
  3. Aadhar ID.
  4. Evidence of Residency.
  5. Two passport-sized pictures.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Malur

Click to know more personal loan eligibility

Salaried Applicants

  1. The individual’s minimum age criteria will be 21 years, and a limit of 60 years.
  2. The candidates will have three years of job experience. And they will earn the salaries only in their accounts.
  3. The candidates must have an excellent financial background.
  4. It will state the applicant ‘s work position.
  5. A debtor will have a minimum salary of 25,000 INR a month

Self-Employed Applicants

  1. For an individual adult, the minimum age threshold would be 25 years.
  2. Over the last three years, ITR will be submitted by borrowers seeking over a personal loan.
  3. If the applicants are the businessman, so from the last three years the company will be going.
  4. The person applicants’ credit score will be strong. No liability or duties should be left. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  5. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the preceding three months.

Why Apply for Personal Loan Malur?

  1. There is no requirement to add any mortgage or insurance collateral to the fund.
  2. A personal loan is a loan with a multipurpose deal. It can be used for all finance-related issues.
  3. The amount of personal loan depends on the individual income and willingness to be paid back.
  4. No guarantor or candidate is needed on a Personal Loan.

How to apply for Personal Loan Malur?

  1. Visit dialabank
  2. Click on the personal loan button to move to the Loan site.
  3. The borrower will be led to all personal loan specifics where they can pick their preferred area.
  4. You can call on 9878981166 for more detail and free guidance.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Malur

Through bank and NBFC charges a fee to process the application for a Personal Loan. Such costs range from 1.5 percent to 2.5 percent of the sum of the loan that was approved.

If you plan to foreclose the loan within the negotiated term of the loan, you will be paid a punitive prepayment fee from any lending agency. Unable to repay the loan by 12 months in most situations. Post that the charges differ according to how many years the loan has been made. Such penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower ‘s fourth year.

To know about the interest rate click on personal loan interest rate

Personal Loan Malur EMI Calculator

Equated Mortgage Payments are also known as EMI as the recurring fixed fees you submit to the bank as a regular deposit on the balance of the loan lent. The interest rate on your credit is calculated depending on your rating. Your EMI is determined on the basis of the interest rate paid to you by the bank and the duration of the loan to be obtained and the time during which you receive the loan.

CIBIL Score required for Personal Loan Malur

Through lending institution has its own requirement for the minimum CIBIL score needed to process an application for a Personal Loan at Malur. Most organizations require a minimum score of 750 to approve the application for a loan.

The organizations are not only looking at the total score but also the comprehensive conduct of prior loans. This provides information about the form of loan obtained and the amount lent. Any outstanding payments for previous loans will serve as a deterrent to making a fresh loan open to you.

personal loan at 10.75%*

Personal Loan Malur Agents

Dialabank is the leading agent for availing Personal Loan in Malur.

You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank lets you choose the best choice for banks and NBFCs by supplying you with a comprehensive price analysis of different banks so you can pick the correct route. Visit our website www.dialabank.com, and fill out your personal and career info with a quick form. Our client service managers will be coming to meet you early.

Personal Loan Malur Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Malur.

Pre Calculated EMI Table for Personal Loan Malur

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Malur

Malur is a taluk town in the Kolar district of Karnataka state of India. Located at a distance of 26 km from Kolar, Malur is very similar to the state capital Bengaluru, with approximately 27 km to Whitefield. From Bengaluru, one can enter Malur by trains and also by road.

Other Cities For Personal Loan In Karnataka

Personal Loan Raichur Personal Loan Mudhol
Personal Loan Nelamangala Personal Loan Mangalore
Personal Loan Mysore Personal Loan Malavalli

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